Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

ANDHRA BANK vs UNION BANK - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    ANDHRA BANK UNION BANK ANDHRA BANK/
UNION BANK
 
P/E (TTM) x -3.0 8.9 - View Chart
P/BV x 0.2 1.5 14.3% View Chart
Dividend Yield % 0.0 2.0 -  

Financials

 ANDHRA BANK   UNION BANK
EQUITY SHARE DATA
    ANDHRA BANK
Mar-19
UNION BANK
Mar-23
ANDHRA BANK/
UNION BANK
5-Yr Chart
Click to enlarge
High Rs4796 48.8%   
Low Rs2334 67.7%   
Income per share (Unadj.) Rs66.6118.8 56.1%  
Earnings per share (Unadj.) Rs-9.512.5 -76.3%  
Cash flow per share (Unadj.) Rs-18.027.2 -66.1%  
Dividends per share (Unadj.) Rs03.00 0.0%  
Avg Dividend yield %04.6 0.0%  
Book value per share (Unadj.) Rs46.2115.3 40.1%  
Shares outstanding (eoy) m2,884.496,834.75 42.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.50.5 95.7%   
Avg P/E ratio x-3.75.2 -70.3%  
Avg P/CF ratio x2.01.7 114.1%  
Avg Price/Bookvalue ratio x0.80.6 133.8%  
Dividend payout %024.1 -0.0%   
Avg Mkt Cap Rs m100,524444,088 22.6%   
No. of employees `000NANA-   
Total wages & salary Rs m23,015125,240 18.4%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m192,029811,632 23.7%  
Other income Rs m30,881159,154 19.4%   
Interest expense Rs m122,243480,328 25.4%   
Net interest income Rs m69,786331,303 21.1%  
Operating expense Rs m50,058234,873 21.3%   
Gross profit Rs m19,72896,430 20.5%  
Gross profit margin %10.311.9 86.5%  
Provisions/contingencies Rs m78,280171,280 45.7%   
Profit before tax Rs m-23,913121,465 -19.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m251813 30.9%   
Tax Rs m3,75837,162 10.1%   
Profit after tax Rs m-27,42085,117 -32.2%  
Net profit margin %-14.310.5 -136.2%  
BALANCE SHEET DATA
Advances Rs m1,588,4797,642,767 20.8%   
Deposits Rs m2,198,52911,203,219 19.6%  
Credit/Deposit ratio x72.368.2 105.9%  
Yield on advances %8.97.4 119.9%   
Cost of deposits %5.24.0 131.8%   
Net Interest Margin %3.13.0 103.4%  
Net fixed assets Rs m15,64988,258 17.7%   
Share capital Rs m28,84569,388 41.6%   
Free reserves Rs m104,472718,648 14.5%   
Net worth Rs m133,317788,035 16.9%   
Borrowings Rs m103,146427,366 24.1%   
Investments Rs m669,1483,437,270 19.5%   
Total assets Rs m2,540,44012,883,571 19.7%  
Debt/equity ratio x17.314.8 117.0%   
Return on assets %-1.10.7 -163.4%  
Return on equity %-20.610.8 -190.4%  
Capital adequacy ratio %13.716.0 85.3%  
Net NPAs %5.71.7 337.1%  
CASH FLOW
From Operations Rs m29,18161,114 47.7%  
From Investments Rs m-837-25,611 3.3%  
From Financial Activity Rs m-37,515-106,541 35.2%  
Net Cashflow Rs m-9,099-71,038 12.8%  

Share Holding

Indian Promoters % 88.3 77.0 114.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 3.8 16.3 23.6%  
FIIs % 0.6 4.0 15.6%  
ADR/GDR % 0.0 0.0 -  
Free float % 11.8 23.0 51.1%  
Shareholders   238,812 874,309 27.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare ANDHRA BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    PNB    


More on Andhra Bank vs Union Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Andhra Bank vs Union Bank Share Price Performance

Period Andhra Bank Union Bank S&P BSE BANKEX
1-Day -2.66% 1.42% 0.82%
1-Month -38.86% 9.02% 2.48%
1-Year -65.18% 149.11% 19.28%
3-Year CAGR -45.56% 65.10% 12.00%
5-Year CAGR -35.02% 9.71% 9.40%

* Compound Annual Growth Rate

Here are more details on the Andhra Bank share price and the Union Bank share price.

Moving on to shareholding structures...

The promoters of Andhra Bank hold a 88.3% stake in the company. In case of Union Bank the stake stands at 77.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Andhra Bank and the shareholding pattern of Union Bank.

Finally, a word on dividends...

In the most recent financial year, Andhra Bank paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of -0.0%.

Union Bank paid Rs 3.0, and its dividend payout ratio stood at 24.1%.

You may visit here to review the dividend history of Andhra Bank, and the dividend history of Union Bank.

For a sector overview, read our banking sector report.



Today's Market

Sensex Today Rallies 639 Points | Suzlon Energy Surges 5%, Grasim Industries 4% | 3 Reasons Why Indian Share Market is Rising Sensex Today Rallies 639 Points | Suzlon Energy Surges 5%, Grasim Industries 4% | 3 Reasons Why Indian Share Market is Rising(Closing)

After opening the day on positive note, Indian share markets gained the momentum as the session progressed and ended on firm footing.