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BAJAJ FINANCE vs MAHINDRA & MAHINDRA FINANCIAL SERVICES - Comparison Results

Rs 100 invested in...

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Current Valuations

    BAJAJ FINANCE MAHINDRA & MAHINDRA FINANCIAL SERVICES BAJAJ FINANCE/
MAHINDRA & MAHINDRA FINANCIAL SERVICES
 
P/E (TTM) x 32.6 18.2 179.2% View Chart
P/BV x 8.3 1.9 448.5% View Chart
Dividend Yield % 0.4 2.2 19.2%  

Financials

 BAJAJ FINANCE   MAHINDRA & MAHINDRA FINANCIAL SERVICES
EQUITY SHARE DATA
    BAJAJ FINANCE
Mar-23
MAHINDRA & MAHINDRA FINANCIAL SERVICES
Mar-23
BAJAJ FINANCE/
MAHINDRA & MAHINDRA FINANCIAL SERVICES
5-Yr Chart
Click to enlarge
High Rs7,777272 2,859.2%   
Low Rs5,236158 3,308.4%   
Income per share (Unadj.) Rs684.9102.9 665.3%  
Earnings per share (Unadj.) Rs190.416.8 1,133.3%  
Cash flow per share (Unadj.) Rs466.972.1 647.1%  
Dividends per share (Unadj.) Rs30.006.00 500.0%  
Avg Dividend yield %0.52.8 16.5%  
Book value per share (Unadj.) Rs890.4150.1 593.1%  
Shares outstanding (eoy) m604.421,233.60 49.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x9.52.1 454.6%   
Avg P/E ratio x34.212.8 266.9%  
Avg P/CF ratio x34.212.7 270.0%  
Avg Price/Bookvalue ratio x7.31.4 510.0%  
Dividend payout %15.835.7 44.1%   
Avg Mkt Cap Rs m3,932,543265,378 1,481.9%   
No. of employees `000NANA-   
Total wages & salary Rs m50,59121,153 239.2%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m413,974126,995 326.0%  
Other income Rs m8315,570 0.5%   
Interest expense Rs m127,01350,943 249.3%   
Net interest income Rs m286,96176,052 377.3%  
Operating expense Rs m126,92961,198 207.4%   
Gross profit Rs m160,03314,854 1,077.3%  
Gross profit margin %38.711.7 330.5%  
Provisions/contingencies Rs m29248 11.6%   
Profit before tax Rs m155,27928,038 553.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m012 0.0%   
Prior Period Items Rs m00-   
Tax Rs m40,2027,326 548.8%   
Profit after tax Rs m115,07720,724 555.3%  
Net profit margin %27.816.3 170.3%  
BALANCE SHEET DATA
Advances Rs m2,422,68934,811 6,959.6%   
Deposits Rs m446,65654,587 818.2%  
Credit/Deposit ratio x542.463.8 850.6%  
Yield on advances %00-   
Cost of deposits %5.99.8 60.5%   
Net Interest Margin %10.850.1 21.6%  
Net fixed assets Rs m23,0768,706 265.1%   
Share capital Rs m1,2092,467 49.0%   
Free reserves Rs m536,956182,732 293.8%   
Net worth Rs m538,165185,199 290.6%   
Borrowings Rs m222,68950,384 442.0%   
Investments Rs m230,624116,974 197.2%   
Total assets Rs m2,742,9161,043,390 262.9%  
Debt/equity ratio x1.20.6 219.4%   
Return on assets %4.22.0 211.2%  
Return on equity %21.411.2 191.1%  
Capital adequacy ratio %25.022.5 110.9%  
Net NPAs %0.41.9 23.0%  
CASH FLOW
From Operations Rs m-421,404-173,953 242.3%  
From Investments Rs m-103,653-16,354 633.8%  
From Financial Activity Rs m506,750188,520 268.8%  
Net Cashflow Rs m-18,307-1,787 1,024.7%  

Share Holding

Indian Promoters % 54.8 52.2 105.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 35.0 39.7 88.2%  
FIIs % 20.9 12.7 164.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 45.2 47.8 94.5%  
Shareholders   745,040 239,372 311.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BAJAJ FINANCE With:   BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    INDIABULLS HOU. FIN.    AAVAS FINANCIERS    


More on Bajaj Finance vs M&M Financial

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Bajaj Finance vs M&M Financial Share Price Performance

Period Bajaj Finance M&M Financial
1-Day 3.09% 1.68%
1-Month 11.39% -0.96%
1-Year 30.82% 25.87%
3-Year CAGR 11.72% 11.68%
5-Year CAGR 19.35% 1.26%

* Compound Annual Growth Rate

Here are more details on the Bajaj Finance share price and the M&M Financial share price.

Moving on to shareholding structures...

The promoters of Bajaj Finance hold a 54.8% stake in the company. In case of M&M Financial the stake stands at 52.2%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Bajaj Finance and the shareholding pattern of M&M Financial.

Finally, a word on dividends...

In the most recent financial year, Bajaj Finance paid a dividend of Rs 30.0 per share. This amounted to a Dividend Payout ratio of 15.8%.

M&M Financial paid Rs 6.0, and its dividend payout ratio stood at 35.7%.

You may visit here to review the dividend history of Bajaj Finance, and the dividend history of M&M Financial.

For a sector overview, read our finance sector report.



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