REC | MAHINDRA & MAHINDRA FINANCIAL SERVICES | REC/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
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P/E (TTM) | x | 8.7 | 17.2 | 50.8% | View Chart |
P/BV | x | 2.0 | 1.8 | 112.1% | View Chart |
Dividend Yield | % | 2.9 | 2.3 | 127.2% |
REC MAHINDRA & MAHINDRA FINANCIAL SERVICES |
EQUITY SHARE DATA | |||||
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REC Mar-23 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-23 |
REC/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
5-Yr Chart Click to enlarge
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High | Rs | 128 | 272 | 47.2% | |
Low | Rs | 82 | 158 | 52.0% | |
Income per share (Unadj.) | Rs | 149.9 | 102.9 | 145.6% | |
Earnings per share (Unadj.) | Rs | 42.4 | 16.8 | 252.4% | |
Cash flow per share (Unadj.) | Rs | 59.8 | 72.1 | 82.9% | |
Dividends per share (Unadj.) | Rs | 12.60 | 6.00 | 210.0% | |
Avg Dividend yield | % | 12.0 | 2.8 | 428.9% | |
Book value per share (Unadj.) | Rs | 220.7 | 150.1 | 147.0% | |
Shares outstanding (eoy) | m | 2,633.22 | 1,233.60 | 213.5% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.7 | 2.1 | 33.6% | |
Avg P/E ratio | x | 2.5 | 12.8 | 19.4% | |
Avg P/CF ratio | x | 2.5 | 12.7 | 19.6% | |
Avg Price/Bookvalue ratio | x | 0.5 | 1.4 | 33.3% | |
Dividend payout | % | 29.7 | 35.7 | 83.2% | |
Avg Mkt Cap | Rs m | 277,377 | 265,378 | 104.5% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 2,041 | 21,153 | 9.6% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 394,783 | 126,995 | 310.9% | |
Other income | Rs m | 419 | 15,570 | 2.7% | |
Interest expense | Rs m | 237,413 | 50,943 | 466.0% | |
Net interest income | Rs m | 157,369 | 76,052 | 206.9% | |
Operating expense | Rs m | 18,569 | 61,198 | 30.3% | |
Gross profit | Rs m | 138,800 | 14,854 | 934.4% | |
Gross profit margin | % | 35.2 | 11.7 | 300.6% | |
Provisions/contingencies | Rs m | 86 | 248 | 34.5% | |
Profit before tax | Rs m | 138,977 | 28,038 | 495.7% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 12 | 0.0% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 27,307 | 7,326 | 372.8% | |
Profit after tax | Rs m | 111,670 | 20,724 | 538.8% | |
Net profit margin | % | 28.3 | 16.3 | 173.3% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 4,220,839 | 34,811 | 12,125.1% | |
Deposits | Rs m | 0 | 54,587 | 0.0% | |
Credit/Deposit ratio | x | 0 | 63.8 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 9.8 | - | |
Net Interest Margin | % | 3.5 | 50.1 | 6.9% | |
Net fixed assets | Rs m | 6,408 | 8,706 | 73.6% | |
Share capital | Rs m | 31,916 | 2,467 | 1,293.6% | |
Free reserves | Rs m | 549,289 | 182,732 | 300.6% | |
Net worth | Rs m | 581,205 | 185,199 | 313.8% | |
Borrowings | Rs m | 191,227 | 50,384 | 379.5% | |
Investments | Rs m | 305,381 | 116,974 | 261.1% | |
Total assets | Rs m | 4,648,926 | 1,043,390 | 445.6% | |
Debt/equity ratio | x | 0.3 | 0.6 | 58.0% | |
Return on assets | % | 2.4 | 2.0 | 120.9% | |
Return on equity | % | 19.2 | 11.2 | 171.7% | |
Capital adequacy ratio | % | 25.8 | 22.5 | 114.5% | |
Net NPAs | % | 1.0 | 1.9 | 55.6% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | -373,598 | -173,953 | 214.8% | |
From Investments | Rs m | -9,430 | -16,354 | 57.7% | |
From Financial Activity | Rs m | 381,228 | 188,520 | 202.2% | |
Net Cashflow | Rs m | -1,799 | -1,787 | 100.7% |
Indian Promoters | % | 52.6 | 52.2 | 100.9% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 35.4 | 40.6 | 87.3% | |
FIIs | % | 19.9 | 12.0 | 166.6% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 47.4 | 47.8 | 99.0% | |
Shareholders | 770,808 | 227,512 | 338.8% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare REC With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS INDIABULLS HOU. FIN.
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | REC | M&M Financial |
---|---|---|
1-Day | 0.10% | -5.47% |
1-Month | -5.68% | -3.73% |
1-Year | 251.21% | 3.29% |
3-Year CAGR | 66.17% | 13.80% |
5-Year CAGR | 31.55% | 0.39% |
* Compound Annual Growth Rate
Here are more details on the REC share price and the M&M Financial share price.
Moving on to shareholding structures...
The promoters of REC hold a 52.6% stake in the company. In case of M&M Financial the stake stands at 52.2%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of REC and the shareholding pattern of M&M Financial.
Finally, a word on dividends...
In the most recent financial year, REC paid a dividend of Rs 12.6 per share. This amounted to a Dividend Payout ratio of 29.7%.
M&M Financial paid Rs 6.0, and its dividend payout ratio stood at 35.7%.
You may visit here to review the dividend history of REC, and the dividend history of M&M Financial.
For a sector overview, read our finance sector report.
After opening the day on high, Indian share markets continued the momentum as the session progressed and ended the higher.