Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

AU SMALL FINANCE BANK vs IDFC FIRST BANK - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    AU SMALL FINANCE BANK IDFC FIRST BANK AU SMALL FINANCE BANK/
IDFC FIRST BANK
 
P/E (TTM) x 24.0 18.2 132.0% View Chart
P/BV x 3.5 2.1 163.6% View Chart
Dividend Yield % 0.2 0.0 -  

Financials

 AU SMALL FINANCE BANK   IDFC FIRST BANK
EQUITY SHARE DATA
    AU SMALL FINANCE BANK
Mar-23
IDFC FIRST BANK
Mar-23
AU SMALL FINANCE BANK/
IDFC FIRST BANK
5-Yr Chart
Click to enlarge
High Rs73364 1,139.8%   
Low Rs53929 1,861.1%   
Income per share (Unadj.) Rs123.134.3 358.4%  
Earnings per share (Unadj.) Rs21.43.8 570.4%  
Cash flow per share (Unadj.) Rs70.719.5 361.9%  
Dividends per share (Unadj.) Rs1.000-  
Avg Dividend yield %0.20-  
Book value per share (Unadj.) Rs164.039.0 420.5%  
Shares outstanding (eoy) m666.756,618.12 10.1%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x5.21.4 380.6%   
Avg P/E ratio x29.712.4 239.1%  
Avg P/CF ratio x21.06.2 339.9%  
Avg Price/Bookvalue ratio x3.91.2 324.3%  
Dividend payout %4.70-   
Avg Mkt Cap Rs m423,950308,570 137.4%   
No. of employees `000NANA-   
Total wages & salary Rs m17,93042,786 41.9%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m82,054227,278 36.1%  
Other income Rs m10,34544,673 23.2%   
Interest expense Rs m37,801100,906 37.5%   
Net interest income Rs m44,253126,372 35.0%  
Operating expense Rs m34,403121,082 28.4%   
Gross profit Rs m9,8505,289 186.2%  
Gross profit margin %12.02.3 515.8%  
Provisions/contingencies Rs m5,91625,113 23.6%   
Profit before tax Rs m18,64633,314 56.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m4,3678,465 51.6%   
Profit after tax Rs m14,27924,849 57.5%  
Net profit margin %17.410.9 159.2%  
BALANCE SHEET DATA
Advances Rs m584,2151,517,945 38.5%   
Deposits Rs m693,6501,444,695 48.0%  
Credit/Deposit ratio x84.2105.1 80.2%  
Yield on advances %11.712.6 92.9%   
Cost of deposits %4.84.3 111.6%   
Net Interest Margin %5.65.9 94.9%  
Net fixed assets Rs m7,07319,145 36.9%   
Share capital Rs m6,66766,181 10.1%   
Free reserves Rs m102,666191,923 53.5%   
Net worth Rs m109,333258,104 42.4%   
Borrowings Rs m62,987572,121 11.0%   
Investments Rs m200,720609,133 33.0%   
Total assets Rs m902,1612,398,821 37.6%  
Debt/equity ratio x6.97.8 88.6%   
Return on assets %1.61.0 152.8%  
Return on equity %13.19.6 135.7%  
Capital adequacy ratio %23.616.8 140.2%  
Net NPAs %0.40.9 48.8%  
CASH FLOW
From Operations Rs m54,93635,630 154.2%  
From Investments Rs m-43,195-119,957 36.0%  
From Financial Activity Rs m23,22565,090 35.7%  
Net Cashflow Rs m34,967-19,237 -181.8%  

Share Holding

Indian Promoters % 25.5 37.5 68.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 61.9 34.6 178.8%  
FIIs % 41.1 24.3 169.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 74.5 62.6 119.2%  
Shareholders   155,660 2,382,674 6.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare AU SMALL FINANCE BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on AU SMALL FINANCE BANK vs IDFC FIRST BANK

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

AU SMALL FINANCE BANK vs IDFC FIRST BANK Share Price Performance

Period AU SMALL FINANCE BANK IDFC FIRST BANK S&P BSE BANKEX
1-Day -1.39% -1.07% 0.04%
1-Month -4.65% -5.18% 0.11%
1-Year -1.29% 43.51% 18.30%
3-Year CAGR -0.71% 9.52% 11.49%
5-Year CAGR 14.02% 8.34% 9.74%

* Compound Annual Growth Rate

Here are more details on the AU SMALL FINANCE BANK share price and the IDFC FIRST BANK share price.

Moving on to shareholding structures...

The promoters of AU SMALL FINANCE BANK hold a 25.5% stake in the company. In case of IDFC FIRST BANK the stake stands at 37.5%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of AU SMALL FINANCE BANK and the shareholding pattern of IDFC FIRST BANK.

Finally, a word on dividends...

In the most recent financial year, AU SMALL FINANCE BANK paid a dividend of Rs 1.0 per share. This amounted to a Dividend Payout ratio of 4.7%.

IDFC FIRST BANK paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of AU SMALL FINANCE BANK, and the dividend history of IDFC FIRST BANK.

For a sector overview, read our banking sector report.



Today's Market

Gift Nifty Down 79 Points | Why Adani Group Stocks are Falling | Baazar Style Retail Files for IPO | Top Buzzing Stocks Today Gift Nifty Down 79 Points | Why Adani Group Stocks are Falling | Baazar Style Retail Files for IPO | Top Buzzing Stocks Today(Pre-Open)

On Monday, Indian share markets reversed the trend as the session progressed and ended the day higher.