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ALLAHABAD BANK vs PUNJAB & SIND BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    ALLAHABAD BANK PUNJAB & SIND BANK ALLAHABAD BANK/
PUNJAB & SIND BANK
 
P/E (TTM) x -0.4 44.3 - View Chart
P/BV x 0.4 2.7 13.7% View Chart
Dividend Yield % 0.0 0.8 -  

Financials

 ALLAHABAD BANK   PUNJAB & SIND BANK
EQUITY SHARE DATA
    ALLAHABAD BANK
Mar-19
PUNJAB & SIND BANK
Mar-23
ALLAHABAD BANK/
PUNJAB & SIND BANK
5-Yr Chart
Click to enlarge
High Rs5945 131.7%   
Low Rs3313 266.0%   
Income per share (Unadj.) Rs80.711.8 684.1%  
Earnings per share (Unadj.) Rs-40.31.9 -2,082.0%  
Cash flow per share (Unadj.) Rs-70.65.8 -1,211.8%  
Dividends per share (Unadj.) Rs00.48 0.0%  
Avg Dividend yield %01.7 0.0%  
Book value per share (Unadj.) Rs44.822.3 201.0%  
Shares outstanding (eoy) m2,096.846,777.79 30.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.62.4 23.5%   
Avg P/E ratio x-1.114.8 -7.7%  
Avg P/CF ratio x3.613.4 27.1%  
Avg Price/Bookvalue ratio x1.01.3 80.1%  
Dividend payout %024.8 -0.0%   
Avg Mkt Cap Rs m96,507193,675 49.8%   
No. of employees `000NANA-   
Total wages & salary Rs m25,51215,444 165.2%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m169,15879,927 211.6%  
Other income Rs m20,5379,400 218.5%   
Interest expense Rs m113,54350,194 226.2%   
Net interest income Rs m55,61529,734 187.0%  
Operating expense Rs m47,86224,634 194.3%   
Gross profit Rs m7,7535,100 152.0%  
Gross profit margin %4.66.4 71.8%  
Provisions/contingencies Rs m111,2331,369 8,124.5%   
Profit before tax Rs m-82,94316,198 -512.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m-1,6310-   
Tax Rs m03,068 0.0%   
Profit after tax Rs m-84,57413,130 -644.1%  
Net profit margin %-50.016.4 -304.3%  
BALANCE SHEET DATA
Advances Rs m1,422,122768,194 185.1%   
Deposits Rs m2,143,3011,096,655 195.4%  
Credit/Deposit ratio x66.470.0 94.7%  
Yield on advances %7.97.2 109.8%   
Cost of deposits %5.04.3 115.6%   
Net Interest Margin %2.52.4 102.3%  
Net fixed assets Rs m35,51615,194 233.7%   
Share capital Rs m20,96867,778 30.9%   
Free reserves Rs m72,98983,307 87.6%   
Net worth Rs m93,957151,085 62.2%   
Borrowings Rs m124,95790,184 138.6%   
Investments Rs m802,377448,384 178.9%   
Total assets Rs m2,495,7671,364,545 182.9%  
Debt/equity ratio x24.17.9 307.3%   
Return on assets %-3.41.0 -352.2%  
Return on equity %-90.08.7 -1,035.7%  
Capital adequacy ratio %12.517.1 73.2%  
Net NPAs %5.21.8 283.7%  
CASH FLOW
From Operations Rs m-158,25114,284 -1,107.9%  
From Investments Rs m-1,179-882 133.7%  
From Financial Activity Rs m87,739-13,317 -658.8%  
Net Cashflow Rs m-71,69185 -84,372.1%  

Share Holding

Indian Promoters % 93.4 98.3 95.1%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 3.3 0.7 504.5%  
FIIs % 0.6 0.0 6,000.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 6.6 1.8 375.4%  
Shareholders   234,964 156,109 150.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare ALLAHABAD BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    PNB    


More on Allahabad Bank vs Punjab & Sind Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Allahabad Bank vs Punjab & Sind Bank Share Price Performance

Period Allahabad Bank Punjab & Sind Bank S&P BSE BANKEX
1-Day -1.04% 6.26% 0.82%
1-Month -46.03% -4.49% 2.48%
1-Year -86.41% 151.33% 19.28%
3-Year CAGR -52.64% 52.63% 12.00%
5-Year CAGR -40.82% 13.80% 9.40%

* Compound Annual Growth Rate

Here are more details on the Allahabad Bank share price and the Punjab & Sind Bank share price.

Moving on to shareholding structures...

The promoters of Allahabad Bank hold a 93.4% stake in the company. In case of Punjab & Sind Bank the stake stands at 98.3%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Allahabad Bank and the shareholding pattern of Punjab & Sind Bank.

Finally, a word on dividends...

In the most recent financial year, Allahabad Bank paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of -0.0%.

Punjab & Sind Bank paid Rs 0.5, and its dividend payout ratio stood at 24.8%.

You may visit here to review the dividend history of Allahabad Bank, and the dividend history of Punjab & Sind Bank.

For a sector overview, read our banking sector report.



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