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ChangeEstablished in 1923, Andhra Bank had 1.9% share of the total non-food credit and 1.8% share of the total deposits in the banking sector in FY12. The bank has national presence through 1,712 branches and around 1,056 ATMs, with an employee base of 15,... More
Considered one of the better managed PSU banks, Corporation Bank had a 2.3% share of the total non-food credit in FY12. The bank managed to grow its advance book by nearly 16% YoY in FY12, largely due to focus on the retail, agri and SME segments. Th... More
| ANDHRA BANK | CORPORATION BANK | ANDHRA BANK/ CORPORATION BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 16.0 | -34.8 | - | View Chart |
| P/BV | x | 0.3 | 0.3 | 83.2% | View Chart |
| Dividend Yield | % | 1.0 | 0.0 | - |
 ANDHRA BANK  CORPORATION BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| ANDHRA BANK Mar-16 |
CORPORATION BANK Mar-16 |
ANDHRA BANK/ CORPORATION BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 88 | 63 | 139.3% | |
| Low | Rs | 42 | 31 | 135.7% | |
| Income per share (Unadj.) | Rs | 258.9 | 189.8 | 136.4% | |
| Earnings per share (Unadj.) | Rs | 7.9 | -4.9 | -161.4% | |
| Cash flow per share (Unadj.) | Rs | 14.3 | -39.8 | -35.9% | |
| Dividends per share (Unadj.) | Rs | 0.50 | 0 | - | |
| Avg Dividend yield | % | 0.8 | 0 | - | |
| Book value per share (Unadj.) | Rs | 161.4 | 111.5 | 144.8% | |
| Shares outstanding (eoy) | m | 681.16 | 1,022.49 | 66.6% | |
| Bonus/Rights/Conversions | OI | PI | - | ||
| Avg Price / Income ratio | x | 0.2 | 0.2 | 101.3% | |
| Avg P/E ratio | x | 8.2 | -9.5 | -85.6% | |
| Avg P/CF ratio | x | 1.3 | 1.1 | 119.1% | |
| Avg Price/Bookvalue ratio | x | 0.4 | 0.4 | 95.4% | |
| Dividend payout | % | 6.3 | 0 | - | |
| Avg Mkt Cap | Rs m | 44,037 | 47,853 | 92.0% | |
| No. of employees | `000 | 18.7 | 19.6 | 95.3% | |
| Total wages & salary | Rs m | 17,679 | 13,732 | 128.7% | |
| Avg. income/employee | Rs Th | 9,452.6 | 9,919.4 | 95.3% | |
| Avg. wages/employee | Rs Th | 947.6 | 701.7 | 135.0% | |
| Avg. net profit/employee | Rs Th | 289.4 | -256.5 | -112.8% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 176,347 | 194,112 | 90.8% | |
| Other income | Rs m | 15,645 | 17,430 | 89.8% | |
| Interest expense | Rs m | 123,137 | 151,715 | 81.2% | |
| Net interest income | Rs m | 53,210 | 42,398 | 125.5% | |
| Operating expense | Rs m | 29,254 | 28,809 | 101.5% | |
| Gross profit | Rs m | 23,955 | 13,589 | 176.3% | |
| Gross profit margin | % | 13.6 | 7.0 | 194.0% | |
| Provisions/contingencies | Rs m | 29,560 | 50,263 | 58.8% | |
| Profit before tax | Rs m | 10,040 | -19,245 | -52.2% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | 4,642 | -14,225 | -32.6% | |
| Profit after tax | Rs m | 5,398 | -5,020 | -107.5% | |
| Net profit margin | % | 3.1 | -2.6 | -118.4% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 1,307,879 | 1,403,222 | 93.2% | |
| Deposits | Rs m | 1,743,024 | 2,051,403 | 85.0% | |
| Credit/Deposit ratio | x | 75.0 | 68.4 | 109.7% | |
| Yield on advances | % | 10.3 | 10.3 | 99.8% | |
| Cost of deposits | % | 6.5 | 7.0 | 93.3% | |
| Net Interest Margin | % | 2.7 | 1.9 | 141.8% | |
| Net fixed assets | Rs m | 13,684 | 12,774 | 107.1% | |
| Share capital | Rs m | 6,812 | 2,045 | 333.1% | |
| Free reserves | Rs m | 50,615 | 50,247 | 100.7% | |
| Net worth | Rs m | 109,944 | 113,996 | 96.4% | |
| Borrowings | Rs m | 97,156 | 131,122 | 74.1% | |
| Investments | Rs m | 538,642 | 632,775 | 85.1% | |
| Total assets | Rs m | 1,999,618 | 2,348,668 | 85.1% | |
| Debt/equity ratio | x | 16.7 | 19.1 | 87.4% | |
| Return on assets | % | 0.3 | -0.2 | -126.3% | |
| Return on equity | % | 4.9 | -4.4 | -111.5% | |
| Capital adequacy ratio | % | 11.6 | 11.8 | 98.1% | |
| Net NPAs | % | 4.6 | 6.5 | 70.6% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | 77,096 | 26,109 | 295.3% | |
| From Investments | Rs m | -2,707 | -2,071 | 130.7% | |
| From Financial Activity | Rs m | -61,303 | 384 | -15,951.7% | |
| Net Cashflow | Rs m | 13,086 | 24,423 | 53.6% | |
| Indian Promoters | % | 60.1 | 63.3 | 94.9% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 10.9 | 26.4 | 41.3% | |
| FIIs | % | 11.5 | 2.7 | 425.9% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 17.4 | 7.6 | 228.9% | |
| Shareholders | 222,746 | 58,473 | 380.9% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare ANDHRA BANK With: KOTAK MAH. BANK UNITED BANK OF INDIA ALLAHABAD BANK IDBI BANK KARUR VYSYA BANK
Compare ANDHRA BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
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