BAJAJ FINANCE | MAHINDRA & MAHINDRA FINANCIAL SERVICES | BAJAJ FINANCE/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
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P/E (TTM) | x | 32.6 | 18.2 | 179.2% | View Chart |
P/BV | x | 8.3 | 1.9 | 448.5% | View Chart |
Dividend Yield | % | 0.4 | 2.2 | 19.2% |
BAJAJ FINANCE MAHINDRA & MAHINDRA FINANCIAL SERVICES |
EQUITY SHARE DATA | |||||
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BAJAJ FINANCE Mar-23 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-23 |
BAJAJ FINANCE/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
5-Yr Chart Click to enlarge
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High | Rs | 7,777 | 272 | 2,859.2% | |
Low | Rs | 5,236 | 158 | 3,308.4% | |
Income per share (Unadj.) | Rs | 684.9 | 102.9 | 665.3% | |
Earnings per share (Unadj.) | Rs | 190.4 | 16.8 | 1,133.3% | |
Cash flow per share (Unadj.) | Rs | 466.9 | 72.1 | 647.1% | |
Dividends per share (Unadj.) | Rs | 30.00 | 6.00 | 500.0% | |
Avg Dividend yield | % | 0.5 | 2.8 | 16.5% | |
Book value per share (Unadj.) | Rs | 890.4 | 150.1 | 593.1% | |
Shares outstanding (eoy) | m | 604.42 | 1,233.60 | 49.0% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 9.5 | 2.1 | 454.6% | |
Avg P/E ratio | x | 34.2 | 12.8 | 266.9% | |
Avg P/CF ratio | x | 34.2 | 12.7 | 270.0% | |
Avg Price/Bookvalue ratio | x | 7.3 | 1.4 | 510.0% | |
Dividend payout | % | 15.8 | 35.7 | 44.1% | |
Avg Mkt Cap | Rs m | 3,932,543 | 265,378 | 1,481.9% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 50,591 | 21,153 | 239.2% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 413,974 | 126,995 | 326.0% | |
Other income | Rs m | 83 | 15,570 | 0.5% | |
Interest expense | Rs m | 127,013 | 50,943 | 249.3% | |
Net interest income | Rs m | 286,961 | 76,052 | 377.3% | |
Operating expense | Rs m | 126,929 | 61,198 | 207.4% | |
Gross profit | Rs m | 160,033 | 14,854 | 1,077.3% | |
Gross profit margin | % | 38.7 | 11.7 | 330.5% | |
Provisions/contingencies | Rs m | 29 | 248 | 11.6% | |
Profit before tax | Rs m | 155,279 | 28,038 | 553.8% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 12 | 0.0% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 40,202 | 7,326 | 548.8% | |
Profit after tax | Rs m | 115,077 | 20,724 | 555.3% | |
Net profit margin | % | 27.8 | 16.3 | 170.3% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 2,422,689 | 34,811 | 6,959.6% | |
Deposits | Rs m | 446,656 | 54,587 | 818.2% | |
Credit/Deposit ratio | x | 542.4 | 63.8 | 850.6% | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 5.9 | 9.8 | 60.5% | |
Net Interest Margin | % | 10.8 | 50.1 | 21.6% | |
Net fixed assets | Rs m | 23,076 | 8,706 | 265.1% | |
Share capital | Rs m | 1,209 | 2,467 | 49.0% | |
Free reserves | Rs m | 536,956 | 182,732 | 293.8% | |
Net worth | Rs m | 538,165 | 185,199 | 290.6% | |
Borrowings | Rs m | 222,689 | 50,384 | 442.0% | |
Investments | Rs m | 230,624 | 116,974 | 197.2% | |
Total assets | Rs m | 2,742,916 | 1,043,390 | 262.9% | |
Debt/equity ratio | x | 1.2 | 0.6 | 219.4% | |
Return on assets | % | 4.2 | 2.0 | 211.2% | |
Return on equity | % | 21.4 | 11.2 | 191.1% | |
Capital adequacy ratio | % | 25.0 | 22.5 | 110.9% | |
Net NPAs | % | 0.4 | 1.9 | 23.0% |
CASH FLOW | |||||
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From Operations | Rs m | -421,404 | -173,953 | 242.3% | |
From Investments | Rs m | -103,653 | -16,354 | 633.8% | |
From Financial Activity | Rs m | 506,750 | 188,520 | 268.8% | |
Net Cashflow | Rs m | -18,307 | -1,787 | 1,024.7% |
Indian Promoters | % | 54.8 | 52.2 | 105.0% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 35.0 | 39.7 | 88.2% | |
FIIs | % | 20.9 | 12.7 | 164.5% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 45.2 | 47.8 | 94.5% | |
Shareholders | 745,040 | 239,372 | 311.2% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BAJAJ FINANCE With: BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS INDIABULLS HOU. FIN. AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | Bajaj Finance | M&M Financial |
---|---|---|
1-Day | 3.09% | 1.68% |
1-Month | 11.39% | -0.96% |
1-Year | 30.82% | 25.87% |
3-Year CAGR | 11.72% | 11.68% |
5-Year CAGR | 19.35% | 1.26% |
* Compound Annual Growth Rate
Here are more details on the Bajaj Finance share price and the M&M Financial share price.
Moving on to shareholding structures...
The promoters of Bajaj Finance hold a 54.8% stake in the company. In case of M&M Financial the stake stands at 52.2%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Bajaj Finance and the shareholding pattern of M&M Financial.
Finally, a word on dividends...
In the most recent financial year, Bajaj Finance paid a dividend of Rs 30.0 per share. This amounted to a Dividend Payout ratio of 15.8%.
M&M Financial paid Rs 6.0, and its dividend payout ratio stood at 35.7%.
You may visit here to review the dividend history of Bajaj Finance, and the dividend history of M&M Financial.
For a sector overview, read our finance sector report.
After opening the day on positive note, Indian share markets gained the momentum as the session progressed and ended on firm footing.