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AU SMALL FINANCE BANK vs IDBI BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    AU SMALL FINANCE BANK IDBI BANK AU SMALL FINANCE BANK/
IDBI BANK
 
P/E (TTM) x 23.9 16.6 143.8% View Chart
P/BV x 3.5 1.9 182.1% View Chart
Dividend Yield % 0.2 1.2 14.5%  

Financials

 AU SMALL FINANCE BANK   IDBI BANK
EQUITY SHARE DATA
    AU SMALL FINANCE BANK
Mar-23
IDBI BANK
Mar-23
AU SMALL FINANCE BANK/
IDBI BANK
5-Yr Chart
Click to enlarge
High Rs73362 1,182.1%   
Low Rs53931 1,766.6%   
Income per share (Unadj.) Rs123.119.2 642.6%  
Earnings per share (Unadj.) Rs21.43.4 621.3%  
Cash flow per share (Unadj.) Rs70.75.4 1,305.7%  
Dividends per share (Unadj.) Rs1.001.00 100.0%  
Avg Dividend yield %0.22.2 7.3%  
Book value per share (Unadj.) Rs164.043.1 380.7%  
Shares outstanding (eoy) m666.7510,752.40 6.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x5.22.4 213.9%   
Avg P/E ratio x29.713.4 221.3%  
Avg P/CF ratio x21.05.6 372.5%  
Avg Price/Bookvalue ratio x3.91.1 361.2%  
Dividend payout %4.729.0 16.1%   
Avg Mkt Cap Rs m423,950497,299 85.3%   
No. of employees `000NANA-   
Total wages & salary Rs m17,93036,914 48.6%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m82,054205,915 39.8%  
Other income Rs m10,34545,754 22.6%   
Interest expense Rs m37,80191,304 41.4%   
Net interest income Rs m44,253114,611 38.6%  
Operating expense Rs m34,40372,326 47.6%   
Gross profit Rs m9,85042,285 23.3%  
Gross profit margin %12.020.5 58.5%  
Provisions/contingencies Rs m5,91651,171 11.6%   
Profit before tax Rs m18,64636,868 50.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-219 -0.0%   
Prior Period Items Rs m0411 0.0%   
Tax Rs m4,3670-   
Profit after tax Rs m14,27937,061 38.5%  
Net profit margin %17.418.0 96.7%  
BALANCE SHEET DATA
Advances Rs m584,2151,625,458 35.9%   
Deposits Rs m693,6502,553,222 27.2%  
Credit/Deposit ratio x84.263.7 132.3%  
Yield on advances %11.78.2 142.8%   
Cost of deposits %4.83.1 157.2%   
Net Interest Margin %5.64.4 129.3%  
Net fixed assets Rs m7,07393,048 7.6%   
Share capital Rs m6,667107,524 6.2%   
Free reserves Rs m102,666355,668 28.9%   
Net worth Rs m109,333463,192 23.6%   
Borrowings Rs m62,987126,378 49.8%   
Investments Rs m200,7201,004,087 20.0%   
Total assets Rs m902,1613,314,977 27.2%  
Debt/equity ratio x6.95.8 119.6%   
Return on assets %1.61.1 141.6%  
Return on equity %13.18.0 163.2%  
Capital adequacy ratio %23.620.4 115.4%  
Net NPAs %0.40.9 45.7%  
CASH FLOW
From Operations Rs m54,936-26,009 -211.2%  
From Investments Rs m-43,195-2,945 1,467.0%  
From Financial Activity Rs m23,225-35,645 -65.2%  
Net Cashflow Rs m34,967-64,485 -54.2%  

Share Holding

Indian Promoters % 25.5 94.7 26.9%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 61.9 0.5 12,638.8%  
FIIs % 41.1 0.3 12,843.8%  
ADR/GDR % 0.0 0.0 -  
Free float % 74.5 5.3 1,409.1%  
Shareholders   155,660 636,699 24.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare AU SMALL FINANCE BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on AU SMALL FINANCE BANK vs IDBI Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

AU SMALL FINANCE BANK vs IDBI Bank Share Price Performance

Period AU SMALL FINANCE BANK IDBI Bank S&P BSE BANKEX
1-Day 0.92% 3.25% 1.31%
1-Month -0.74% -3.85% 2.97%
1-Year 0.54% 89.42% 19.85%
3-Year CAGR -4.33% 28.50% 12.18%
5-Year CAGR 14.12% 13.00% 9.50%

* Compound Annual Growth Rate

Here are more details on the AU SMALL FINANCE BANK share price and the IDBI Bank share price.

Moving on to shareholding structures...

The promoters of AU SMALL FINANCE BANK hold a 25.5% stake in the company. In case of IDBI Bank the stake stands at 94.7%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of AU SMALL FINANCE BANK and the shareholding pattern of IDBI Bank.

Finally, a word on dividends...

In the most recent financial year, AU SMALL FINANCE BANK paid a dividend of Rs 1.0 per share. This amounted to a Dividend Payout ratio of 4.7%.

IDBI Bank paid Rs 1.0, and its dividend payout ratio stood at 29.0%.

You may visit here to review the dividend history of AU SMALL FINANCE BANK, and the dividend history of IDBI Bank.

For a sector overview, read our banking sector report.



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