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SUNDARAM FINANCE vs HDFC - Comparison Results

Rs 100 invested in...

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Current Valuations

    SUNDARAM FINANCE HDFC SUNDARAM FINANCE/
HDFC
 
P/E (TTM) x 35.3 30.6 115.6% View Chart
P/BV x 5.2 2.5 203.9% View Chart
Dividend Yield % 0.6 1.6 36.5%  

Financials

 SUNDARAM FINANCE   HDFC
EQUITY SHARE DATA
    SUNDARAM FINANCE
Mar-23
HDFC
Mar-23
SUNDARAM FINANCE/
HDFC
5-Yr Chart
Click to enlarge
High Rs2,4442,855 85.6%   
Low Rs1,5572,027 76.8%   
Income per share (Unadj.) Rs496.9833.7 59.6%  
Earnings per share (Unadj.) Rs119.6142.6 83.9%  
Cash flow per share (Unadj.) Rs276.7692.5 40.0%  
Dividends per share (Unadj.) Rs27.0044.00 61.4%  
Avg Dividend yield %1.31.8 74.9%  
Book value per share (Unadj.) Rs899.01,090.0 82.5%  
Shares outstanding (eoy) m110.201,834.56 6.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x4.02.9 137.5%   
Avg P/E ratio x16.717.1 97.7%  
Avg P/CF ratio x16.717.1 97.6%  
Avg Price/Bookvalue ratio x2.22.2 99.4%  
Dividend payout %22.630.9 73.2%   
Avg Mkt Cap Rs m220,4284,478,060 4.9%   
No. of employees `000NANA-   
Total wages & salary Rs m6,71221,600 31.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m54,7621,529,403 3.6%  
Other income Rs m76921,598 3.6%   
Interest expense Rs m24,064370,286 6.5%   
Net interest income Rs m30,6981,159,117 2.6%  
Operating expense Rs m12,968965,098 1.3%   
Gross profit Rs m17,730194,018 9.1%  
Gross profit margin %32.412.7 255.2%  
Provisions/contingencies Rs m50607 8.2%   
Profit before tax Rs m17,110321,306 5.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-1,818-15,389 11.8%   
Prior Period Items Rs m2,2780-   
Tax Rs m4,39244,308 9.9%   
Profit after tax Rs m13,178261,609 5.0%  
Net profit margin %24.117.1 140.7%  
BALANCE SHEET DATA
Advances Rs m330,3736,245,515 5.3%   
Deposits Rs m68,0161,109,979 6.1%  
Credit/Deposit ratio x485.7562.7 86.3%  
Yield on advances %00-   
Cost of deposits %6.29.4 66.8%   
Net Interest Margin %7.411.1 66.1%  
Net fixed assets Rs m12,01598,012 12.3%   
Share capital Rs m1,1023,669 30.0%   
Free reserves Rs m97,9661,996,058 4.9%   
Net worth Rs m99,0681,999,727 5.0%   
Borrowings Rs m49,389876,846 5.6%   
Investments Rs m86,9904,173,582 2.1%   
Total assets Rs m558,84810,897,807 5.1%  
Debt/equity ratio x1.21.0 119.3%   
Return on assets %2.42.4 98.2%  
Return on equity %13.313.1 101.7%  
Capital adequacy ratio %22.80-  
Net NPAs %2.10-  
CASH FLOW
From Operations Rs m-65,043-473,285 13.7%  
From Investments Rs m6,685-215,235 -3.1%  
From Financial Activity Rs m58,901693,206 8.5%  
Net Cashflow Rs m5444,687 11.6%  

Share Holding

Indian Promoters % 35.5 0.0 -  
Foreign collaborators % 2.4 0.0 -  
Indian inst/Mut Fund % 25.2 87.9 28.6%  
FIIs % 8.3 63.6 13.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 62.1 100.0 62.1%  
Shareholders   42,597 720,777 5.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SUNDARAM FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on Sundaram Finance vs HDFC

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Sundaram Finance vs HDFC Share Price Performance

Period Sundaram Finance HDFC
1-Day 0.39% -0.62%
1-Month 17.97% 3.39%
1-Year 100.38% 22.62%
3-Year CAGR 25.85% 13.92%
5-Year CAGR 25.15% 6.83%

* Compound Annual Growth Rate

Here are more details on the Sundaram Finance share price and the HDFC share price.

Moving on to shareholding structures...

The promoters of Sundaram Finance hold a 37.9% stake in the company. In case of HDFC the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Sundaram Finance and the shareholding pattern of HDFC.

Finally, a word on dividends...

In the most recent financial year, Sundaram Finance paid a dividend of Rs 27.0 per share. This amounted to a Dividend Payout ratio of 22.6%.

HDFC paid Rs 44.0, and its dividend payout ratio stood at 30.9%.

You may visit here to review the dividend history of Sundaram Finance, and the dividend history of HDFC.

For a sector overview, read our finance sector report.



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