BENGAL & ASSAM | CANFIN HOMES | BENGAL & ASSAM/ CANFIN HOMES |
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P/E (TTM) | x | 2.6 | 14.0 | 18.8% | View Chart |
P/BV | x | 1.7 | 2.7 | 62.9% | View Chart |
Dividend Yield | % | 0.3 | 0.5 | 63.8% |
BENGAL & ASSAM CANFIN HOMES |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-23 |
CANFIN HOMES Mar-23 |
BENGAL & ASSAM/ CANFIN HOMES |
5-Yr Chart Click to enlarge
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High | Rs | 4,662 | 685 | 680.6% | |
Low | Rs | 2,161 | 408 | 529.7% | |
Income per share (Unadj.) | Rs | 14,594.4 | 205.9 | 7,087.0% | |
Earnings per share (Unadj.) | Rs | 829.8 | 46.7 | 1,778.7% | |
Cash flow per share (Unadj.) | Rs | 13,658.5 | 48.6 | 28,082.5% | |
Dividends per share (Unadj.) | Rs | 25.00 | 3.50 | 714.3% | |
Avg Dividend yield | % | 0.7 | 0.6 | 114.4% | |
Book value per share (Unadj.) | Rs | 4,879.1 | 273.9 | 1,781.2% | |
Shares outstanding (eoy) | m | 11.30 | 133.15 | 8.5% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.2 | 2.7 | 8.8% | |
Avg P/E ratio | x | 4.1 | 11.7 | 35.1% | |
Avg P/CF ratio | x | 2.5 | 7.3 | 34.1% | |
Avg Price/Bookvalue ratio | x | 0.7 | 2.0 | 35.0% | |
Dividend payout | % | 3.0 | 7.5 | 40.1% | |
Avg Mkt Cap | Rs m | 38,537 | 72,769 | 53.0% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 14,508 | 837 | 1,732.7% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 164,916 | 27,420 | 601.4% | |
Other income | Rs m | 835 | 11 | 7,364.3% | |
Interest expense | Rs m | 4,878 | 17,015 | 28.7% | |
Net interest income | Rs m | 160,038 | 10,405 | 1,538.1% | |
Operating expense | Rs m | 149,030 | 2,051 | 7,264.8% | |
Gross profit | Rs m | 11,008 | 8,354 | 131.8% | |
Gross profit margin | % | 6.7 | 30.5 | 21.9% | |
Provisions/contingencies | Rs m | 6,209 | 3,816 | 162.7% | |
Profit before tax | Rs m | 6,670 | 8,240 | 80.9% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -1,329 | 0 | - | |
Prior Period Items | Rs m | 6,179 | 0 | - | |
Tax | Rs m | 2,142 | 2,028 | 105.6% | |
Profit after tax | Rs m | 9,377 | 6,212 | 150.9% | |
Net profit margin | % | 5.7 | 22.7 | 25.1% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 311,933 | 0.0% | |
Deposits | Rs m | 1,229 | 4,350 | 28.2% | |
Credit/Deposit ratio | x | 0 | 7,170.8 | 0.0% | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 7.4 | 0.0% | |
Net Interest Margin | % | 439.9 | 3.2 | 13,804.6% | |
Net fixed assets | Rs m | 69,027 | 454 | 15,202.8% | |
Share capital | Rs m | 113 | 266 | 42.4% | |
Free reserves | Rs m | 55,021 | 36,206 | 152.0% | |
Net worth | Rs m | 55,134 | 36,473 | 151.2% | |
Borrowings | Rs m | 21,272 | 65,225 | 32.6% | |
Investments | Rs m | 36,385 | 14,623 | 248.8% | |
Total assets | Rs m | 172,260 | 330,221 | 52.2% | |
Debt/equity ratio | x | 0.5 | 1.9 | 28.4% | |
Return on assets | % | 5.4 | 1.9 | 289.4% | |
Return on equity | % | 17.0 | 17.0 | 99.9% | |
Capital adequacy ratio | % | 0 | 23.1 | 0.0% | |
Net NPAs | % | 0 | 0.3 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | 14,373 | -40,440 | -35.5% | |
From Investments | Rs m | -6,502 | -3,273 | 198.7% | |
From Financial Activity | Rs m | -7,782 | 43,705 | -17.8% | |
Net Cashflow | Rs m | 119 | -8 | -1,443.9% |
Indian Promoters | % | 73.0 | 30.0 | 243.4% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.3 | 39.4 | 11.0% | |
FIIs | % | 4.3 | 11.5 | 37.4% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 70.0 | 38.6% | |
Shareholders | 21,019 | 96,918 | 21.7% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE CHOLAMANDALAM INVEST BAJAJ HOLDINGS & INVESTMENT SBI CARDS EDELWEISS FINANCIAL
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | CANFIN HOMES |
---|---|---|
1-Day | 0.35% | 0.12% |
1-Month | 7.15% | -1.25% |
1-Year | 132.92% | 27.60% |
3-Year CAGR | 84.22% | 9.43% |
5-Year CAGR | 39.12% | 18.48% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the CANFIN HOMES share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of CANFIN HOMES the stake stands at 30.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of CANFIN HOMES.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 25.0 per share. This amounted to a Dividend Payout ratio of 3.0%.
CANFIN HOMES paid Rs 3.5, and its dividend payout ratio stood at 7.5%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of CANFIN HOMES.
For a sector overview, read our finance sector report.
After opening the day on high, Indian share markets continued the momentum as the session progressed and ended the higher.