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Compare Andhra Bank with Indian Overseas Bank - Equitymaster

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ANDHRA BANK vs INDIAN OVERSEAS BANK - Comparison Results

ANDHRA BANK    Change

Established in 1923, Andhra Bank had 1.9% share of the total non-food credit and 1.8% share of the total deposits in the banking sector in FY12. The bank has national presence through 1,712 branches and around 1,056 ATMs, with an employee base of 15,... More

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Current Valuations

    ANDHRA BANK INDIAN OVERSEAS BANK ANDHRA BANK/
INDIAN OVERSEAS BANK
 
P/E (TTM) x -0.3 -0.3 - View Chart
P/BV x 0.2 0.1 114.3% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 ANDHRA BANK   INDIAN OVERSEAS BANK
EQUITY SHARE DATA
    ANDHRA BANK
Mar-18
INDIAN OVERSEAS BANK
Mar-18
ANDHRA BANK/
INDIAN OVERSEAS BANK
5-Yr Chart
Click to enlarge
High Rs7632 236.3%   
Low Rs3317 189.5%   
Income per share (Unadj.) Rs151.936.6 414.6%  
Earnings per share (Unadj.) Rs-28.1-12.9 218.0%  
Cash flow per share (Unadj.) Rs-116.7-36.1 323.7%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs91.227.1 336.1%  
Shares outstanding (eoy) m1,198.834,890.77 24.5%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.40.7 53.1%   
Avg P/E ratio x-1.9-1.9 101.0%  
Avg P/CF ratio x0.71.5 47.1%  
Avg Price/Bookvalue ratio x0.60.9 65.5%  
Dividend payout %00-   
Avg Mkt Cap Rs m65,156120,802 53.9%   
No. of employees `00021.127.9 75.5%   
Total wages & salary Rs m19,06429,942 63.7%   
Avg. income/employee Rs Th8,628.86,412.9 134.6%   
Avg. wages/employee Rs Th903.41,071.8 84.3%   
Avg. net profit/employee Rs Th-1,595.0-2,255.0 70.7%   
INCOME DATA
Interest income Rs m182,085179,152 101.6%  
Other income Rs m30,96937,464 82.7%   
Interest expense Rs m116,398124,476 93.5%   
Net interest income Rs m65,68754,676 120.1%  
Operating expense Rs m42,85255,849 76.7%   
Gross profit Rs m22,835-1,174 -1,945.5%  
Gross profit margin %12.5-0.7 -1,914.2%  
Provisions/contingencies Rs m128,687145,930 88.2%   
Profit before tax Rs m-54,413-86,317 63.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m2870-   
Tax Rs m-20,469-23,322 87.8%   
Profit after tax Rs m-33,657-62,995 53.4%  
Net profit margin %-18.5-35.2 52.6%  
BALANCE SHEET DATA
Advances Rs m1,490,8591,324,888 112.5%   
Deposits Rs m2,080,9292,168,318 96.0%  
Credit/Deposit ratio x71.661.1 117.3%  
Yield on advances %8.89.0 97.1%   
Cost of deposits %5.25.3 97.8%   
Net Interest Margin %2.82.4 117.2%  
Net fixed assets Rs m14,85428,934 51.3%   
Share capital Rs m11,98848,908 24.5%   
Free reserves Rs m54,17369,912 77.5%   
Net worth Rs m109,363132,740 82.4%   
Borrowings Rs m183,12192,281 198.4%   
Investments Rs m679,398686,459 99.0%   
Total assets Rs m2,461,1132,479,681 99.3%  
Debt/equity ratio x20.717.0 121.6%   
Return on assets %-1.4-2.5 53.8%  
Return on equity %-30.8-47.5 64.8%  
Capital adequacy ratio %11.09.3 118.9%  
Net NPAs %8.515.3 55.3%  
CASH FLOW
From Operations Rs m-119,216-17,933 664.8%  
From Investments Rs m-1,416-1,151 123.1%  
From Financial Activity Rs m103,32452,303 197.5%  
Net Cashflow Rs m-17,21533,220 -51.8%  

Share Holding

Indian Promoters % 60.1 73.8 81.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.9 15.3 71.2%  
FIIs % 11.5 1.9 605.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 17.4 9.1 191.2%  
Shareholders   222,746 250,609 88.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare ANDHRA BANK With:   UNION BANK  SYNDICATE BANK  ICICI BANK  PUNJAB & SIND BANK  AXIS BANK  

Compare ANDHRA BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Dec 14, 2018 (Close)

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