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SHRIRAM FINANCE vs GIC HOUSING - Comparison Results

Rs 100 invested in...

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Current Valuations

    SHRIRAM FINANCE GIC HOUSING SHRIRAM FINANCE/
GIC HOUSING
 
P/E (TTM) x 13.3 7.2 184.0% View Chart
P/BV x 2.0 0.6 320.3% View Chart
Dividend Yield % 1.5 2.2 66.5%  

Financials

 SHRIRAM FINANCE   GIC HOUSING
EQUITY SHARE DATA
    SHRIRAM FINANCE
Mar-23
GIC HOUSING
Mar-23
SHRIRAM FINANCE/
GIC HOUSING
5-Yr Chart
Click to enlarge
High Rs1,509248 609.3%   
Low Rs1,048110 952.9%   
Income per share (Unadj.) Rs814.0207.0 393.1%  
Earnings per share (Unadj.) Rs160.539.6 405.4%  
Cash flow per share (Unadj.) Rs436.0104.2 418.6%  
Dividends per share (Unadj.) Rs35.004.50 777.8%  
Avg Dividend yield %2.72.5 108.8%  
Book value per share (Unadj.) Rs1,156.8315.6 366.6%  
Shares outstanding (eoy) m374.4353.85 695.3%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.60.9 181.8%   
Avg P/E ratio x8.04.5 176.4%  
Avg P/CF ratio x7.34.5 160.6%  
Avg Price/Bookvalue ratio x1.10.6 195.0%  
Dividend payout %21.811.4 191.9%   
Avg Mkt Cap Rs m478,6969,630 4,970.9%   
No. of employees `000NANA-   
Total wages & salary Rs m26,364599 4,399.2%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m304,76811,149 2,733.6%  
Other income Rs m3271,589 20.6%   
Interest expense Rs m129,9587,029 1,848.8%   
Net interest income Rs m174,8094,120 4,243.3%  
Operating expense Rs m86,9922,710 3,209.6%   
Gross profit Rs m87,8171,409 6,231.3%  
Gross profit margin %28.812.6 228.0%  
Provisions/contingencies Rs m5,8770-   
Profit before tax Rs m82,1372,899 2,833.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-900-   
Prior Period Items Rs m860-   
Tax Rs m22,023766 2,875.0%   
Profit after tax Rs m60,1102,133 2,818.8%  
Net profit margin %19.719.1 103.1%  
BALANCE SHEET DATA
Advances Rs m1,786,851103,210 1,731.3%   
Deposits Rs m346,7200-  
Credit/Deposit ratio x515.40- 
Yield on advances %00-   
Cost of deposits %6.80-  
Net Interest Margin %9.03.9 230.8%  
Net fixed assets Rs m37,109522 7,106.3%   
Share capital Rs m3,744539 694.9%   
Free reserves Rs m429,38616,454 2,609.6%   
Net worth Rs m433,13016,993 2,548.9%   
Borrowings Rs m4,5913,481 131.9%   
Investments Rs m160,6852,739 5,866.6%   
Total assets Rs m2,218,253108,350 2,047.3%  
Debt/equity ratio x0.80.2 395.9%   
Return on assets %2.72.0 137.7%  
Return on equity %13.912.5 110.6%  
Capital adequacy ratio %22.631.5 71.9%  
Net NPAs %3.23.3 97.0%  
CASH FLOW
From Operations Rs m-176,25310,432 -1,689.6%  
From Investments Rs m-1,930-2,129 90.7%  
From Financial Activity Rs m118,195-12,384 -954.4%  
Net Cashflow Rs m-7,296-4,081 178.8%  

Share Holding

Indian Promoters % 23.4 42.4 55.2%  
Foreign collaborators % 2.0 0.0 -  
Indian inst/Mut Fund % 69.8 9.2 759.8%  
FIIs % 54.0 3.3 1,645.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 74.6 57.6 129.5%  
Shareholders   107,254 58,599 183.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SHRIRAM FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    INDIABULLS HOU. FIN.    


More on Shriram Transport vs GIC HOUSING

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Shriram Transport vs GIC HOUSING Share Price Performance

Period Shriram Transport GIC HOUSING
1-Day -1.06% -0.07%
1-Month 0.36% -11.58%
1-Year 92.26% 38.54%
3-Year CAGR 18.40% 20.40%
5-Year CAGR 13.64% -5.71%

* Compound Annual Growth Rate

Here are more details on the Shriram Transport share price and the GIC HOUSING share price.

Moving on to shareholding structures...

The promoters of Shriram Transport hold a 25.4% stake in the company. In case of GIC HOUSING the stake stands at 42.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Shriram Transport and the shareholding pattern of GIC HOUSING.

Finally, a word on dividends...

In the most recent financial year, Shriram Transport paid a dividend of Rs 35.0 per share. This amounted to a Dividend Payout ratio of 21.8%.

GIC HOUSING paid Rs 4.5, and its dividend payout ratio stood at 11.4%.

You may visit here to review the dividend history of Shriram Transport, and the dividend history of GIC HOUSING.

For a sector overview, read our finance sector report.



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