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UCO BANK vs J&K BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    UCO BANK J&K BANK UCO BANK/
J&K BANK
 
P/E (TTM) x 36.5 9.2 397.6% View Chart
P/BV x 2.4 1.5 163.5% View Chart
Dividend Yield % 0.0 0.4 -  

Financials

 UCO BANK   J&K BANK
EQUITY SHARE DATA
    UCO BANK
Mar-23
J&K BANK
Mar-23
UCO BANK/
J&K BANK
5-Yr Chart
Click to enlarge
High Rs3863 60.8%   
Low Rs1124 44.2%   
Income per share (Unadj.) Rs14.890.7 16.3%  
Earnings per share (Unadj.) Rs1.511.4 13.3%  
Cash flow per share (Unadj.) Rs4.946.1 10.7%  
Dividends per share (Unadj.) Rs00.50 0.0%  
Avg Dividend yield %01.2 0.0%  
Book value per share (Unadj.) Rs21.495.9 22.3%  
Shares outstanding (eoy) m11,955.961,031.48 1,159.1%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.60.5 345.5%   
Avg P/E ratio x15.93.8 421.3%  
Avg P/CF ratio x6.82.4 278.9%  
Avg Price/Bookvalue ratio x1.10.5 251.9%  
Dividend payout %04.4 0.0%   
Avg Mkt Cap Rs m290,94844,637 651.8%   
No. of employees `000NANA-   
Total wages & salary Rs m38,72727,086 143.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m176,50593,552 188.7%  
Other income Rs m25,0857,652 327.8%   
Interest expense Rs m103,07446,094 223.6%   
Net interest income Rs m73,43147,458 154.7%  
Operating expense Rs m55,10936,509 150.9%   
Gross profit Rs m18,32210,949 167.3%  
Gross profit margin %10.411.7 88.7%  
Provisions/contingencies Rs m24,7836,616 374.6%   
Profit before tax Rs m29,05117,856 162.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m-361-181 199.5%   
Tax Rs m10,4285,870 177.7%   
Profit after tax Rs m18,26311,805 154.7%  
Net profit margin %10.312.6 82.0%  
BALANCE SHEET DATA
Advances Rs m1,558,702822,776 189.4%   
Deposits Rs m2,493,3771,220,272 204.3%  
Credit/Deposit ratio x62.567.4 92.7%  
Yield on advances %6.68.5 78.0%   
Cost of deposits %3.83.6 105.9%   
Net Interest Margin %2.94.1 72.2%  
Net fixed assets Rs m34,44522,244 154.8%   
Share capital Rs m119,5601,032 11,589.5%   
Free reserves Rs m136,47797,932 139.4%   
Net worth Rs m256,03798,963 258.7%   
Borrowings Rs m205,01128,923 708.8%   
Investments Rs m950,085347,804 273.2%   
Total assets Rs m3,007,0221,459,126 206.1%  
Debt/equity ratio x10.512.6 83.5%   
Return on assets %0.60.8 75.1%  
Return on equity %7.111.9 59.8%  
Capital adequacy ratio %16.515.4 107.1%  
Net NPAs %1.31.6 79.6%  
CASH FLOW
From Operations Rs m29,829-4,071 -732.7%  
From Investments Rs m-2,673-1,235 216.4%  
From Financial Activity Rs m-3,3586,376 -52.7%  
Net Cashflow Rs m25,8011,070 2,412.4%  

Share Holding

Indian Promoters % 95.4 59.4 160.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 1.3 13.6 9.8%  
FIIs % 0.0 5.8 0.2%  
ADR/GDR % 0.0 0.0 -  
Free float % 4.6 40.6 11.4%  
Shareholders   610,166 204,193 298.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UCO BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on UCO Bank vs J&K Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

UCO Bank vs J&K Bank Share Price Performance

Period UCO Bank J&K Bank S&P BSE BANKEX
1-Day 5.35% 2.13% 0.82%
1-Month -5.21% -2.79% 2.48%
1-Year 131.68% 194.10% 19.28%
3-Year CAGR 68.32% 72.76% 12.00%
5-Year CAGR 22.35% 20.41% 9.40%

* Compound Annual Growth Rate

Here are more details on the UCO Bank share price and the J&K Bank share price.

Moving on to shareholding structures...

The promoters of UCO Bank hold a 95.4% stake in the company. In case of J&K Bank the stake stands at 59.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of UCO Bank and the shareholding pattern of J&K Bank.

Finally, a word on dividends...

In the most recent financial year, UCO Bank paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

J&K Bank paid Rs 0.5, and its dividend payout ratio stood at 4.4%.

You may visit here to review the dividend history of UCO Bank, and the dividend history of J&K Bank.

For a sector overview, read our banking sector report.



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