ANDHRA BANK | J&K BANK | ANDHRA BANK/ J&K BANK |
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P/E (TTM) | x | -3.0 | 9.2 | - | View Chart |
P/BV | x | 0.2 | 1.5 | 14.2% | View Chart |
Dividend Yield | % | 0.0 | 0.4 | - |
ANDHRA BANK J&K BANK |
EQUITY SHARE DATA | |||||
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ANDHRA BANK Mar-19 |
J&K BANK Mar-23 |
ANDHRA BANK/ J&K BANK |
5-Yr Chart Click to enlarge
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High | Rs | 47 | 63 | 74.9% | |
Low | Rs | 23 | 24 | 95.4% | |
Income per share (Unadj.) | Rs | 66.6 | 90.7 | 73.4% | |
Earnings per share (Unadj.) | Rs | -9.5 | 11.4 | -83.1% | |
Cash flow per share (Unadj.) | Rs | -18.0 | 46.1 | -39.0% | |
Dividends per share (Unadj.) | Rs | 0 | 0.50 | 0.0% | |
Avg Dividend yield | % | 0 | 1.2 | 0.0% | |
Book value per share (Unadj.) | Rs | 46.2 | 95.9 | 48.2% | |
Shares outstanding (eoy) | m | 2,884.49 | 1,031.48 | 279.6% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.5 | 0.5 | 109.7% | |
Avg P/E ratio | x | -3.7 | 3.8 | -97.0% | |
Avg P/CF ratio | x | 2.0 | 2.4 | 81.6% | |
Avg Price/Bookvalue ratio | x | 0.8 | 0.5 | 167.2% | |
Dividend payout | % | 0 | 4.4 | -0.0% | |
Avg Mkt Cap | Rs m | 100,524 | 44,637 | 225.2% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 23,015 | 27,086 | 85.0% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 192,029 | 93,552 | 205.3% | |
Other income | Rs m | 30,881 | 7,652 | 403.5% | |
Interest expense | Rs m | 122,243 | 46,094 | 265.2% | |
Net interest income | Rs m | 69,786 | 47,458 | 147.0% | |
Operating expense | Rs m | 50,058 | 36,509 | 137.1% | |
Gross profit | Rs m | 19,728 | 10,949 | 180.2% | |
Gross profit margin | % | 10.3 | 11.7 | 87.8% | |
Provisions/contingencies | Rs m | 78,280 | 6,616 | 1,183.2% | |
Profit before tax | Rs m | -23,913 | 17,856 | -133.9% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 251 | -181 | -138.9% | |
Tax | Rs m | 3,758 | 5,870 | 64.0% | |
Profit after tax | Rs m | -27,420 | 11,805 | -232.3% | |
Net profit margin | % | -14.3 | 12.6 | -113.2% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 1,588,479 | 822,776 | 193.1% | |
Deposits | Rs m | 2,198,529 | 1,220,272 | 180.2% | |
Credit/Deposit ratio | x | 72.3 | 67.4 | 107.2% | |
Yield on advances | % | 8.9 | 8.5 | 104.9% | |
Cost of deposits | % | 5.2 | 3.6 | 146.4% | |
Net Interest Margin | % | 3.1 | 4.1 | 76.2% | |
Net fixed assets | Rs m | 15,649 | 22,244 | 70.4% | |
Share capital | Rs m | 28,845 | 1,032 | 2,796.1% | |
Free reserves | Rs m | 104,472 | 97,932 | 106.7% | |
Net worth | Rs m | 133,317 | 98,963 | 134.7% | |
Borrowings | Rs m | 103,146 | 28,923 | 356.6% | |
Investments | Rs m | 669,148 | 347,804 | 192.4% | |
Total assets | Rs m | 2,540,440 | 1,459,126 | 174.1% | |
Debt/equity ratio | x | 17.3 | 12.6 | 136.8% | |
Return on assets | % | -1.1 | 0.8 | -133.4% | |
Return on equity | % | -20.6 | 11.9 | -172.4% | |
Capital adequacy ratio | % | 13.7 | 15.4 | 88.8% | |
Net NPAs | % | 5.7 | 1.6 | 353.7% |
CASH FLOW | |||||
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From Operations | Rs m | 29,181 | -4,071 | -716.7% | |
From Investments | Rs m | -837 | -1,235 | 67.8% | |
From Financial Activity | Rs m | -37,515 | 6,376 | -588.4% | |
Net Cashflow | Rs m | -9,099 | 1,070 | -850.7% |
Indian Promoters | % | 88.3 | 59.4 | 148.6% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 3.8 | 13.6 | 28.1% | |
FIIs | % | 0.6 | 5.8 | 10.7% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 11.8 | 40.6 | 28.9% | |
Shareholders | 238,812 | 204,193 | 117.0% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare ANDHRA BANK With: HDFC BANK AXIS BANK SBI ICICI BANK KOTAK MAHINDRA BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | Andhra Bank | J&K Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | -2.66% | 2.13% | 0.82% |
1-Month | -38.86% | -2.79% | 2.48% |
1-Year | -65.18% | 194.10% | 19.28% |
3-Year CAGR | -45.56% | 72.76% | 12.00% |
5-Year CAGR | -35.02% | 20.41% | 9.40% |
* Compound Annual Growth Rate
Here are more details on the Andhra Bank share price and the J&K Bank share price.
Moving on to shareholding structures...
The promoters of Andhra Bank hold a 88.3% stake in the company. In case of J&K Bank the stake stands at 59.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Andhra Bank and the shareholding pattern of J&K Bank.
Finally, a word on dividends...
In the most recent financial year, Andhra Bank paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of -0.0%.
J&K Bank paid Rs 0.5, and its dividend payout ratio stood at 4.4%.
You may visit here to review the dividend history of Andhra Bank, and the dividend history of J&K Bank.
For a sector overview, read our banking sector report.
After opening the day on positive note, Indian share markets gained the momentum as the session progressed and ended on firm footing.