BENGAL & ASSAM vs KIFS FINANCIAL SERVICES - Comparison Results
Current Valuations
| BENGAL & ASSAM | KIFS FINANCIAL SERVICES | BENGAL & ASSAM/ KIFS FINANCIAL SERVICES |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 25.9 | 13.7 | 188.2% | View Chart |
| P/BV | x | 0.7 | 2.0 | 33.9% | View Chart |
| Dividend Yield | % | 0.8 | 1.4 | 55.3% |
Financials
 BENGAL & ASSAM  KIFS FINANCIAL SERVICES |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| BENGAL & ASSAM Mar-26 |
KIFS FINANCIAL SERVICES Mar-25 |
BENGAL & ASSAM/ KIFS FINANCIAL SERVICES |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 9,200 | 200 | 4,594.3% | |
| Low | Rs | 5,312 | 85 | 6,220.1% | |
| Income per share (Unadj.) | Rs | 2,085.0 | 26.9 | 7,747.3% | |
| Earnings per share (Unadj.) | Rs | 722.2 | 7.5 | 9,689.1% | |
| Cash flow per share (Unadj.) | Rs | 2,479.2 | -19.9 | -12,450.7% | |
| Dividends per share (Unadj.) | Rs | 50.00 | 1.50 | 3,333.3% | |
| Avg Dividend yield | % | 0.7 | 1.1 | 65.6% | |
| Book value per share (Unadj.) | Rs | 9,374.7 | 52.7 | 17,791.8% | |
| Shares outstanding (eoy) | m | 11.40 | 10.82 | 105.4% | |
| Bonus / Rights / Conversions | 0 | 0 | - | ||
| Avg Price / Income ratio | x | 3.5 | 5.3 | 65.6% | |
| Avg P/E ratio | x | 10.1 | 19.2 | 52.5% | |
| Avg P/CF ratio | x | 9.1 | 3.7 | 243.4% | |
| Avg Price/Bookvalue ratio | x | 0.8 | 2.7 | 28.6% | |
| Dividend payout | % | 6.9 | 20.1 | 34.4% | |
| Avg Mkt Cap | Rs m | 82,747 | 1,545 | 5,355.5% | |
| No. of employees | `000 | NA | NA | - | |
| Total wages & salary | Rs m | 3,083 | 3 | 94,869.2% | |
| Avg. income/employee | Rs Th | 0 | 0 | - | |
| Avg. wages/employee | Rs Th | 0 | 0 | - | |
| Avg. net profit/employee | Rs Th | 0 | 0 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 23,769 | 291 | 8,162.5% | |
| Other income | Rs m | 1,184 | 42 | 2,838.1% | |
| Interest expense | Rs m | 505 | 212 | 237.9% | |
| Net interest income | Rs m | 23,264 | 79 | 29,484.9% | |
| Operating expense | Rs m | 19,935 | 8 | 262,994.5% | |
| Gross profit | Rs m | 3,329 | 71 | 4,667.1% | |
| Gross profit margin | % | 14.0 | 24.5 | 57.2% | |
| Provisions/contingencies | Rs m | 832 | 331 | 251.1% | |
| Profit before tax | Rs m | 3,767 | 108 | 3,475.7% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | -201 | 0 | - | |
| Prior Period Items | Rs m | 5,594 | 0 | - | |
| Tax | Rs m | 927 | 28 | 3,344.6% | |
| Profit after tax | Rs m | 8,233 | 81 | 10,208.5% | |
| Net profit margin | % | 34.6 | 27.7 | 125.1% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 0 | 2,016 | 0.0% | |
| Deposits | Rs m | 20 | 0 | - | |
| Credit/Deposit ratio | x | 0 | 0 | - | |
| Yield on advances | % | 0 | 0 | - | |
| Cost of deposits | % | 0 | 0 | - | |
| Net Interest Margin | % | 21.5 | 3.7 | 586.4% | |
| Net fixed assets | Rs m | 4,662 | 10 | 45,395.1% | |
| Share capital | Rs m | 114 | 108 | 105.4% | |
| Free reserves | Rs m | 106,758 | 462 | 23,110.8% | |
| Net worth | Rs m | 106,872 | 570 | 18,745.5% | |
| Borrowings | Rs m | 4,050 | 3,321 | 122.0% | |
| Investments | Rs m | 108,451 | 141 | 76,877.4% | |
| Total assets | Rs m | 124,260 | 3,936 | 3,157.0% | |
| Debt/equity ratio | x | 0 | 5.8 | 0.8% | |
| Return on assets | % | 6.6 | 2.0 | 323.4% | |
| Return on equity | % | 7.7 | 14.1 | 54.5% | |
| Capital adequacy ratio | % | 0 | 0 | - | |
| Net NPAs | % | 0 | 0 | - | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | 2,523 | 1,476 | 171.0% | |
| From Investments | Rs m | -2,015 | 179 | -1,124.6% | |
| From Financial Activity | Rs m | -303 | -15 | 1,999.9% | |
| Net Cashflow | Rs m | 200 | 1,640 | 12.2% | |
Share Holding
| Indian Promoters | % | 72.9 | 74.4 | 97.9% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 4.4 | 0.4 | 1,194.6% | |
| FIIs | % | 4.4 | 0.0 | - | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 27.1 | 25.6 | 106.0% | |
| Shareholders | 25,138 | 1,455 | 1,727.7% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS TATA INVESTMENT
More on BENGAL & ASSAM vs KIFS FINANCIAL SERVICES
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
BENGAL & ASSAM vs KIFS FINANCIAL SERVICES Share Price Performance
| Period | BENGAL & ASSAM | KIFS FINANCIAL SERVICES |
|---|---|---|
| 1-Day | 3.01% | 0.86% |
| 1-Month | 2.66% | -7.71% |
| 1-Year | -20.58% | -39.46% |
| 3-Year CAGR | 9.14% | -10.51% |
| 5-Year CAGR | 28.12% | 22.61% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the KIFS FINANCIAL SERVICES share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 72.9% stake in the company. In case of KIFS FINANCIAL SERVICES the stake stands at 74.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of KIFS FINANCIAL SERVICES.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 50.0 per share. This amounted to a Dividend Payout ratio of 6.9%.
KIFS FINANCIAL SERVICES paid Rs 1.5, and its dividend payout ratio stood at 20.1%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of KIFS FINANCIAL SERVICES.
For a sector overview, read our finance sector report.
Today's Market
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Sensex Today Ends 325 Points Lower | Nifty Below 24,100 | Bajaj Finance & ITC Top Losers(Closing)
Sensex Today Ends 325 Points Lower | Nifty Below 24,100 | Bajaj Finance & ITC Top LosersAlthough the benchmark indices opened lower, they traded negative throughout the session and ultimately closed red.
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