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BANK OF MAHARASHTRA vs UCO BANK - Comparison Results

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Current Valuations

    BANK OF MAHARASHTRA UCO BANK BANK OF MAHARASHTRA/
UCO BANK
 
P/E (TTM) x 11.8 37.4 31.5% View Chart
P/BV x 2.8 2.5 110.1% View Chart
Dividend Yield % 2.1 0.0 -  

Financials

 BANK OF MAHARASHTRA   UCO BANK
EQUITY SHARE DATA
    BANK OF MAHARASHTRA
Mar-23
UCO BANK
Mar-23
BANK OF MAHARASHTRA/
UCO BANK
5-Yr Chart
Click to enlarge
High Rs3638 95.0%   
Low Rs1511 142.6%   
Income per share (Unadj.) Rs23.614.8 160.0%  
Earnings per share (Unadj.) Rs3.91.5 253.4%  
Cash flow per share (Unadj.) Rs5.84.9 116.6%  
Dividends per share (Unadj.) Rs1.300-  
Avg Dividend yield %5.10-  
Book value per share (Unadj.) Rs23.521.4 109.6%  
Shares outstanding (eoy) m6,730.5011,955.96 56.3%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.11.6 65.8%   
Avg P/E ratio x6.615.9 41.6%  
Avg P/CF ratio x2.86.8 41.8%  
Avg Price/Bookvalue ratio x1.11.1 96.1%  
Dividend payout %33.60-   
Avg Mkt Cap Rs m172,469290,948 59.3%   
No. of employees `000NANA-   
Total wages & salary Rs m20,58138,727 53.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m158,986176,505 90.1%  
Other income Rs m22,80925,085 90.9%   
Interest expense Rs m81,568103,074 79.1%   
Net interest income Rs m77,41873,431 105.4%  
Operating expense Rs m39,22555,109 71.2%   
Gross profit Rs m38,19318,322 208.5%  
Gross profit margin %24.010.4 231.4%  
Provisions/contingencies Rs m34,97524,783 141.1%   
Profit before tax Rs m34,45629,051 118.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m22-361 -6.1%   
Tax Rs m8,42910,428 80.8%   
Profit after tax Rs m26,05018,263 142.6%  
Net profit margin %16.410.3 158.4%  
BALANCE SHEET DATA
Advances Rs m1,712,2071,558,702 109.8%   
Deposits Rs m2,340,6412,493,377 93.9%  
Credit/Deposit ratio x73.262.5 117.0%  
Yield on advances %6.76.6 101.1%   
Cost of deposits %3.13.8 81.3%   
Net Interest Margin %3.22.9 110.1%  
Net fixed assets Rs m21,49234,445 62.4%   
Share capital Rs m67,305119,560 56.3%   
Free reserves Rs m90,597136,477 66.4%   
Net worth Rs m157,902256,037 61.7%   
Borrowings Rs m107,657205,011 52.5%   
Investments Rs m690,420950,085 72.7%   
Total assets Rs m2,678,2723,007,022 89.1%  
Debt/equity ratio x15.510.5 147.1%   
Return on assets %1.00.6 160.1%  
Return on equity %16.57.1 231.3%  
Capital adequacy ratio %18.116.5 109.9%  
Net NPAs %0.31.3 19.4%  
CASH FLOW
From Operations Rs m-14,39929,829 -48.3%  
From Investments Rs m-1,751-2,673 65.5%  
From Financial Activity Rs m2,279-3,358 -67.9%  
Net Cashflow Rs m-13,87125,801 -53.8%  

Share Holding

Indian Promoters % 86.5 95.4 90.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.7 1.4 423.7%  
FIIs % 1.0 0.0 3,466.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 13.5 4.6 293.7%  
Shareholders   846,746 739,097 114.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BANK OF MAHARASHTRA With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on Bank of Maharashtra vs UCO Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Bank of Maharashtra vs UCO Bank Share Price Performance

Period Bank of Maharashtra UCO Bank S&P BSE BANKEX
1-Day -1.40% -1.09% -1.09%
1-Month 4.41% 5.85% 0.62%
1-Year 116.40% 95.65% 10.97%
3-Year CAGR 37.69% 69.98% 14.53%
5-Year CAGR 31.10% 23.61% 9.34%

* Compound Annual Growth Rate

Here are more details on the Bank of Maharashtra share price and the UCO Bank share price.

Moving on to shareholding structures...

The promoters of Bank of Maharashtra hold a 86.5% stake in the company. In case of UCO Bank the stake stands at 95.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Bank of Maharashtra and the shareholding pattern of UCO Bank.

Finally, a word on dividends...

In the most recent financial year, Bank of Maharashtra paid a dividend of Rs 1.3 per share. This amounted to a Dividend Payout ratio of 33.6%.

UCO Bank paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of Bank of Maharashtra, and the dividend history of UCO Bank.

For a sector overview, read our banking sector report.



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