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- AU SMALL FINANCE BANK - CSB BANK
AU SMALL FINANCE BANK vs CSB BANK - Comparison Results
Current Valuations
| AU SMALL FINANCE BANK | CSB BANK | AU SMALL FINANCE BANK/ CSB BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 35.9 | 7.0 | 511.2% | View Chart |
| P/BV | x | 5.7 | 1.7 | 347.8% | View Chart |
| Dividend Yield | % | 0.2 | 0.0 | - |
Financials
 AU SMALL FINANCE BANK  CSB BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| AU SMALL FINANCE BANK Mar-22 |
CSB BANK Mar-21 |
AU SMALL FINANCE BANK/ CSB BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 710 | 280 | 253.9% | |
| Low | Rs | 455 | 108 | 420.1% | |
| Income per share (Unadj.) | Rs | 188.1 | 107.9 | 174.3% | |
| Earnings per share (Unadj.) | Rs | 35.9 | 12.6 | 285.0% | |
| Cash flow per share (Unadj.) | Rs | 101.0 | 36.1 | 279.7% | |
| Dividends per share (Unadj.) | Rs | 1.00 | 0 | - | |
| Avg Dividend yield | % | 0.2 | 0 | - | |
| Book value per share (Unadj.) | Rs | 237.3 | 125.6 | 188.9% | |
| Shares outstanding (eoy) | m | 314.90 | 173.49 | 181.5% | |
| Bonus / Rights / Conversions | 0 | 0 | - | ||
| Avg Price / Income ratio | x | 3.1 | 1.8 | 172.4% | |
| Avg P/E ratio | x | 16.2 | 15.4 | 105.4% | |
| Avg P/CF ratio | x | 10.1 | 5.5 | 184.2% | |
| Avg Price/Bookvalue ratio | x | 2.5 | 1.5 | 159.0% | |
| Dividend payout | % | 2.8 | 0 | - | |
| Avg Mkt Cap | Rs m | 183,490 | 33,661 | 545.1% | |
| No. of employees | `000 | NA | NA | - | |
| Total wages & salary | Rs m | 13,789 | 4,962 | 277.9% | |
| Avg. income/employee | Rs Th | 0 | 0 | - | |
| Avg. wages/employee | Rs Th | 0 | 0 | - | |
| Avg. net profit/employee | Rs Th | 0 | 0 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 59,217 | 18,723 | 316.3% | |
| Other income | Rs m | 9,937 | 4,008 | 247.9% | |
| Interest expense | Rs m | 26,876 | 9,309 | 288.7% | |
| Net interest income | Rs m | 32,341 | 9,414 | 343.5% | |
| Operating expense | Rs m | 24,128 | 7,290 | 331.0% | |
| Gross profit | Rs m | 8,214 | 2,124 | 386.7% | |
| Gross profit margin | % | 13.9 | 11.3 | 122.3% | |
| Provisions/contingencies | Rs m | 6,852 | 3,948 | 173.6% | |
| Profit before tax | Rs m | 14,541 | 2,926 | 497.0% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | 3,242 | 742 | 437.3% | |
| Profit after tax | Rs m | 11,298 | 2,184 | 517.3% | |
| Net profit margin | % | 19.1 | 11.7 | 163.6% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 460,953 | 144,381 | 319.3% | |
| Deposits | Rs m | 525,846 | 191,400 | 274.7% | |
| Credit/Deposit ratio | x | 87.7 | 75.4 | 116.2% | |
| Yield on advances | % | 10.6 | 9.5 | 111.1% | |
| Cost of deposits | % | 4.3 | 4.5 | 95.6% | |
| Net Interest Margin | % | 5.3 | 4.6 | 115.1% | |
| Net fixed assets | Rs m | 6,087 | 2,695 | 225.9% | |
| Share capital | Rs m | 3,149 | 1,735 | 181.5% | |
| Free reserves | Rs m | 71,578 | 20,059 | 356.8% | |
| Net worth | Rs m | 74,727 | 21,795 | 342.9% | |
| Borrowings | Rs m | 59,908 | 14,259 | 420.1% | |
| Investments | Rs m | 153,065 | 61,260 | 249.9% | |
| Total assets | Rs m | 690,778 | 233,374 | 296.0% | |
| Debt/equity ratio | x | 7.8 | 9.4 | 83.1% | |
| Return on assets | % | 1.6 | 0.9 | 174.8% | |
| Return on equity | % | 15.1 | 10.0 | 150.9% | |
| Capital adequacy ratio | % | 21.0 | 21.4 | 98.2% | |
| Net NPAs | % | 0.5 | 1.2 | 42.7% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | 68,490 | 13,738 | 498.5% | |
| From Investments | Rs m | -47,534 | -12,314 | 386.0% | |
| From Financial Activity | Rs m | -9,484 | 6,324 | -150.0% | |
| Net Cashflow | Rs m | 11,472 | 7,747 | 148.1% | |
Share Holding
| Indian Promoters | % | 28.2 | 0.0 | - | |
| Foreign collaborators | % | 0.0 | 49.7 | - | |
| Indian inst/Mut Fund | % | 53.5 | 16.3 | 328.5% | |
| FIIs | % | 35.1 | 5.1 | 693.1% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 71.8 | 50.3 | 142.8% | |
| Shareholders | 177,400 | 57,613 | 307.9% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare AU SMALL FINANCE BANK With: HDFC BANK AXIS BANK ICICI BANK PNB SBI
Today's Market
Sensex, Nifty End Flat Amid Volatility; Kotak Mahindra Bank, Bharti Airtel, L&T Among Top Gainers(Closing)
It was a volatile trading session for Indian share markets today. After opening the day on a negative note, Indian share markets extended losses during the first half.
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