BENGAL & ASSAM vs POWER FINANCE CORPORATION - Comparison Results
Current Valuations
| BENGAL & ASSAM | POWER FINANCE CORPORATION | BENGAL & ASSAM/ POWER FINANCE CORPORATION |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 24.9 | 4.1 | 605.6% | View Chart |
| P/BV | x | 0.7 | 1.2 | 61.7% | View Chart |
| Dividend Yield | % | 0.8 | 3.8 | 21.4% |
Financials
 BENGAL & ASSAM  POWER FINANCE CORPORATION |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| BENGAL & ASSAM Mar-25 |
POWER FINANCE CORPORATION Mar-25 |
BENGAL & ASSAM/ POWER FINANCE CORPORATION |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 11,499 | 580 | 1,981.4% | |
| Low | Rs | 6,220 | 357 | 1,741.1% | |
| Income per share (Unadj.) | Rs | 1,883.1 | 322.7 | 583.5% | |
| Earnings per share (Unadj.) | Rs | 648.0 | 69.7 | 930.2% | |
| Cash flow per share (Unadj.) | Rs | 2,166.9 | 105.7 | 2,049.3% | |
| Dividends per share (Unadj.) | Rs | 50.00 | 15.80 | 316.5% | |
| Avg Dividend yield | % | 0.6 | 3.4 | 16.7% | |
| Book value per share (Unadj.) | Rs | 8,638.5 | 356.8 | 2,421.3% | |
| Shares outstanding (eoy) | m | 11.30 | 3,300.10 | 0.3% | |
| Bonus / Rights / Conversions | 0 | 0 | - | ||
| Avg Price / Income ratio | x | 4.7 | 1.5 | 323.8% | |
| Avg P/E ratio | x | 13.7 | 6.7 | 203.1% | |
| Avg P/CF ratio | x | 11.9 | 6.7 | 176.6% | |
| Avg Price/Bookvalue ratio | x | 1.0 | 1.3 | 78.0% | |
| Dividend payout | % | 7.7 | 22.7 | 34.0% | |
| Avg Mkt Cap | Rs m | 100,079 | 1,547,088 | 6.5% | |
| No. of employees | `000 | NA | NA | - | |
| Total wages & salary | Rs m | 2,894 | 5,532 | 52.3% | |
| Avg. income/employee | Rs Th | 0 | 0 | - | |
| Avg. wages/employee | Rs Th | 0 | 0 | - | |
| Avg. net profit/employee | Rs Th | 0 | 0 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 21,279 | 1,065,016 | 2.0% | |
| Other income | Rs m | 989 | 7,019 | 14.1% | |
| Interest expense | Rs m | 439 | 646,804 | 0.1% | |
| Net interest income | Rs m | 20,840 | 418,213 | 5.0% | |
| Operating expense | Rs m | 17,267 | 38,351 | 45.0% | |
| Gross profit | Rs m | 3,573 | 379,862 | 0.9% | |
| Gross profit margin | % | 16.8 | 35.7 | 47.1% | |
| Provisions/contingencies | Rs m | 1,115 | 496 | 224.5% | |
| Profit before tax | Rs m | 4,002 | 386,322 | 1.0% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | -225 | -75,236 | 0.3% | |
| Prior Period Items | Rs m | 4,557 | 0 | - | |
| Tax | Rs m | 1,010 | 81,178 | 1.2% | |
| Profit after tax | Rs m | 7,323 | 229,908 | 3.2% | |
| Net profit margin | % | 34.4 | 21.6 | 159.4% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 0 | 10,918,984 | 0.0% | |
| Deposits | Rs m | 49 | 0 | - | |
| Credit/Deposit ratio | x | 0 | 0 | - | |
| Yield on advances | % | 0 | 0 | - | |
| Cost of deposits | % | 0 | 0 | - | |
| Net Interest Margin | % | 21.0 | 3.6 | 582.2% | |
| Net fixed assets | Rs m | 4,570 | 7,597 | 60.2% | |
| Share capital | Rs m | 113 | 33,001 | 0.3% | |
| Free reserves | Rs m | 97,502 | 1,144,383 | 8.5% | |
| Net worth | Rs m | 97,615 | 1,177,384 | 8.3% | |
| Borrowings | Rs m | 3,101 | 1,443,404 | 0.2% | |
| Investments | Rs m | 99,015 | 649,127 | 15.3% | |
| Total assets | Rs m | 113,364 | 11,718,690 | 1.0% | |
| Debt/equity ratio | x | 0 | 1.2 | 3.1% | |
| Return on assets | % | 6.5 | 2.0 | 329.3% | |
| Return on equity | % | 7.5 | 19.5 | 38.4% | |
| Capital adequacy ratio | % | 0 | 22.1 | 0.0% | |
| Net NPAs | % | 0 | 0.9 | 0.0% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | 2,944 | -922,694 | -0.3% | |
| From Investments | Rs m | -2,858 | -23,120 | 12.4% | |
| From Financial Activity | Rs m | 389 | 942,579 | 0.0% | |
| Net Cashflow | Rs m | 472 | -3,235 | -14.6% | |
Share Holding
| Indian Promoters | % | 72.9 | 56.0 | 130.1% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 4.4 | 35.0 | 12.6% | |
| FIIs | % | 4.4 | 20.5 | 21.5% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 27.1 | 44.0 | 61.6% | |
| Shareholders | 25,138 | 1,004,992 | 2.5% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS TATA INVESTMENT
More on BENGAL & ASSAM vs Power Fin Corp
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
BENGAL & ASSAM vs Power Fin Corp Share Price Performance
| Period | BENGAL & ASSAM | Power Fin Corp |
|---|---|---|
| 1-Day | -1.41% | 0.72% |
| 1-Month | -1.65% | 1.54% |
| 1-Year | -21.94% | 2.63% |
| 3-Year CAGR | 8.19% | 25.34% |
| 5-Year CAGR | 26.27% | 31.90% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the Power Fin Corp share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 72.9% stake in the company. In case of Power Fin Corp the stake stands at 56.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of Power Fin Corp.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 50.0 per share. This amounted to a Dividend Payout ratio of 7.7%.
Power Fin Corp paid Rs 15.8, and its dividend payout ratio stood at 22.7%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of Power Fin Corp.
For a sector overview, read our finance sector report.
Today's Market
![]()
Sensex Today Ends 455 Points Lower | Nifty Below 24,600 | Bajaj Finance Down 6%(Closing)
Sensex Today Ends 455 Points Lower | Nifty Below 24,600 | Bajaj Finance Down 6%Although the benchmark indices opened lower, they traded negative throughout the session and ultimately closed red.
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