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UPSURGE INV. vs INDIA FINSEC - Comparison Results

Rs 100 invested in...

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Current Valuations

    UPSURGE INV. INDIA FINSEC UPSURGE INV./
INDIA FINSEC
 
P/E (TTM) x 12.2 23.9 50.9% View Chart
P/BV x 1.9 3.9 47.9% View Chart
Dividend Yield % 1.1 0.0 -  

Financials

 UPSURGE INV.   INDIA FINSEC
EQUITY SHARE DATA
    UPSURGE INV.
Mar-23
INDIA FINSEC
Mar-23
UPSURGE INV./
INDIA FINSEC
5-Yr Chart
Click to enlarge
High Rs6346 137.0%   
Low Rs2719 143.6%   
Income per share (Unadj.) Rs21.518.3 117.5%  
Earnings per share (Unadj.) Rs0.31.2 27.1%  
Cash flow per share (Unadj.) Rs-9.9-464.7 2.1%  
Dividends per share (Unadj.) Rs0.500-  
Avg Dividend yield %1.10-  
Book value per share (Unadj.) Rs24.524.4 100.8%  
Shares outstanding (eoy) m15.1524.94 60.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.11.8 118.1%   
Avg P/E ratio x134.926.3 512.7%  
Avg P/CF ratio x1.40.1 2,090.9%  
Avg Price/Bookvalue ratio x1.81.3 137.8%  
Dividend payout %150.60-   
Avg Mkt Cap Rs m679804 84.4%   
No. of employees `000NANA-   
Total wages & salary Rs m5146 3.6%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m326457 71.4%  
Other income Rs m012 2.4%   
Interest expense Rs m2171 1.0%   
Net interest income Rs m325286 113.6%  
Operating expense Rs m316211 150.1%   
Gross profit Rs m975 11.6%  
Gross profit margin %2.716.5 16.2%  
Provisions/contingencies Rs m47411,848 4.0%   
Profit before tax Rs m964 13.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-15 -0.0%   
Prior Period Items Rs m00-   
Tax Rs m418 20.5%   
Profit after tax Rs m531 16.5%  
Net profit margin %1.56.7 23.0%  
BALANCE SHEET DATA
Advances Rs m02,496 0.0%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %267.711.4 2,350.8%  
Net fixed assets Rs m294 2.2%   
Share capital Rs m152249 60.7%   
Free reserves Rs m220358 61.6%   
Net worth Rs m372607 61.2%   
Borrowings Rs m2399 23.0%   
Investments Rs m12114 851.4%   
Total assets Rs m4192,773 15.1%  
Debt/equity ratio x0.10.2 37.6%   
Return on assets %1.21.1 109.0%  
Return on equity %1.45.0 26.9%  
Capital adequacy ratio %00 0.0%  
Net NPAs %00-  
CASH FLOW
From Operations Rs m98-899 -10.9%  
From Investments Rs m-885 -1,757.2%  
From Financial Activity Rs m-8919 -0.8%  
Net Cashflow Rs m225 8.5%  

Share Holding

Indian Promoters % 59.0 60.5 97.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 0.0 -  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 41.0 39.5 103.7%  
Shareholders   4,700 774 607.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UPSURGE INV. With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    EDELWEISS FINANCIAL    


More on UPSURGE INV. vs INDIA FINSEC

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

UPSURGE INV. vs INDIA FINSEC Share Price Performance

Period UPSURGE INV. INDIA FINSEC
1-Day 1.53% 0.00%
1-Month -6.36% 21.02%
1-Year 22.99% 375.00%
3-Year CAGR 37.00% 91.16%
5-Year CAGR 23.23% 41.21%

* Compound Annual Growth Rate

Here are more details on the UPSURGE INV. share price and the INDIA FINSEC share price.

Moving on to shareholding structures...

The promoters of UPSURGE INV. hold a 59.0% stake in the company. In case of INDIA FINSEC the stake stands at 60.5%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of UPSURGE INV. and the shareholding pattern of INDIA FINSEC.

Finally, a word on dividends...

In the most recent financial year, UPSURGE INV. paid a dividend of Rs 0.5 per share. This amounted to a Dividend Payout ratio of 150.6%.

INDIA FINSEC paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of UPSURGE INV., and the dividend history of INDIA FINSEC.

For a sector overview, read our finance sector report.



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