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REC vs CAPITAL FIRST - Comparison Results

Rs 100 invested in...

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Current Valuations

    REC CAPITAL FIRST REC/
CAPITAL FIRST
 
P/E (TTM) x 9.0 15.0 60.3% View Chart
P/BV x 2.0 2.2 91.8% View Chart
Dividend Yield % 2.8 0.5 586.8%  

Financials

 REC   CAPITAL FIRST
EQUITY SHARE DATA
    REC
Mar-23
CAPITAL FIRST
Mar-18
REC/
CAPITAL FIRST
5-Yr Chart
Click to enlarge
High Rs128902 14.2%   
Low Rs82610 13.5%   
Income per share (Unadj.) Rs149.9381.0 39.4%  
Earnings per share (Unadj.) Rs42.433.1 128.2%  
Cash flow per share (Unadj.) Rs59.837.8 158.2%  
Dividends per share (Unadj.) Rs12.602.80 450.0%  
Avg Dividend yield %12.00.4 3,229.5%  
Book value per share (Unadj.) Rs220.7264.5 83.5%  
Shares outstanding (eoy) m2,633.2298.97 2,660.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.72.0 35.4%   
Avg P/E ratio x2.522.8 10.9%  
Avg P/CF ratio x2.53.2 78.1%  
Avg Price/Bookvalue ratio x0.52.9 16.7%  
Dividend payout %29.78.5 351.1%   
Avg Mkt Cap Rs m277,37774,818 370.7%   
No. of employees `000NANA-   
Total wages & salary Rs m2,0413,348 61.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m394,78337,706 1,047.0%  
Other income Rs m419414 101.1%   
Interest expense Rs m237,41313,824 1,717.3%   
Net interest income Rs m157,36923,882 658.9%  
Operating expense Rs m18,56919,078 97.3%   
Gross profit Rs m138,8004,804 2,889.5%  
Gross profit margin %35.212.7 276.0%  
Provisions/contingencies Rs m8620,275 0.4%   
Profit before tax Rs m138,9774,939 2,813.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m27,3071,664 1,640.6%   
Profit after tax Rs m111,6703,274 3,410.3%  
Net profit margin %28.38.7 325.7%  
BALANCE SHEET DATA
Advances Rs m4,220,8390-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %3.515.0 23.1%  
Net fixed assets Rs m6,408831 771.3%   
Share capital Rs m31,916990 3,225.0%   
Free reserves Rs m549,28925,186 2,181.0%   
Net worth Rs m581,20526,175 2,220.4%   
Borrowings Rs m191,22740,449 472.8%   
Investments Rs m305,381158,893 192.2%   
Total assets Rs m4,648,926260,691 1,783.3%  
Debt/equity ratio x0.31.5 21.3%   
Return on assets %2.41.3 191.2%  
Return on equity %19.212.5 153.6%  
Capital adequacy ratio %25.815.9 162.3%  
Net NPAs %1.01.0 104.0%  
CASH FLOW
From Operations Rs m-373,598-76,501 488.4%  
From Investments Rs m-9,430-947 995.8%  
From Financial Activity Rs m381,22875,797 503.0%  
Net Cashflow Rs m-1,799-1,651 108.9%  

Share Holding

Indian Promoters % 52.6 0.0 -  
Foreign collaborators % 0.0 35.5 -  
Indian inst/Mut Fund % 34.8 30.4 114.4%  
FIIs % 20.6 19.9 103.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 47.4 64.5 73.5%  
Shareholders   689,192 139,594 493.7%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare REC With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    INDIABULLS HOU. FIN.    


More on REC vs CAPITAL FIRST

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

REC vs CAPITAL FIRST Share Price Performance

Period REC CAPITAL FIRST
1-Day 1.13% -0.53%
1-Month 5.61% 8.41%
1-Year 294.87% -16.11%
3-Year CAGR 67.23% 12.35%
5-Year CAGR 32.11% 30.82%

* Compound Annual Growth Rate

Here are more details on the REC share price and the CAPITAL FIRST share price.

Moving on to shareholding structures...

The promoters of REC hold a 52.6% stake in the company. In case of CAPITAL FIRST the stake stands at 35.5%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of REC and the shareholding pattern of CAPITAL FIRST.

Finally, a word on dividends...

In the most recent financial year, REC paid a dividend of Rs 12.6 per share. This amounted to a Dividend Payout ratio of 29.7%.

CAPITAL FIRST paid Rs 2.8, and its dividend payout ratio stood at 8.5%.

You may visit here to review the dividend history of REC, and the dividend history of CAPITAL FIRST.

For a sector overview, read our finance sector report.



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