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SPANDANA SPHOORTY FINANCIAL vs BAJAJ FINANCE - Comparison Results

Rs 100 invested in...

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Current Valuations

    SPANDANA SPHOORTY FINANCIAL BAJAJ FINANCE SPANDANA SPHOORTY FINANCIAL/
BAJAJ FINANCE
 
P/E (TTM) x 13.0 32.5 39.8% View Chart
P/BV x 2.0 8.3 24.3% View Chart
Dividend Yield % 0.0 0.4 -  

Financials

 SPANDANA SPHOORTY FINANCIAL   BAJAJ FINANCE
EQUITY SHARE DATA
    SPANDANA SPHOORTY FINANCIAL
Mar-23
BAJAJ FINANCE
Mar-23
SPANDANA SPHOORTY FINANCIAL/
BAJAJ FINANCE
5-Yr Chart
Click to enlarge
High Rs6507,777 8.4%   
Low Rs2895,236 5.5%   
Income per share (Unadj.) Rs197.3684.9 28.8%  
Earnings per share (Unadj.) Rs1.7190.4 0.9%  
Cash flow per share (Unadj.) Rs195.6466.9 41.9%  
Dividends per share (Unadj.) Rs030.00 0.0%  
Avg Dividend yield %00.5 0.0%  
Book value per share (Unadj.) Rs430.3890.4 48.3%  
Shares outstanding (eoy) m70.98604.42 11.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.49.5 25.0%   
Avg P/E ratio x270.534.2 791.7%  
Avg P/CF ratio x195.734.2 572.8%  
Avg Price/Bookvalue ratio x1.17.3 14.9%  
Dividend payout %015.8 0.0%   
Avg Mkt Cap Rs m33,3183,932,543 0.8%   
No. of employees `000NANA-   
Total wages & salary Rs m3,05750,591 6.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m14,008413,974 3.4%  
Other income Rs m4,62683 5,566.7%   
Interest expense Rs m4,596127,013 3.6%   
Net interest income Rs m9,411286,961 3.3%  
Operating expense Rs m13,750126,929 10.8%   
Gross profit Rs m-4,339160,033 -2.7%  
Gross profit margin %-31.038.7 -80.1%  
Provisions/contingencies Rs m4729 164.1%   
Profit before tax Rs m178155,279 0.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-10-   
Prior Period Items Rs m00-   
Tax Rs m5440,202 0.1%   
Profit after tax Rs m123115,077 0.1%  
Net profit margin %0.927.8 3.2%  
BALANCE SHEET DATA
Advances Rs m77,5982,422,689 3.2%   
Deposits Rs m0446,656 0.0%  
Credit/Deposit ratio x0542.4- 
Yield on advances %00-   
Cost of deposits %05.9-  
Net Interest Margin %11.810.8 108.8%  
Net fixed assets Rs m47023,076 2.0%   
Share capital Rs m7101,209 58.7%   
Free reserves Rs m29,833536,956 5.6%   
Net worth Rs m30,543538,165 5.7%   
Borrowings Rs m0222,689 0.0%   
Investments Rs m2,355230,624 1.0%   
Total assets Rs m91,8572,742,916 3.3%  
Debt/equity ratio x01.2 0.0%   
Return on assets %0.14.2 3.2%  
Return on equity %0.421.4 1.9%  
Capital adequacy ratio %36.925.0 147.7%  
Net NPAs %0.60.4 146.5%  
CASH FLOW
From Operations Rs m-21,711-421,404 5.2%  
From Investments Rs m-1,753-103,653 1.7%  
From Financial Activity Rs m24,325506,750 4.8%  
Net Cashflow Rs m862-18,307 -4.7%  

Share Holding

Indian Promoters % 18.7 54.8 34.2%  
Foreign collaborators % 41.2 0.0 411,700.0%  
Indian inst/Mut Fund % 32.5 35.0 92.8%  
FIIs % 19.1 20.9 91.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 40.1 45.2 88.7%  
Shareholders   25,870 745,040 3.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SPANDANA SPHOORTY FINANCIAL With:   BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    INDIABULLS HOU. FIN.    AAVAS FINANCIERS    


More on SPANDANA SPHOORTY FINANCIAL vs Bajaj Finance

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

SPANDANA SPHOORTY FINANCIAL vs Bajaj Finance Share Price Performance

Period SPANDANA SPHOORTY FINANCIAL Bajaj Finance
1-Day 2.44% 2.98%
1-Month -7.50% 11.27%
1-Year 76.44% 30.68%
3-Year CAGR 13.76% 11.68%
5-Year CAGR 0.45% 19.32%

* Compound Annual Growth Rate

Here are more details on the SPANDANA SPHOORTY FINANCIAL share price and the Bajaj Finance share price.

Moving on to shareholding structures...

The promoters of SPANDANA SPHOORTY FINANCIAL hold a 59.9% stake in the company. In case of Bajaj Finance the stake stands at 54.8%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SPANDANA SPHOORTY FINANCIAL and the shareholding pattern of Bajaj Finance.

Finally, a word on dividends...

In the most recent financial year, SPANDANA SPHOORTY FINANCIAL paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

Bajaj Finance paid Rs 30.0, and its dividend payout ratio stood at 15.8%.

You may visit here to review the dividend history of SPANDANA SPHOORTY FINANCIAL, and the dividend history of Bajaj Finance.

For a sector overview, read our finance sector report.



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