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BAJAJ FINANCE vs REC - Comparison Results

Rs 100 invested in...

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Current Valuations

    BAJAJ FINANCE REC BAJAJ FINANCE/
REC
 
P/E (TTM) x 32.5 9.1 358.5% View Chart
P/BV x 8.3 2.1 406.2% View Chart
Dividend Yield % 0.4 2.8 14.9%  

Financials

 BAJAJ FINANCE   REC
EQUITY SHARE DATA
    BAJAJ FINANCE
Mar-23
REC
Mar-23
BAJAJ FINANCE/
REC
5-Yr Chart
Click to enlarge
High Rs7,777128 6,056.9%   
Low Rs5,23682 6,363.2%   
Income per share (Unadj.) Rs684.9149.9 456.8%  
Earnings per share (Unadj.) Rs190.442.4 449.0%  
Cash flow per share (Unadj.) Rs466.959.8 780.7%  
Dividends per share (Unadj.) Rs30.0012.60 238.1%  
Avg Dividend yield %0.512.0 3.9%  
Book value per share (Unadj.) Rs890.4220.7 403.4%  
Shares outstanding (eoy) m604.422,633.22 23.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x9.50.7 1,352.0%   
Avg P/E ratio x34.22.5 1,375.8%  
Avg P/CF ratio x34.22.5 1,376.5%  
Avg Price/Bookvalue ratio x7.30.5 1,531.1%  
Dividend payout %15.829.7 53.0%   
Avg Mkt Cap Rs m3,932,543277,377 1,417.8%   
No. of employees `000NANA-   
Total wages & salary Rs m50,5912,041 2,478.8%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m413,974394,783 104.9%  
Other income Rs m83419 19.8%   
Interest expense Rs m127,013237,413 53.5%   
Net interest income Rs m286,961157,369 182.3%  
Operating expense Rs m126,92918,569 683.6%   
Gross profit Rs m160,033138,800 115.3%  
Gross profit margin %38.735.2 110.0%  
Provisions/contingencies Rs m2986 33.4%   
Profit before tax Rs m155,279138,977 111.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m40,20227,307 147.2%   
Profit after tax Rs m115,077111,670 103.1%  
Net profit margin %27.828.3 98.3%  
BALANCE SHEET DATA
Advances Rs m2,422,6894,220,839 57.4%   
Deposits Rs m446,6560-  
Credit/Deposit ratio x542.40- 
Yield on advances %00-   
Cost of deposits %5.90-  
Net Interest Margin %10.83.5 311.1%  
Net fixed assets Rs m23,0766,408 360.1%   
Share capital Rs m1,20931,916 3.8%   
Free reserves Rs m536,956549,289 97.8%   
Net worth Rs m538,165581,205 92.6%   
Borrowings Rs m222,689191,227 116.5%   
Investments Rs m230,624305,381 75.5%   
Total assets Rs m2,742,9164,648,926 59.0%  
Debt/equity ratio x1.20.3 378.0%   
Return on assets %4.22.4 174.7%  
Return on equity %21.419.2 111.3%  
Capital adequacy ratio %25.025.8 96.9%  
Net NPAs %0.41.0 41.3%  
CASH FLOW
From Operations Rs m-421,404-373,598 112.8%  
From Investments Rs m-103,653-9,430 1,099.2%  
From Financial Activity Rs m506,750381,228 132.9%  
Net Cashflow Rs m-18,307-1,799 1,017.7%  

Share Holding

Indian Promoters % 54.8 52.6 104.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 35.0 34.8 100.6%  
FIIs % 20.9 20.6 101.6%  
ADR/GDR % 0.0 0.0 -  
Free float % 45.2 47.4 95.5%  
Shareholders   745,040 689,192 108.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BAJAJ FINANCE With:   BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    INDIABULLS HOU. FIN.    AAVAS FINANCIERS    


More on Bajaj Finance vs REC

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Bajaj Finance vs REC Share Price Performance

Period Bajaj Finance REC
1-Day 2.98% 1.62%
1-Month 11.27% 6.12%
1-Year 30.68% 296.76%
3-Year CAGR 11.68% 67.50%
5-Year CAGR 19.32% 32.23%

* Compound Annual Growth Rate

Here are more details on the Bajaj Finance share price and the REC share price.

Moving on to shareholding structures...

The promoters of Bajaj Finance hold a 54.8% stake in the company. In case of REC the stake stands at 52.6%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Bajaj Finance and the shareholding pattern of REC.

Finally, a word on dividends...

In the most recent financial year, Bajaj Finance paid a dividend of Rs 30.0 per share. This amounted to a Dividend Payout ratio of 15.8%.

REC paid Rs 12.6, and its dividend payout ratio stood at 29.7%.

You may visit here to review the dividend history of Bajaj Finance, and the dividend history of REC.

For a sector overview, read our finance sector report.



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