Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

AU SMALL FINANCE BANK vs IDFC FIRST BANK - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    AU SMALL FINANCE BANK IDFC FIRST BANK AU SMALL FINANCE BANK/
IDFC FIRST BANK
 
P/E (TTM) x 32.0 18.4 174.3% View Chart
P/BV x 5.8 1.8 328.0% View Chart
Dividend Yield % 0.2 0.0 -  

Financials

 AU SMALL FINANCE BANK   IDFC FIRST BANK
EQUITY SHARE DATA
    AU SMALL FINANCE BANK
Mar-22
IDFC FIRST BANK
Mar-22
AU SMALL FINANCE BANK/
IDFC FIRST BANK
5-Yr Chart
Click to enlarge
High Rs71062 1,145.7%   
Low Rs45538 1,206.9%   
Income per share (Unadj.) Rs188.127.6 680.9%  
Earnings per share (Unadj.) Rs35.90.2 16,861.2%  
Cash flow per share (Unadj.) Rs101.010.6 948.9%  
Dividends per share (Unadj.) Rs1.000-  
Avg Dividend yield %0.20-  
Book value per share (Unadj.) Rs237.333.9 700.4%  
Shares outstanding (eoy) m314.906,217.71 5.1%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x3.11.8 171.7%   
Avg P/E ratio x16.2234.3 6.9%  
Avg P/CF ratio x10.19.4 107.1%  
Avg Price/Bookvalue ratio x2.51.5 166.9%  
Dividend payout %2.80-   
Avg Mkt Cap Rs m183,490309,953 59.2%   
No. of employees `000NANA-   
Total wages & salary Rs m13,78930,999 44.5%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m59,217171,727 34.5%  
Other income Rs m9,93731,726 31.3%   
Interest expense Rs m26,87674,651 36.0%   
Net interest income Rs m32,34197,076 33.3%  
Operating expense Rs m24,12895,967 25.1%   
Gross profit Rs m8,2141,110 740.2%  
Gross profit margin %13.90.6 2,146.5%  
Provisions/contingencies Rs m6,85231,513 21.7%   
Profit before tax Rs m14,5411,750 831.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m3,242427 760.1%   
Profit after tax Rs m11,2981,323 853.9%  
Net profit margin %19.10.8 2,476.4%  
BALANCE SHEET DATA
Advances Rs m460,9531,178,578 39.1%   
Deposits Rs m525,8461,055,396 49.8%  
Credit/Deposit ratio x87.7111.7 78.5%  
Yield on advances %10.612.0 88.1%   
Cost of deposits %4.34.1 105.8%   
Net Interest Margin %5.35.9 88.9%  
Net fixed assets Rs m6,08713,079 46.5%   
Share capital Rs m3,14962,177 5.1%   
Free reserves Rs m71,578148,483 48.2%   
Net worth Rs m74,727210,660 35.5%   
Borrowings Rs m59,908529,626 11.3%   
Investments Rs m153,065459,346 33.3%   
Total assets Rs m690,7781,901,457 36.3%  
Debt/equity ratio x7.87.5 104.2%   
Return on assets %1.60.1 2,350.6%  
Return on equity %15.10.6 2,407.3%  
Capital adequacy ratio %21.016.7 125.4%  
Net NPAs %0.51.5 32.7%  
CASH FLOW
From Operations Rs m68,49026,791 255.6%  
From Investments Rs m-47,534-29,605 160.6%  
From Financial Activity Rs m-9,484102,106 -9.3%  
Net Cashflow Rs m11,47299,292 11.6%  

Share Holding

Indian Promoters % 25.6 36.4 70.2%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 60.3 33.6 179.4%  
FIIs % 39.6 19.8 200.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 74.5 63.6 117.0%  
Shareholders   179,082 1,642,937 10.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare AU SMALL FINANCE BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    PNB    SBI    


More on AU SMALL FINANCE BANK vs IDFC FIRST BANK

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

AU SMALL FINANCE BANK vs IDFC FIRST BANK Share Price Performance

Period AU SMALL FINANCE BANK IDFC FIRST BANK S&P BSE BANKEX
1-Day -0.22% -0.58% 0.05%
1-Month 2.29% -0.34% -3.29%
1-Year -3.06% 27.27% 7.64%
3-Year CAGR 4.82% 12.99% 9.74%
5-Year CAGR 16.52% 2.24% 9.82%

* Compound Annual Growth Rate

Here are more details on the AU SMALL FINANCE BANK share price and the IDFC FIRST BANK share price.

Moving on to shareholding structures...

The promoters of AU SMALL FINANCE BANK hold a 25.6% stake in the company. In case of IDFC FIRST BANK the stake stands at 36.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of AU SMALL FINANCE BANK and the shareholding pattern of IDFC FIRST BANK.

Finally, a word on dividends...

In the most recent financial year, AU SMALL FINANCE BANK paid a dividend of Rs 1.0 per share. This amounted to a Dividend Payout ratio of 2.8%.

IDFC FIRST BANK paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of AU SMALL FINANCE BANK, and the dividend history of IDFC FIRST BANK.

For a sector overview, read our banking sector report.



Today's Market

Sensex Today Ends 378 Points Higher | Nifty Ends Above 17,850 | Paytm & Adani Enterprises Rally 15% Sensex Today Ends 378 Points Higher | Nifty Ends Above 17,850 | Paytm & Adani Enterprises Rally 15%(Closing)

After opening the day on a positive note, Indian share markets continued their momentum as the session progressed and ended higher.