| BENGAL & ASSAM | TOURISM FINA | BENGAL & ASSAM/ TOURISM FINA |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 25.9 | 39.7 | 65.2% | View Chart |
| P/BV | x | 0.7 | 4.6 | 14.7% | View Chart |
| Dividend Yield | % | 0.8 | 0.5 | 172.2% |
BENGAL & ASSAM TOURISM FINA |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| BENGAL & ASSAM Mar-26 |
TOURISM FINA Mar-26 |
BENGAL & ASSAM/ TOURISM FINA |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 9,200 | 80 | 11,432.8% | |
| Low | Rs | 5,312 | 33 | 16,319.5% | |
| Income per share (Unadj.) | Rs | 2,085.0 | 5.9 | 35,269.6% | |
| Earnings per share (Unadj.) | Rs | 722.2 | 2.7 | 27,082.3% | |
| Cash flow per share (Unadj.) | Rs | 2,479.2 | 3.5 | 70,706.8% | |
| Dividends per share (Unadj.) | Rs | 50.00 | 0.60 | 8,333.3% | |
| Avg Dividend yield | % | 0.7 | 1.1 | 64.9% | |
| Book value per share (Unadj.) | Rs | 9,374.7 | 28.4 | 33,002.8% | |
| Shares outstanding (eoy) | m | 11.40 | 462.98 | 2.5% | |
| Bonus / Rights / Conversions | 0 | 0 | - | ||
| Avg Price / Income ratio | x | 3.5 | 9.6 | 36.4% | |
| Avg P/E ratio | x | 10.1 | 21.2 | 47.4% | |
| Avg P/CF ratio | x | 9.1 | 18.1 | 50.3% | |
| Avg Price/Bookvalue ratio | x | 0.8 | 2.0 | 38.9% | |
| Dividend payout | % | 6.9 | 22.5 | 30.8% | |
| Avg Mkt Cap | Rs m | 82,747 | 26,163 | 316.3% | |
| No. of employees | `000 | NA | NA | - | |
| Total wages & salary | Rs m | 3,083 | 158 | 1,953.6% | |
| Avg. income/employee | Rs Th | 0 | 0 | - | |
| Avg. wages/employee | Rs Th | 0 | 0 | - | |
| Avg. net profit/employee | Rs Th | 0 | 0 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 23,769 | 2,737 | 868.4% | |
| Other income | Rs m | 1,184 | 31 | 3,764.0% | |
| Interest expense | Rs m | 505 | 931 | 54.2% | |
| Net interest income | Rs m | 23,264 | 1,806 | 1,288.3% | |
| Operating expense | Rs m | 19,935 | 274 | 7,279.5% | |
| Gross profit | Rs m | 3,329 | 1,532 | 217.3% | |
| Gross profit margin | % | 14.0 | 56.0 | 25.0% | |
| Provisions/contingencies | Rs m | 832 | 208 | 399.5% | |
| Profit before tax | Rs m | 3,767 | 1,558 | 241.8% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | -201 | 0 | - | |
| Prior Period Items | Rs m | 5,594 | 0 | - | |
| Tax | Rs m | 927 | 323 | 286.9% | |
| Profit after tax | Rs m | 8,233 | 1,235 | 666.9% | |
| Net profit margin | % | 34.6 | 45.1 | 76.8% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 0 | 20,520 | 0.0% | |
| Deposits | Rs m | 20 | 0 | - | |
| Credit/Deposit ratio | x | 0 | 0 | - | |
| Yield on advances | % | 0 | 0 | - | |
| Cost of deposits | % | 0 | 0 | - | |
| Net Interest Margin | % | 21.5 | 7.8 | 273.3% | |
| Net fixed assets | Rs m | 4,662 | 133 | 3,517.5% | |
| Share capital | Rs m | 114 | 926 | 12.3% | |
| Free reserves | Rs m | 106,758 | 12,225 | 873.2% | |
| Net worth | Rs m | 106,872 | 13,151 | 812.6% | |
| Borrowings | Rs m | 4,050 | 2,710 | 149.4% | |
| Investments | Rs m | 108,451 | 2,488 | 4,358.4% | |
| Total assets | Rs m | 124,260 | 24,087 | 515.9% | |
| Debt/equity ratio | x | 0 | 0.2 | 22.0% | |
| Return on assets | % | 6.6 | 5.1 | 129.3% | |
| Return on equity | % | 7.7 | 9.4 | 82.1% | |
| Capital adequacy ratio | % | 0 | 55.5 | 0.0% | |
| Net NPAs | % | 0 | 0 | - | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | 2,523 | -463 | -545.3% | |
| From Investments | Rs m | -2,015 | NA | 468,637.2% | |
| From Financial Activity | Rs m | -303 | -281 | 107.7% | |
| Net Cashflow | Rs m | 200 | -744 | -26.9% | |
| Indian Promoters | % | 72.9 | 3.9 | 1,892.7% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 4.4 | 5.5 | 81.0% | |
| FIIs | % | 4.4 | 5.5 | 80.8% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 27.1 | 96.2 | 28.2% | |
| Shareholders | 25,138 | 74,382 | 33.8% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS TATA INVESTMENT
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
| Period | BENGAL & ASSAM | TOURISM FINA |
|---|---|---|
| 1-Day | 3.01% | 6.80% |
| 1-Month | 2.66% | 58.60% |
| 1-Year | -20.58% | 112.70% |
| 3-Year CAGR | 9.14% | 85.66% |
| 5-Year CAGR | 28.12% | 60.41% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the TOURISM FINA share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 72.9% stake in the company. In case of TOURISM FINA the stake stands at 3.9%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of TOURISM FINA.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 50.0 per share. This amounted to a Dividend Payout ratio of 6.9%.
TOURISM FINA paid Rs 0.6, and its dividend payout ratio stood at 22.5%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of TOURISM FINA.
For a sector overview, read our finance sector report.
Although the benchmark indices opened lower, they traded negative throughout the session and ultimately closed red.