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BANK OF MAHARASHTRA vs CSB BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    BANK OF MAHARASHTRA CSB BANK BANK OF MAHARASHTRA/
CSB BANK
 
P/E (TTM) x 11.8 12.1 97.8% View Chart
P/BV x 2.8 2.2 126.9% View Chart
Dividend Yield % 2.1 0.0 -  

Financials

 BANK OF MAHARASHTRA   CSB BANK
EQUITY SHARE DATA
    BANK OF MAHARASHTRA
Mar-23
CSB BANK
Mar-23
BANK OF MAHARASHTRA/
CSB BANK
5-Yr Chart
Click to enlarge
High Rs36275 13.2%   
Low Rs15178 8.4%   
Income per share (Unadj.) Rs23.6133.7 17.7%  
Earnings per share (Unadj.) Rs3.931.6 12.3%  
Cash flow per share (Unadj.) Rs5.887.4 6.6%  
Dividends per share (Unadj.) Rs1.300-  
Avg Dividend yield %5.10-  
Book value per share (Unadj.) Rs23.5183.6 12.8%  
Shares outstanding (eoy) m6,730.50173.49 3,879.5%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.11.7 64.0%   
Avg P/E ratio x6.67.2 92.2%  
Avg P/CF ratio x2.85.6 50.9%  
Avg Price/Bookvalue ratio x1.11.2 88.5%  
Dividend payout %33.60-   
Avg Mkt Cap Rs m172,46939,295 438.9%   
No. of employees `000NANA-   
Total wages & salary Rs m20,5815,585 368.5%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m158,98623,197 685.4%  
Other income Rs m22,8093,160 721.8%   
Interest expense Rs m81,5689,858 827.4%   
Net interest income Rs m77,41813,338 580.4%  
Operating expense Rs m39,2259,425 416.2%   
Gross profit Rs m38,1933,914 975.8%  
Gross profit margin %24.016.9 142.4%  
Provisions/contingencies Rs m34,9751,600 2,185.4%   
Profit before tax Rs m34,4567,336 469.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m220-   
Tax Rs m8,4291,863 452.5%   
Profit after tax Rs m26,0505,474 475.9%  
Net profit margin %16.423.6 69.4%  
BALANCE SHEET DATA
Advances Rs m1,712,207206,506 829.1%   
Deposits Rs m2,340,641245,058 955.1%  
Credit/Deposit ratio x73.284.3 86.8%  
Yield on advances %6.79.1 73.4%   
Cost of deposits %3.13.7 82.0%   
Net Interest Margin %3.25.0 64.0%  
Net fixed assets Rs m21,4923,194 673.0%   
Share capital Rs m67,3051,735 3,878.4%   
Free reserves Rs m90,59730,118 300.8%   
Net worth Rs m157,90231,853 495.7%   
Borrowings Rs m107,6577,830 1,375.0%   
Investments Rs m690,42058,487 1,180.5%   
Total assets Rs m2,678,272291,623 918.4%  
Debt/equity ratio x15.57.9 195.3%   
Return on assets %1.01.9 51.8%  
Return on equity %16.517.2 96.0%  
Capital adequacy ratio %18.127.1 66.9%  
Net NPAs %0.30.4 71.4%  
CASH FLOW
From Operations Rs m-14,39922,115 -65.1%  
From Investments Rs m-1,751-7,243 24.2%  
From Financial Activity Rs m2,279-12,242 -18.6%  
Net Cashflow Rs m-13,8712,629 -527.5%  

Share Holding

Indian Promoters % 86.5 0.0 -  
Foreign collaborators % 0.0 49.7 -  
Indian inst/Mut Fund % 5.7 20.9 27.4%  
FIIs % 1.0 4.9 21.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 13.5 50.3 26.9%  
Shareholders   846,746 63,497 1,333.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BANK OF MAHARASHTRA With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on Bank of Maharashtra vs CSB BANK

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Bank of Maharashtra vs CSB BANK Share Price Performance

Period Bank of Maharashtra CSB BANK S&P BSE BANKEX
1-Day -1.40% -3.30% -1.09%
1-Month 4.41% 17.87% 0.62%
1-Year 116.40% 37.84% 10.97%
3-Year CAGR 37.69% 16.87% 14.53%
5-Year CAGR 31.10% 5.81% 9.34%

* Compound Annual Growth Rate

Here are more details on the Bank of Maharashtra share price and the CSB BANK share price.

Moving on to shareholding structures...

The promoters of Bank of Maharashtra hold a 86.5% stake in the company. In case of CSB BANK the stake stands at 49.7%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Bank of Maharashtra and the shareholding pattern of CSB BANK.

Finally, a word on dividends...

In the most recent financial year, Bank of Maharashtra paid a dividend of Rs 1.3 per share. This amounted to a Dividend Payout ratio of 33.6%.

CSB BANK paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of Bank of Maharashtra, and the dividend history of CSB BANK.

For a sector overview, read our banking sector report.



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