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SOUTH IND.BANK vs FEDERAL BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    SOUTH IND.BANK FEDERAL BANK SOUTH IND.BANK/
FEDERAL BANK
 
P/E (TTM) x 6.4 9.4 68.3% View Chart
P/BV x 1.1 1.7 64.9% View Chart
Dividend Yield % 1.1 0.7 164.6%  

Financials

 SOUTH IND.BANK   FEDERAL BANK
EQUITY SHARE DATA
    SOUTH IND.BANK
Mar-23
FEDERAL BANK
Mar-23
SOUTH IND.BANK/
FEDERAL BANK
5-Yr Chart
Click to enlarge
High Rs22143 15.2%   
Low Rs783 8.8%   
Income per share (Unadj.) Rs34.684.2 41.1%  
Earnings per share (Unadj.) Rs3.715.0 24.8%  
Cash flow per share (Unadj.) Rs13.535.8 37.8%  
Dividends per share (Unadj.) Rs0.301.00 30.0%  
Avg Dividend yield %2.10.9 233.1%  
Book value per share (Unadj.) Rs31.9104.5 30.5%  
Shares outstanding (eoy) m2,092.742,116.20 98.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.41.3 31.3%   
Avg P/E ratio x3.97.6 52.0%  
Avg P/CF ratio x2.04.7 42.6%  
Avg Price/Bookvalue ratio x0.51.1 42.2%  
Dividend payout %8.16.7 121.1%   
Avg Mkt Cap Rs m30,418238,972 12.7%   
No. of employees `000NANA-   
Total wages & salary Rs m13,08024,402 53.6%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m72,332178,118 40.6%  
Other income Rs m8,11424,362 33.3%   
Interest expense Rs m42,21199,752 42.3%   
Net interest income Rs m30,12178,365 38.4%  
Operating expense Rs m23,15852,112 44.4%   
Gross profit Rs m6,96326,253 26.5%  
Gross profit margin %9.614.7 65.3%  
Provisions/contingencies Rs m7,32318,858 38.8%   
Profit before tax Rs m12,46842,629 29.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-453 -0.0%   
Prior Period Items Rs m0341 0.0%   
Tax Rs m4,71510,872 43.4%   
Profit after tax Rs m7,75331,645 24.5%  
Net profit margin %10.717.8 60.3%  
BALANCE SHEET DATA
Advances Rs m698,0441,819,567 38.4%   
Deposits Rs m916,5012,129,885 43.0%  
Credit/Deposit ratio x76.285.4 89.2%  
Yield on advances %8.28.0 102.6%   
Cost of deposits %4.24.0 104.0%   
Net Interest Margin %3.23.4 93.9%  
Net fixed assets Rs m7,5398,903 84.7%   
Share capital Rs m2,0934,232 49.4%   
Free reserves Rs m64,654216,959 29.8%   
Net worth Rs m66,746221,191 30.2%   
Borrowings Rs m69,939258,620 27.0%   
Investments Rs m246,413487,022 50.6%   
Total assets Rs m1,076,9722,680,041 40.2%  
Debt/equity ratio x14.810.8 136.9%   
Return on assets %0.71.2 61.0%  
Return on equity %11.614.3 81.2%  
Capital adequacy ratio %17.314.8 116.5%  
Net NPAs %1.90.7 269.6%  
CASH FLOW
From Operations Rs m-72,6084,893 -1,483.9%  
From Investments Rs m-3,861-98,437 3.9%  
From Financial Activity Rs m35,23960,381 58.4%  
Net Cashflow Rs m-41,229-33,322 123.7%  

Share Holding

Indian Promoters % 0.0 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 22.3 73.9 30.2%  
FIIs % 14.7 29.4 50.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 100.0 100.0%  
Shareholders   888,397 796,959 111.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SOUTH IND.BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on South Ind.Bank vs Federal Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

South Ind.Bank vs Federal Bank Share Price Performance

Period South Ind.Bank Federal Bank S&P BSE BANKEX
1-Day -1.37% 0.20% 0.82%
1-Month -12.53% -0.03% 2.48%
1-Year 65.42% 19.40% 19.28%
3-Year CAGR 49.37% 25.56% 12.00%
5-Year CAGR 10.66% 9.92% 9.40%

* Compound Annual Growth Rate

Here are more details on the South Ind.Bank share price and the Federal Bank share price.

Moving on to shareholding structures...

The promoters of South Ind.Bank hold a 0.0% stake in the company. In case of Federal Bank the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of South Ind.Bank and the shareholding pattern of Federal Bank.

Finally, a word on dividends...

In the most recent financial year, South Ind.Bank paid a dividend of Rs 0.3 per share. This amounted to a Dividend Payout ratio of 8.1%.

Federal Bank paid Rs 1.0, and its dividend payout ratio stood at 6.7%.

You may visit here to review the dividend history of South Ind.Bank, and the dividend history of Federal Bank.

For a sector overview, read our banking sector report.



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