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Compare Andhra Bank with ICICI Bank - Equitymaster
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ANDHRA BANK vs ICICI BANK - Comparison Results

ANDHRA BANK    Change

Established in 1923, Andhra Bank had 1.9% share of the total non-food credit and 1.8% share of the total deposits in the banking sector in FY12. The bank has national presence through 1,712 branches and around 1,056 ATMs, with an employee base of 15,... More

ICICI BANK 
   Change

Despite being the second largest bank in the country after SBI in terms of asset size, ICICI Bank lost its share of the banking sector's advances from 10.2% in FY07 to 8% in FY12. At the end of March 2012, the bank had assets of over Rs 4.8 trillion ... More

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Current Valuations

    ANDHRA BANK ICICI BANK ANDHRA BANK/
ICICI BANK
 
P/E (TTM) x 16.2 18.8 86.4% View Chart
P/BV x 0.3 2.0 13.9% View Chart
Dividend Yield % 1.0 1.7 58.0%  

Financials

 ANDHRA BANK   ICICI BANK
EQUITY SHARE DATA
    ANDHRA BANK
Mar-16
ICICI BANK
Mar-16
ANDHRA BANK/
ICICI BANK
5-Yr Chart
Click to enlarge
High Rs88331 26.4%   
Low Rs42183 22.8%   
Income per share (Unadj.) Rs258.9102.3 253.1%  
Earnings per share (Unadj.) Rs7.917.6 45.1%  
Cash flow per share (Unadj.) Rs14.372.5 19.7%  
Dividends per share (Unadj.) Rs0.505.00 10.0%  
Avg Dividend yield %0.81.9 39.8%  
Book value per share (Unadj.) Rs161.4162.3 99.4%  
Shares outstanding (eoy) m681.165,797.24 11.7%   
Bonus/Rights/Conversions OIESOS-  
Avg Price / Income ratio x0.22.5 9.9%   
Avg P/E ratio x8.214.7 55.7%  
Avg P/CF ratio x1.36.6 19.0%  
Avg Price/Bookvalue ratio x0.41.6 25.3%  
Dividend payout %6.328.5 22.2%   
Avg Mkt Cap Rs m44,0371,491,920 3.0%   
No. of employees `00018.774.1 25.2%   
Total wages & salary Rs m17,67969,186 25.6%   
Avg. income/employee Rs Th9,452.68,002.3 118.1%   
Avg. wages/employee Rs Th947.6933.7 101.5%   
Avg. net profit/employee Rs Th289.41,373.9 21.1%   
INCOME DATA
Interest income Rs m176,347592,937 29.7%  
Other income Rs m15,645421,021 3.7%   
Interest expense Rs m123,137339,965 36.2%   
Net interest income Rs m53,210252,972 21.0%  
Operating expense Rs m29,254407,896 7.2%   
Gross profit Rs m23,955-154,923 -15.5%  
Gross profit margin %13.6-26.1 -52.0%  
Provisions/contingencies Rs m29,560123,054 24.0%   
Profit before tax Rs m10,040143,044 7.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-7,469 0.0%   
Prior Period Items Rs m00-   
Tax Rs m4,64233,775 13.7%   
Profit after tax Rs m5,398101,800 5.3%  
Net profit margin %3.117.2 17.8%  
BALANCE SHEET DATA
Advances Rs m1,307,8794,937,291 26.5%   
Deposits Rs m1,743,0244,510,774 38.6%  
Credit/Deposit ratio x75.0109.5 68.6%  
Yield on advances %10.38.4 122.4%   
Cost of deposits %6.54.9 134.2%   
Net Interest Margin %2.74.5 60.7%  
Net fixed assets Rs m13,68487,135 15.7%   
Share capital Rs m6,81211,632 58.6%   
Free reserves Rs m50,615560,261 9.0%   
Net worth Rs m109,944941,040 11.7%   
Borrowings Rs m97,1562,203,777 4.4%   
Investments Rs m538,6420-   
Total assets Rs m1,999,6189,187,562 21.8%  
Debt/equity ratio x16.77.1 234.6%   
Return on assets %0.31.1 24.4%  
Return on equity %4.910.8 45.4%  
Capital adequacy ratio %11.616.6 69.8%  
Net NPAs %4.63.0 154.7%  
CASH FLOW
From Operations Rs m77,096236,453 32.6%  
From Investments Rs m-2,707-118,193 2.3%  
From Financial Activity Rs m-61,30358,139 -105.4%  
Net Cashflow Rs m13,086176,400 7.4%  

Share Holding

Indian Promoters % 60.1 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.9 23.1 47.2%  
FIIs % 11.5 40.0 28.8%  
ADR/GDR % 0.0 29.2 -  
Free float % 17.4 7.8 223.1%  
Shareholders   222,746 585,463 38.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare ANDHRA BANK With:   BANK OF BARODA  HDFC BANK  UNITED BANK OF INDIA  INDUSIND BANK  IDBI BANK  

Compare ANDHRA BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Aug 23, 2017 (Close)

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