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ANDHRA BANK vs BANK OF BARODA - Comparison Results

Rs 100 invested in...

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Current Valuations

    ANDHRA BANK BANK OF BARODA ANDHRA BANK/
BANK OF BARODA
 
P/E (TTM) x -3.0 7.4 - View Chart
P/BV x 0.2 1.3 16.3% View Chart
Dividend Yield % 0.0 2.1 -  

Financials

 ANDHRA BANK   BANK OF BARODA
EQUITY SHARE DATA
    ANDHRA BANK
Mar-19
BANK OF BARODA
Mar-23
ANDHRA BANK/
BANK OF BARODA
5-Yr Chart
Click to enlarge
High Rs47197 23.8%   
Low Rs2390 25.3%   
Income per share (Unadj.) Rs66.6182.0 36.6%  
Earnings per share (Unadj.) Rs-9.528.8 -33.0%  
Cash flow per share (Unadj.) Rs-18.069.5 -25.9%  
Dividends per share (Unadj.) Rs05.50 0.0%  
Avg Dividend yield %03.8 0.0%  
Book value per share (Unadj.) Rs46.2203.1 22.8%  
Shares outstanding (eoy) m2,884.495,171.36 55.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.50.8 66.4%   
Avg P/E ratio x-3.75.0 -73.6%  
Avg P/CF ratio x2.02.4 81.0%  
Avg Price/Bookvalue ratio x0.80.7 106.7%  
Dividend payout %019.1 -0.0%   
Avg Mkt Cap Rs m100,524742,349 13.5%   
No. of employees `000NANA-   
Total wages & salary Rs m23,015143,427 16.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m192,029941,386 20.4%  
Other income Rs m30,881166,394 18.6%   
Interest expense Rs m122,243499,422 24.5%   
Net interest income Rs m69,786441,964 15.8%  
Operating expense Rs m50,058306,445 16.3%   
Gross profit Rs m19,728135,520 14.6%  
Gross profit margin %10.314.4 71.4%  
Provisions/contingencies Rs m78,280155,035 50.5%   
Profit before tax Rs m-23,913205,645 -11.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-1,000 -0.0%   
Prior Period Items Rs m2513,173 7.9%   
Tax Rs m3,75858,767 6.4%   
Profit after tax Rs m-27,420149,052 -18.4%  
Net profit margin %-14.315.8 -90.2%  
BALANCE SHEET DATA
Advances Rs m1,588,4799,636,518 16.5%   
Deposits Rs m2,198,52912,346,820 17.8%  
Credit/Deposit ratio x72.378.0 92.6%  
Yield on advances %8.96.8 130.7%   
Cost of deposits %5.23.5 150.3%   
Net Interest Margin %3.13.2 95.2%  
Net fixed assets Rs m15,64988,760 17.6%   
Share capital Rs m28,84510,355 278.6%   
Free reserves Rs m104,4721,040,192 10.0%   
Net worth Rs m133,3171,050,547 12.7%   
Borrowings Rs m103,1461,079,102 9.6%   
Investments Rs m669,1483,974,872 16.8%   
Total assets Rs m2,540,44015,258,790 16.6%  
Debt/equity ratio x17.312.8 135.1%   
Return on assets %-1.11.0 -110.5%  
Return on equity %-20.614.2 -145.0%  
Capital adequacy ratio %13.716.2 84.2%  
Net NPAs %5.70.9 643.8%  
CASH FLOW
From Operations Rs m29,181-212,706 -13.7%  
From Investments Rs m-837-10,963 7.6%  
From Financial Activity Rs m-37,515-54,884 68.4%  
Net Cashflow Rs m-9,099-278,552 3.3%  

Share Holding

Indian Promoters % 88.3 64.0 138.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 3.8 28.3 13.5%  
FIIs % 0.6 12.3 5.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 11.8 36.0 32.6%  
Shareholders   238,812 1,289,443 18.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare ANDHRA BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on Andhra Bank vs Bank of Baroda

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Andhra Bank vs Bank of Baroda Share Price Performance

Period Andhra Bank Bank of Baroda S&P BSE BANKEX
1-Day -2.66% 2.07% 0.82%
1-Month -38.86% 0.96% 2.48%
1-Year -65.18% 64.35% 19.28%
3-Year CAGR -45.56% 54.03% 12.00%
5-Year CAGR -35.02% 15.31% 9.40%

* Compound Annual Growth Rate

Here are more details on the Andhra Bank share price and the Bank of Baroda share price.

Moving on to shareholding structures...

The promoters of Andhra Bank hold a 88.3% stake in the company. In case of Bank of Baroda the stake stands at 64.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Andhra Bank and the shareholding pattern of Bank of Baroda.

Finally, a word on dividends...

In the most recent financial year, Andhra Bank paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of -0.0%.

Bank of Baroda paid Rs 5.5, and its dividend payout ratio stood at 19.1%.

You may visit here to review the dividend history of Andhra Bank, and the dividend history of Bank of Baroda.

For a sector overview, read our banking sector report.



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