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ANDHRA BANK vs BANK OF BARODA - Comparison Results

Rs 100 invested in...

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Current Valuations

    ANDHRA BANK BANK OF BARODA ANDHRA BANK/
BANK OF BARODA
 
P/E (TTM) x -3.0 7.4 - View Chart
P/BV x 0.2 0.9 23.1% View Chart
Dividend Yield % 0.0 1.7 -  

Financials

 ANDHRA BANK   BANK OF BARODA
EQUITY SHARE DATA
    ANDHRA BANK
Mar-19
BANK OF BARODA
Mar-22
ANDHRA BANK/
BANK OF BARODA
5-Yr Chart
Click to enlarge
High Rs47119 39.5%   
Low Rs2362 36.7%   
Income per share (Unadj.) Rs66.6141.9 46.9%  
Earnings per share (Unadj.) Rs-9.515.2 -62.6%  
Cash flow per share (Unadj.) Rs-18.035.9 -50.1%  
Dividends per share (Unadj.) Rs02.85 0.0%  
Avg Dividend yield %03.2 0.0%  
Book value per share (Unadj.) Rs46.2177.6 26.0%  
Shares outstanding (eoy) m2,884.495,171.36 55.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.50.6 82.2%   
Avg P/E ratio x-3.76.0 -61.6%  
Avg P/CF ratio x2.01.9 102.7%  
Avg Price/Bookvalue ratio x0.80.5 148.3%  
Dividend payout %018.8 0.0%   
Avg Mkt Cap Rs m100,524467,103 21.5%   
No. of employees `000NANA-   
Total wages & salary Rs m23,015126,438 18.2%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m192,029733,855 26.2%  
Other income Rs m30,881143,947 21.5%   
Interest expense Rs m122,243388,155 31.5%   
Net interest income Rs m69,786345,700 20.2%  
Operating expense Rs m50,058248,388 20.2%   
Gross profit Rs m19,72897,312 20.3%  
Gross profit margin %10.313.3 77.5%  
Provisions/contingencies Rs m78,280164,257 47.7%   
Profit before tax Rs m-23,913100,083 -23.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-833 0.0%   
Prior Period Items Rs m2512,328 10.8%   
Tax Rs m3,75823,081 16.3%   
Profit after tax Rs m-27,42078,497 -34.9%  
Net profit margin %-14.310.7 -133.5%  
BALANCE SHEET DATA
Advances Rs m1,588,4797,972,809 19.9%   
Deposits Rs m2,198,52910,758,044 20.4%  
Credit/Deposit ratio x72.374.1 97.5%  
Yield on advances %8.96.4 140.2%   
Cost of deposits %5.23.2 163.2%   
Net Interest Margin %3.13.0 102.4%  
Net fixed assets Rs m15,649100,567 15.6%   
Share capital Rs m28,84510,355 278.6%   
Free reserves Rs m104,472908,326 11.5%   
Net worth Rs m133,317918,681 14.5%   
Borrowings Rs m103,1461,095,261 9.4%   
Investments Rs m669,1483,475,871 19.3%   
Total assets Rs m2,540,44013,401,371 19.0%  
Debt/equity ratio x17.312.9 133.8%   
Return on assets %-1.10.6 -184.3%  
Return on equity %-20.68.5 -240.7%  
Capital adequacy ratio %13.715.8 86.4%  
Net NPAs %5.71.7 333.1%  
CASH FLOW
From Operations Rs m29,18165,319 44.7%  
From Investments Rs m-837-36,451 2.3%  
From Financial Activity Rs m-37,515-13,194 284.3%  
Net Cashflow Rs m-9,09915,675 -58.0%  

Share Holding

Indian Promoters % 88.3 64.0 138.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 3.8 27.9 13.7%  
FIIs % 0.6 10.0 6.2%  
ADR/GDR % 0.0 0.0 -  
Free float % 11.8 36.0 32.6%  
Shareholders   238,812 1,237,079 19.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare ANDHRA BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    PNB    


More on Andhra Bank vs Bank of Baroda

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Andhra Bank vs Bank of Baroda Share Price Performance

Period Andhra Bank Bank of Baroda S&P BSE BANKEX
1-Day -2.66% 2.74% 1.30%
1-Month -38.86% 1.94% -1.54%
1-Year -65.18% 52.88% 9.77%
3-Year CAGR -45.56% 44.58% 32.73%
5-Year CAGR -35.02% 3.82% 10.67%

* Compound Annual Growth Rate

Here are more details on the Andhra Bank share price and the Bank of Baroda share price.

Moving on to shareholding structures...

The promoters of Andhra Bank hold a 88.3% stake in the company. In case of Bank of Baroda the stake stands at 64.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Andhra Bank and the shareholding pattern of Bank of Baroda.

Finally, a word on dividends...

In the most recent financial year, Andhra Bank paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

Bank of Baroda paid Rs 2.9, and its dividend payout ratio stood at 18.8%.

You may visit here to review the dividend history of Andhra Bank, and the dividend history of Bank of Baroda.

For a sector overview, read our banking sector report.



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