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UNION BANK vs AXIS BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    UNION BANK AXIS BANK UNION BANK/
AXIS BANK
 
P/E (TTM) x 8.6 24.1 35.9% View Chart
P/BV x 1.4 2.5 57.8% View Chart
Dividend Yield % 2.0 0.1 2,106.3%  

Financials

 UNION BANK   AXIS BANK
EQUITY SHARE DATA
    UNION BANK
Mar-23
AXIS BANK
Mar-23
UNION BANK/
AXIS BANK
5-Yr Chart
Click to enlarge
High Rs96970 9.9%   
Low Rs34618 5.4%   
Income per share (Unadj.) Rs118.8284.2 41.8%  
Earnings per share (Unadj.) Rs12.535.2 35.4%  
Cash flow per share (Unadj.) Rs27.2159.7 17.0%  
Dividends per share (Unadj.) Rs3.001.00 300.0%  
Avg Dividend yield %4.60.1 3,667.3%  
Book value per share (Unadj.) Rs115.3420.4 27.4%  
Shares outstanding (eoy) m6,834.753,076.85 222.1%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.52.8 19.6%   
Avg P/E ratio x5.222.6 23.1%  
Avg P/CF ratio x1.711.4 15.2%  
Avg Price/Bookvalue ratio x0.61.9 29.8%  
Dividend payout %24.12.8 847.0%   
Avg Mkt Cap Rs m444,0882,443,867 18.2%   
No. of employees `000NANA-   
Total wages & salary Rs m125,24096,650 129.6%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m811,632874,484 92.8%  
Other income Rs m159,154187,064 85.1%   
Interest expense Rs m480,328433,892 110.7%   
Net interest income Rs m331,303440,592 75.2%  
Operating expense Rs m234,873412,271 57.0%   
Gross profit Rs m96,43028,322 340.5%  
Gross profit margin %11.93.2 366.9%  
Provisions/contingencies Rs m171,280106,859 160.3%   
Profit before tax Rs m121,465186,212 65.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-1,001 -0.0%   
Prior Period Items Rs m813659 123.5%   
Tax Rs m37,16277,685 47.8%   
Profit after tax Rs m85,117108,185 78.7%  
Net profit margin %10.512.4 84.8%  
BALANCE SHEET DATA
Advances Rs m7,642,7678,683,875 88.0%   
Deposits Rs m11,203,2199,458,247 118.4%  
Credit/Deposit ratio x68.291.8 74.3%  
Yield on advances %7.47.7 96.8%   
Cost of deposits %4.03.4 118.1%   
Net Interest Margin %3.03.8 78.5%  
Net fixed assets Rs m88,25847,104 187.4%   
Share capital Rs m69,3886,154 1,127.6%   
Free reserves Rs m718,6481,287,403 55.8%   
Net worth Rs m788,0351,293,556 60.9%   
Borrowings Rs m427,3662,062,136 20.7%   
Investments Rs m3,437,2702,880,948 119.3%   
Total assets Rs m12,883,57113,444,180 95.8%  
Debt/equity ratio x14.88.9 165.7%   
Return on assets %0.70.8 82.1%  
Return on equity %10.88.4 129.1%  
Capital adequacy ratio %16.017.6 90.9%  
Net NPAs %1.70.4 435.9%  
CASH FLOW
From Operations Rs m61,114220,748 27.7%  
From Investments Rs m-25,611-326,944 7.8%  
From Financial Activity Rs m-106,54166,405 -160.4%  
Net Cashflow Rs m-71,038-36,356 195.4%  

Share Holding

Indian Promoters % 77.0 8.2 938.9%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 16.3 83.5 19.5%  
FIIs % 4.0 54.7 7.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 23.0 91.8 25.1%  
Shareholders   874,309 785,502 111.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNION BANK With:   HDFC BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    PNB    


More on Union Bank vs Axis Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Union Bank vs Axis Bank Share Price Performance

Period Union Bank Axis Bank S&P BSE BANKEX
1-Day -2.67% -1.30% -0.45%
1-Month 5.67% -1.51% -0.34%
1-Year 134.66% 25.13% 17.77%
3-Year CAGR 61.76% 12.99% 11.00%
5-Year CAGR 11.20% 6.60% 9.51%

* Compound Annual Growth Rate

Here are more details on the Union Bank share price and the Axis Bank share price.

Moving on to shareholding structures...

The promoters of Union Bank hold a 77.0% stake in the company. In case of Axis Bank the stake stands at 8.2%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Union Bank and the shareholding pattern of Axis Bank.

Finally, a word on dividends...

In the most recent financial year, Union Bank paid a dividend of Rs 3.0 per share. This amounted to a Dividend Payout ratio of 24.1%.

Axis Bank paid Rs 1.0, and its dividend payout ratio stood at 2.8%.

You may visit here to review the dividend history of Union Bank, and the dividend history of Axis Bank.

For a sector overview, read our banking sector report.



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