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SAUMYA CONSULTANTS vs PAISALO DIGITAL - Comparison Results

Rs 100 invested in...

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Current Valuations

    SAUMYA CONSULTANTS PAISALO DIGITAL SAUMYA CONSULTANTS/
PAISALO DIGITAL
 
P/E (TTM) x 7.1 42.0 16.9% View Chart
P/BV x 1.5 5.9 26.3% View Chart
Dividend Yield % 0.0 0.1 -  

Financials

 SAUMYA CONSULTANTS   PAISALO DIGITAL
EQUITY SHARE DATA
    SAUMYA CONSULTANTS
Mar-23
PAISALO DIGITAL
Mar-23
SAUMYA CONSULTANTS/
PAISALO DIGITAL
5-Yr Chart
Click to enlarge
High Rs12697 129.6%   
Low Rs7350 147.6%   
Income per share (Unadj.) Rs27.810.5 263.4%  
Earnings per share (Unadj.) Rs-1.72.1 -80.0%  
Cash flow per share (Unadj.) Rs-216.3-18.2 1,186.7%  
Dividends per share (Unadj.) Rs00.10 0.0%  
Avg Dividend yield %00.1 0.0%  
Book value per share (Unadj.) Rs126.925.9 490.3%  
Shares outstanding (eoy) m6.91449.02 1.5%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x3.67.0 51.5%   
Avg P/E ratio x-59.735.2 -169.5%  
Avg P/CF ratio x0.42.8 14.5%  
Avg Price/Bookvalue ratio x0.82.8 27.7%  
Dividend payout %04.8 -0.0%   
Avg Mkt Cap Rs m68832,940 2.1%   
No. of employees `000NANA-   
Total wages & salary Rs m6283 2.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m1924,732 4.1%  
Other income Rs m61 434.9%   
Interest expense Rs m02,087 0.0%   
Net interest income Rs m1922,645 7.3%  
Operating expense Rs m2001,313 15.2%   
Gross profit Rs m-81,332 -0.6%  
Gross profit margin %-4.228.1 -15.1%  
Provisions/contingencies Rs m1,69010,759 15.7%   
Profit before tax Rs m-41,262 -0.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m7326 2.2%   
Profit after tax Rs m-12936 -1.2%  
Net profit margin %-6.019.8 -30.4%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %28.91,005.5 2.9%  
Net fixed assets Rs m7663 1.0%   
Share capital Rs m69449 15.4%   
Free reserves Rs m80811,176 7.2%   
Net worth Rs m87711,625 7.5%   
Borrowings Rs m010,427 0.0%   
Investments Rs m664263 252.5%   
Total assets Rs m93134,364 2.7%  
Debt/equity ratio x00.9 0.0%   
Return on assets %-1.22.7 -45.4%  
Return on equity %-1.38.1 -16.3%  
Capital adequacy ratio %040.3 0.0%  
Net NPAs %00 0.0%  
CASH FLOW
From Operations Rs m-28-4,522 0.6%  
From Investments Rs m31-51 -60.1%  
From Financial Activity Rs mNA4,760 0.0%  
Net Cashflow Rs m2188 1.3%  

Share Holding

Indian Promoters % 54.9 50.4 109.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 27.9 -  
FIIs % 0.0 15.1 -  
ADR/GDR % 0.0 0.0 -  
Free float % 45.1 49.6 90.9%  
Shareholders   1,510 52,323 2.9%  
Pledged promoter(s) holding % 0.0 18.5 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SAUMYA CONSULTANTS With:   BAJAJ FINANCE    CHOLAMANDALAM INVEST    BAJAJ HOLDINGS & INVESTMENT    SBI CARDS    TATA INVESTMENT    


More on SAUMYA CONSULTANTS vs Paisalo Digital

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

SAUMYA CONSULTANTS vs Paisalo Digital Share Price Performance

Period SAUMYA CONSULTANTS Paisalo Digital
1-Day 5.00% -2.62%
1-Month -1.01% 13.88%
1-Year 131.18% 181.76%
3-Year CAGR 59.36% 32.80%
5-Year CAGR 30.97% 37.25%

* Compound Annual Growth Rate

Here are more details on the SAUMYA CONSULTANTS share price and the Paisalo Digital share price.

Moving on to shareholding structures...

The promoters of SAUMYA CONSULTANTS hold a 54.9% stake in the company. In case of Paisalo Digital the stake stands at 50.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SAUMYA CONSULTANTS and the shareholding pattern of Paisalo Digital.

Finally, a word on dividends...

In the most recent financial year, SAUMYA CONSULTANTS paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of -0.0%.

Paisalo Digital paid Rs 0.1, and its dividend payout ratio stood at 4.8%.

You may visit here to review the dividend history of SAUMYA CONSULTANTS, and the dividend history of Paisalo Digital.

For a sector overview, read our finance sector report.



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