BENGAL & ASSAM vs MINOLTA FINANCE - Comparison Results
Current Valuations
| BENGAL & ASSAM | MINOLTA FINANCE | BENGAL & ASSAM/ MINOLTA FINANCE |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 25.1 | -20.6 | - | View Chart |
| P/BV | x | 0.7 | 5.8 | 11.4% | View Chart |
| Dividend Yield | % | 0.8 | 0.0 | - |
Financials
 BENGAL & ASSAM  MINOLTA FINANCE |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| BENGAL & ASSAM Mar-26 |
MINOLTA FINANCE Mar-25 |
BENGAL & ASSAM/ MINOLTA FINANCE |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 9,200 | 19 | 48,294.0% | |
| Low | Rs | 5,312 | 1 | 393,481.5% | |
| Income per share (Unadj.) | Rs | 2,085.0 | 0.1 | 2,046,080.6% | |
| Earnings per share (Unadj.) | Rs | 722.2 | 0 | 60,183,771.9% | |
| Cash flow per share (Unadj.) | Rs | 2,479.2 | 0 | 9,877,343.3% | |
| Dividends per share (Unadj.) | Rs | 50.00 | 0 | - | |
| Avg Dividend yield | % | 0.7 | 0 | - | |
| Book value per share (Unadj.) | Rs | 9,374.7 | 1.1 | 872,962.3% | |
| Shares outstanding (eoy) | m | 11.40 | 100.00 | 11.4% | |
| Bonus / Rights / Conversions | 0 | 0 | - | ||
| Avg Price / Income ratio | x | 3.5 | 100.1 | 3.5% | |
| Avg P/E ratio | x | 10.1 | 8,326.5 | 0.1% | |
| Avg P/CF ratio | x | 9.1 | 156.1 | 5.8% | |
| Avg Price/Bookvalue ratio | x | 0.8 | 9.5 | 8.2% | |
| Dividend payout | % | 6.9 | 0 | - | |
| Avg Mkt Cap | Rs m | 82,747 | 1,020 | 8,112.4% | |
| No. of employees | `000 | NA | NA | - | |
| Total wages & salary | Rs m | 3,083 | 5 | 57,309.5% | |
| Avg. income/employee | Rs Th | 0 | 0 | - | |
| Avg. wages/employee | Rs Th | 0 | 0 | - | |
| Avg. net profit/employee | Rs Th | 0 | 0 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 23,769 | 10 | 233,253.2% | |
| Other income | Rs m | 1,184 | 0 | - | |
| Interest expense | Rs m | 505 | 1 | 39,756.7% | |
| Net interest income | Rs m | 23,264 | 9 | 260,802.6% | |
| Operating expense | Rs m | 19,935 | 9 | 227,308.8% | |
| Gross profit | Rs m | 3,329 | 0 | 2,219,073.3% | |
| Gross profit margin | % | 14.0 | 1.5 | 964.2% | |
| Provisions/contingencies | Rs m | 832 | 6 | 12,983.0% | |
| Profit before tax | Rs m | 3,767 | 0 | 2,511,313.3% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | -201 | 0 | - | |
| Prior Period Items | Rs m | 5,594 | 0 | - | |
| Tax | Rs m | 927 | 0 | 3,090,433.3% | |
| Profit after tax | Rs m | 8,233 | 0 | 6,860,950.0% | |
| Net profit margin | % | 34.6 | 1.2 | 2,893.2% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 0 | 590 | 0.0% | |
| Deposits | Rs m | 20 | 0 | - | |
| Credit/Deposit ratio | x | 0 | 0 | - | |
| Yield on advances | % | 0 | 0 | - | |
| Cost of deposits | % | 0 | 0 | - | |
| Net Interest Margin | % | 21.5 | 1.5 | 1,411.2% | |
| Net fixed assets | Rs m | 4,662 | 0 | - | |
| Share capital | Rs m | 114 | 100 | 114.0% | |
| Free reserves | Rs m | 106,758 | 7 | 1,444,628.1% | |
| Net worth | Rs m | 106,872 | 107 | 99,517.7% | |
| Borrowings | Rs m | 4,050 | 0 | - | |
| Investments | Rs m | 108,451 | -4 | -3,046,373.3% | |
| Total assets | Rs m | 124,260 | 588 | 21,138.0% | |
| Debt/equity ratio | x | 0 | 0 | - | |
| Return on assets | % | 6.6 | 0 | 31,925.7% | |
| Return on equity | % | 7.7 | 0.1 | 6,781.2% | |
| Capital adequacy ratio | % | 0 | 0 | - | |
| Net NPAs | % | 0 | 0 | - | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | 2,523 | -3 | -97,052.7% | |
| From Investments | Rs m | -2,015 | NA | - | |
| From Financial Activity | Rs m | -303 | NA | - | |
| Net Cashflow | Rs m | 200 | -3 | -7,695.4% | |
Share Holding
| Indian Promoters | % | 72.9 | 3.6 | 2,029.8% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 4.4 | 0.0 | - | |
| FIIs | % | 4.4 | 0.0 | - | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 27.1 | 96.4 | 28.1% | |
| Shareholders | 25,138 | 2,490 | 1,009.6% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS TATA INVESTMENT
More on BENGAL & ASSAM vs Minolta Finance
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
BENGAL & ASSAM vs Minolta Finance Share Price Performance
| Period | BENGAL & ASSAM | Minolta Finance |
|---|---|---|
| 1-Day | -0.01% | 1.63% |
| 1-Month | -0.95% | 3.31% |
| 1-Year | -22.90% | -16.11% |
| 3-Year CAGR | 7.88% | -54.20% |
| 5-Year CAGR | 27.54% | -4.58% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the Minolta Finance share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 72.9% stake in the company. In case of Minolta Finance the stake stands at 3.6%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of Minolta Finance.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 50.0 per share. This amounted to a Dividend Payout ratio of 6.9%.
Minolta Finance paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of Minolta Finance.
For a sector overview, read our finance sector report.
Today's Market
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Sensex Today Ends 281 Points Lower | Nifty Below 24,300 | NMDC Steel Down 6%(Closing)
Sensex Today Ends 281 Points Lower | Nifty Below 24,300 | NMDC Steel Down 6%Although the benchmark indices opened lower, they traded negative throughout the session and ultimately closed red.
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