BAJAJ HOLDINGS & INVESTMENT vs PNB HOUSING FINANCE - Comparison Results
Current Valuations
| BAJAJ HOLDINGS & INVESTMENT | PNB HOUSING FINANCE | BAJAJ HOLDINGS & INVESTMENT/ PNB HOUSING FINANCE |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 137.7 | 12.9 | 1,063.6% | View Chart |
| P/BV | x | 1.7 | 1.6 | 111.0% | View Chart |
| Dividend Yield | % | 1.7 | 0.7 | 245.8% |
Financials
 BAJAJ HOLDINGS & INVESTMENT  PNB HOUSING FINANCE |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| BAJAJ HOLDINGS & INVESTMENT Mar-26 |
PNB HOUSING FINANCE Mar-26 |
BAJAJ HOLDINGS & INVESTMENT/ PNB HOUSING FINANCE |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 14,873 | 1,142 | 1,302.6% | |
| Low | Rs | 8,720 | 730 | 1,194.5% | |
| Income per share (Unadj.) | Rs | 96.1 | 326.4 | 29.4% | |
| Earnings per share (Unadj.) | Rs | 865.9 | 87.9 | 984.7% | |
| Cash flow per share (Unadj.) | Rs | 904.5 | 144.5 | 626.1% | |
| Dividends per share (Unadj.) | Rs | 195.00 | 8.00 | 2,437.5% | |
| Avg Dividend yield | % | 1.7 | 0.9 | 193.4% | |
| Book value per share (Unadj.) | Rs | 6,573.0 | 735.6 | 893.5% | |
| Shares outstanding (eoy) | m | 111.29 | 260.55 | 42.7% | |
| Bonus / Rights / Conversions | 0 | 0 | - | ||
| Avg Price / Income ratio | x | 122.7 | 2.9 | 4,280.9% | |
| Avg P/E ratio | x | 13.6 | 10.6 | 128.0% | |
| Avg P/CF ratio | x | 13.6 | 10.4 | 131.4% | |
| Avg Price/Bookvalue ratio | x | 1.8 | 1.3 | 141.1% | |
| Dividend payout | % | 22.5 | 9.1 | 247.6% | |
| Avg Mkt Cap | Rs m | 1,312,896 | 243,855 | 538.4% | |
| No. of employees | `000 | NA | NA | - | |
| Total wages & salary | Rs m | 389 | 4,867 | 8.0% | |
| Avg. income/employee | Rs Th | 0 | 0 | - | |
| Avg. wages/employee | Rs Th | 0 | 0 | - | |
| Avg. net profit/employee | Rs Th | 0 | 0 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 10,696 | 85,045 | 12.6% | |
| Other income | Rs m | 543 | 3,972 | 13.7% | |
| Interest expense | Rs m | 7 | 50,112 | 0.0% | |
| Net interest income | Rs m | 10,689 | 34,934 | 30.6% | |
| Operating expense | Rs m | 1,623 | 8,534 | 19.0% | |
| Gross profit | Rs m | 9,066 | 26,399 | 34.3% | |
| Gross profit margin | % | 84.8 | 31.0 | 273.1% | |
| Provisions/contingencies | Rs m | 0 | 600 | 0.1% | |
| Profit before tax | Rs m | 100,566 | 29,706 | 338.5% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | -1,522 | 0 | - | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | 2,677 | 6,794 | 39.4% | |
| Profit after tax | Rs m | 96,368 | 22,912 | 420.6% | |
| Net profit margin | % | 901.0 | 26.9 | 3,344.2% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 0 | 864,334 | 0.0% | |
| Deposits | Rs m | 0 | 0 | - | |
| Credit/Deposit ratio | x | 0 | 0 | - | |
| Yield on advances | % | 0 | 0 | - | |
| Cost of deposits | % | 0 | 0 | - | |
| Net Interest Margin | % | 1.3 | 3.9 | 32.3% | |
| Net fixed assets | Rs m | 166 | 2,736 | 6.1% | |
| Share capital | Rs m | 1,113 | 2,606 | 42.7% | |
| Free reserves | Rs m | 730,393 | 189,065 | 386.3% | |
| Net worth | Rs m | 731,506 | 191,670 | 381.6% | |
| Borrowings | Rs m | 0 | 231,196 | 0.0% | |
| Investments | Rs m | 849,648 | 32,803 | 2,590.2% | |
| Total assets | Rs m | 851,874 | 940,710 | 90.6% | |
| Debt/equity ratio | x | 0 | 1.2 | 0.0% | |
| Return on assets | % | 11.3 | 2.4 | 464.5% | |
| Return on equity | % | 13.2 | 12.0 | 110.2% | |
| Capital adequacy ratio | % | 154.0 | 27.3 | 564.9% | |
| Net NPAs | % | 0 | 0.6 | 0.0% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | 47,803 | -89,836 | -53.2% | |
| From Investments | Rs m | -36,950 | 6,843 | -539.9% | |
| From Financial Activity | Rs m | -11,565 | 87,198 | -13.3% | |
| Net Cashflow | Rs m | -711 | 4,206 | -16.9% | |
Share Holding
| Indian Promoters | % | 51.5 | 28.0 | 183.6% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 17.7 | 62.5 | 28.3% | |
| FIIs | % | 9.5 | 16.8 | 56.3% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 48.5 | 72.0 | 67.4% | |
| Shareholders | 83,500 | 171,742 | 48.6% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BAJAJ HOLDINGS & INVESTMENT With: BAJAJ FINANCE CHOLAMANDALAM INVEST SBI CARDS TATA INVESTMENT INDOSTAR CAPITAL
More on Bajaj Holdings & Invstment vs PNB HOUSING FINANCE
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Bajaj Holdings & Invstment vs PNB HOUSING FINANCE Share Price Performance
| Period | Bajaj Holdings & Invstment | PNB HOUSING FINANCE |
|---|---|---|
| 1-Day | -0.83% | -1.28% |
| 1-Month | 8.77% | 4.99% |
| 1-Year | -19.35% | 49.96% |
| 3-Year CAGR | 16.09% | 21.07% |
| 5-Year CAGR | 22.68% | 11.23% |
* Compound Annual Growth Rate
Here are more details on the Bajaj Holdings & Invstment share price and the PNB HOUSING FINANCE share price.
Moving on to shareholding structures...
The promoters of Bajaj Holdings & Invstment hold a 51.5% stake in the company. In case of PNB HOUSING FINANCE the stake stands at 28.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Bajaj Holdings & Invstment and the shareholding pattern of PNB HOUSING FINANCE.
Finally, a word on dividends...
In the most recent financial year, Bajaj Holdings & Invstment paid a dividend of Rs 195.0 per share. This amounted to a Dividend Payout ratio of 22.5%.
PNB HOUSING FINANCE paid Rs 8.0, and its dividend payout ratio stood at 9.1%.
You may visit here to review the dividend history of Bajaj Holdings & Invstment, and the dividend history of PNB HOUSING FINANCE.
For a sector overview, read our finance sector report.
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