UCO BANK | J&K BANK | UCO BANK/ J&K BANK |
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P/E (TTM) | x | 36.5 | 9.2 | 397.6% | View Chart |
P/BV | x | 2.4 | 1.5 | 163.5% | View Chart |
Dividend Yield | % | 0.0 | 0.4 | - |
UCO BANK J&K BANK |
EQUITY SHARE DATA | |||||
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UCO BANK Mar-23 |
J&K BANK Mar-23 |
UCO BANK/ J&K BANK |
5-Yr Chart Click to enlarge
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High | Rs | 38 | 63 | 60.8% | |
Low | Rs | 11 | 24 | 44.2% | |
Income per share (Unadj.) | Rs | 14.8 | 90.7 | 16.3% | |
Earnings per share (Unadj.) | Rs | 1.5 | 11.4 | 13.3% | |
Cash flow per share (Unadj.) | Rs | 4.9 | 46.1 | 10.7% | |
Dividends per share (Unadj.) | Rs | 0 | 0.50 | 0.0% | |
Avg Dividend yield | % | 0 | 1.2 | 0.0% | |
Book value per share (Unadj.) | Rs | 21.4 | 95.9 | 22.3% | |
Shares outstanding (eoy) | m | 11,955.96 | 1,031.48 | 1,159.1% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 1.6 | 0.5 | 345.5% | |
Avg P/E ratio | x | 15.9 | 3.8 | 421.3% | |
Avg P/CF ratio | x | 6.8 | 2.4 | 278.9% | |
Avg Price/Bookvalue ratio | x | 1.1 | 0.5 | 251.9% | |
Dividend payout | % | 0 | 4.4 | 0.0% | |
Avg Mkt Cap | Rs m | 290,948 | 44,637 | 651.8% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 38,727 | 27,086 | 143.0% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 176,505 | 93,552 | 188.7% | |
Other income | Rs m | 25,085 | 7,652 | 327.8% | |
Interest expense | Rs m | 103,074 | 46,094 | 223.6% | |
Net interest income | Rs m | 73,431 | 47,458 | 154.7% | |
Operating expense | Rs m | 55,109 | 36,509 | 150.9% | |
Gross profit | Rs m | 18,322 | 10,949 | 167.3% | |
Gross profit margin | % | 10.4 | 11.7 | 88.7% | |
Provisions/contingencies | Rs m | 24,783 | 6,616 | 374.6% | |
Profit before tax | Rs m | 29,051 | 17,856 | 162.7% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | -361 | -181 | 199.5% | |
Tax | Rs m | 10,428 | 5,870 | 177.7% | |
Profit after tax | Rs m | 18,263 | 11,805 | 154.7% | |
Net profit margin | % | 10.3 | 12.6 | 82.0% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 1,558,702 | 822,776 | 189.4% | |
Deposits | Rs m | 2,493,377 | 1,220,272 | 204.3% | |
Credit/Deposit ratio | x | 62.5 | 67.4 | 92.7% | |
Yield on advances | % | 6.6 | 8.5 | 78.0% | |
Cost of deposits | % | 3.8 | 3.6 | 105.9% | |
Net Interest Margin | % | 2.9 | 4.1 | 72.2% | |
Net fixed assets | Rs m | 34,445 | 22,244 | 154.8% | |
Share capital | Rs m | 119,560 | 1,032 | 11,589.5% | |
Free reserves | Rs m | 136,477 | 97,932 | 139.4% | |
Net worth | Rs m | 256,037 | 98,963 | 258.7% | |
Borrowings | Rs m | 205,011 | 28,923 | 708.8% | |
Investments | Rs m | 950,085 | 347,804 | 273.2% | |
Total assets | Rs m | 3,007,022 | 1,459,126 | 206.1% | |
Debt/equity ratio | x | 10.5 | 12.6 | 83.5% | |
Return on assets | % | 0.6 | 0.8 | 75.1% | |
Return on equity | % | 7.1 | 11.9 | 59.8% | |
Capital adequacy ratio | % | 16.5 | 15.4 | 107.1% | |
Net NPAs | % | 1.3 | 1.6 | 79.6% |
CASH FLOW | |||||
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From Operations | Rs m | 29,829 | -4,071 | -732.7% | |
From Investments | Rs m | -2,673 | -1,235 | 216.4% | |
From Financial Activity | Rs m | -3,358 | 6,376 | -52.7% | |
Net Cashflow | Rs m | 25,801 | 1,070 | 2,412.4% |
Indian Promoters | % | 95.4 | 59.4 | 160.6% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 1.3 | 13.6 | 9.8% | |
FIIs | % | 0.0 | 5.8 | 0.2% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 4.6 | 40.6 | 11.4% | |
Shareholders | 610,166 | 204,193 | 298.8% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare UCO BANK With: HDFC BANK AXIS BANK SBI ICICI BANK KOTAK MAHINDRA BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | UCO Bank | J&K Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | 5.35% | 2.13% | 0.82% |
1-Month | -5.21% | -2.79% | 2.48% |
1-Year | 131.68% | 194.10% | 19.28% |
3-Year CAGR | 68.32% | 72.76% | 12.00% |
5-Year CAGR | 22.35% | 20.41% | 9.40% |
* Compound Annual Growth Rate
Here are more details on the UCO Bank share price and the J&K Bank share price.
Moving on to shareholding structures...
The promoters of UCO Bank hold a 95.4% stake in the company. In case of J&K Bank the stake stands at 59.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of UCO Bank and the shareholding pattern of J&K Bank.
Finally, a word on dividends...
In the most recent financial year, UCO Bank paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
J&K Bank paid Rs 0.5, and its dividend payout ratio stood at 4.4%.
You may visit here to review the dividend history of UCO Bank, and the dividend history of J&K Bank.
For a sector overview, read our banking sector report.
After opening the day on positive note, Indian share markets gained the momentum as the session progressed and ended on firm footing.