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UPSURGE INV. vs SARASWATI COMMERCIAL (INDIA) - Comparison Results

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Current Valuations

    UPSURGE INV. SARASWATI COMMERCIAL (INDIA) UPSURGE INV./
SARASWATI COMMERCIAL (INDIA)
 
P/E (TTM) x 12.6 8.4 149.1% View Chart
P/BV x 1.9 1.2 156.7% View Chart
Dividend Yield % 1.1 0.0 -  

Financials

 UPSURGE INV.   SARASWATI COMMERCIAL (INDIA)
EQUITY SHARE DATA
    UPSURGE INV.
Mar-23
SARASWATI COMMERCIAL (INDIA)
Mar-23
UPSURGE INV./
SARASWATI COMMERCIAL (INDIA)
5-Yr Chart
Click to enlarge
High Rs634,499 1.4%   
Low Rs272,205 1.2%   
Income per share (Unadj.) Rs21.5426.7 5.0%  
Earnings per share (Unadj.) Rs0.3113.5 0.3%  
Cash flow per share (Unadj.) Rs-9.9-1,683.7 0.6%  
Dividends per share (Unadj.) Rs0.500-  
Avg Dividend yield %1.10-  
Book value per share (Unadj.) Rs24.54,253.6 0.6%  
Shares outstanding (eoy) m15.151.03 1,470.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.17.9 26.5%   
Avg P/E ratio x134.929.5 456.7%  
Avg P/CF ratio x1.41.5 93.2%  
Avg Price/Bookvalue ratio x1.80.8 231.5%  
Dividend payout %150.60-   
Avg Mkt Cap Rs m6793,452 19.7%   
No. of employees `000NANA-   
Total wages & salary Rs m517 31.3%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m326440 74.3%  
Other income Rs m00 428.6%   
Interest expense Rs m218 9.4%   
Net interest income Rs m325422 77.0%  
Operating expense Rs m316231 136.9%   
Gross profit Rs m9191 4.6%  
Gross profit margin %2.743.5 6.2%  
Provisions/contingencies Rs m4742,156 22.0%   
Profit before tax Rs m9191 4.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00 -0.0%   
Prior Period Items Rs m00-   
Tax Rs m474 5.0%   
Profit after tax Rs m5117 4.3%  
Net profit margin %1.526.6 5.8%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %267.78.6 3,108.7%  
Net fixed assets Rs m20 556.8%   
Share capital Rs m15210 1,471.1%   
Free reserves Rs m2204,371 5.0%   
Net worth Rs m3724,381 8.5%   
Borrowings Rs m23223 10.2%   
Investments Rs m1214,900 2.5%   
Total assets Rs m4195,119 8.2%  
Debt/equity ratio x0.10.1 120.3%   
Return on assets %1.22.3 52.6%  
Return on equity %1.42.7 50.7%  
Capital adequacy ratio %063.4 0.0%  
Net NPAs %00-  
CASH FLOW
From Operations Rs m98270 36.3%  
From Investments Rs m-88-218 40.5%  
From Financial Activity Rs m-8-69 11.0%  
Net Cashflow Rs m2-17 -12.5%  

Share Holding

Indian Promoters % 59.0 70.2 84.1%  
Foreign collaborators % 0.0 2.1 -  
Indian inst/Mut Fund % 0.0 0.0 -  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 41.0 27.7 148.1%  
Shareholders   4,700 1,999 235.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UPSURGE INV. With:   BAJAJ FINANCE    CHOLAMANDALAM INVEST    BAJAJ HOLDINGS & INVESTMENT    SBI CARDS    EDELWEISS FINANCIAL    


More on UPSURGE INV. vs SARASWATI COMMERCIAL (INDIA)

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

UPSURGE INV. vs SARASWATI COMMERCIAL (INDIA) Share Price Performance

Period UPSURGE INV. SARASWATI COMMERCIAL (INDIA)
1-Day 5.00% -1.57%
1-Month -3.16% 3.64%
1-Year 27.20% 95.20%
3-Year CAGR 38.55% 35.28%
5-Year CAGR 24.07% 157.37%

* Compound Annual Growth Rate

Here are more details on the UPSURGE INV. share price and the SARASWATI COMMERCIAL (INDIA) share price.

Moving on to shareholding structures...

The promoters of UPSURGE INV. hold a 59.0% stake in the company. In case of SARASWATI COMMERCIAL (INDIA) the stake stands at 72.3%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of UPSURGE INV. and the shareholding pattern of SARASWATI COMMERCIAL (INDIA).

Finally, a word on dividends...

In the most recent financial year, UPSURGE INV. paid a dividend of Rs 0.5 per share. This amounted to a Dividend Payout ratio of 150.6%.

SARASWATI COMMERCIAL (INDIA) paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of UPSURGE INV., and the dividend history of SARASWATI COMMERCIAL (INDIA).

For a sector overview, read our finance sector report.



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