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BANDHAN BANK vs J&K BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    BANDHAN BANK J&K BANK BANDHAN BANK/
J&K BANK
 
P/E (TTM) x 9.7 9.2 105.9% View Chart
P/BV x 1.5 1.5 99.4% View Chart
Dividend Yield % 0.8 0.4 223.2%  

Financials

 BANDHAN BANK   J&K BANK
EQUITY SHARE DATA
    BANDHAN BANK
Mar-23
J&K BANK
Mar-23
BANDHAN BANK/
J&K BANK
5-Yr Chart
Click to enlarge
High Rs35063 557.0%   
Low Rs18224 765.5%   
Income per share (Unadj.) Rs98.790.7 108.9%  
Earnings per share (Unadj.) Rs13.611.4 119.0%  
Cash flow per share (Unadj.) Rs16.346.1 35.4%  
Dividends per share (Unadj.) Rs1.500.50 300.0%  
Avg Dividend yield %0.61.2 48.8%  
Book value per share (Unadj.) Rs121.595.9 126.6%  
Shares outstanding (eoy) m1,610.841,031.48 156.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.70.5 564.3%   
Avg P/E ratio x19.53.8 516.1%  
Avg P/CF ratio x6.02.4 249.2%  
Avg Price/Bookvalue ratio x2.20.5 485.1%  
Dividend payout %11.04.4 252.0%   
Avg Mkt Cap Rs m428,24144,637 959.4%   
No. of employees `000NANA-   
Total wages & salary Rs m27,15127,086 100.2%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m159,04793,552 170.0%  
Other income Rs m24,6867,652 322.6%   
Interest expense Rs m66,45146,094 144.2%   
Net interest income Rs m92,59647,458 195.1%  
Operating expense Rs m46,36836,509 127.0%   
Gross profit Rs m46,22810,949 422.2%  
Gross profit margin %29.111.7 248.3%  
Provisions/contingencies Rs m48,9676,616 740.2%   
Profit before tax Rs m28,93017,856 162.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m0-181 -0.0%   
Tax Rs m6,9835,870 119.0%   
Profit after tax Rs m21,94611,805 185.9%  
Net profit margin %13.812.6 109.4%  
BALANCE SHEET DATA
Advances Rs m1,047,568822,776 127.3%   
Deposits Rs m1,080,6931,220,272 88.6%  
Credit/Deposit ratio x96.967.4 143.8%  
Yield on advances %13.18.5 154.6%   
Cost of deposits %5.03.6 141.5%   
Net Interest Margin %6.84.1 166.6%  
Net fixed assets Rs m5,08922,244 22.9%   
Share capital Rs m16,1081,032 1,561.5%   
Free reserves Rs m179,61497,932 183.4%   
Net worth Rs m195,72298,963 197.8%   
Borrowings Rs m247,10828,923 854.4%   
Investments Rs m323,659347,804 93.1%   
Total assets Rs m1,557,7001,459,126 106.8%  
Debt/equity ratio x6.812.6 53.7%   
Return on assets %1.40.8 174.1%  
Return on equity %11.211.9 94.0%  
Capital adequacy ratio %19.815.4 128.2%  
Net NPAs %1.21.6 72.2%  
CASH FLOW
From Operations Rs m-42,446-4,071 1,042.6%  
From Investments Rs m-16,179-1,235 1,309.9%  
From Financial Activity Rs m47,9136,376 751.5%  
Net Cashflow Rs m-10,7131,070 -1,001.7%  

Share Holding

Indian Promoters % 40.0 59.4 67.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 49.6 13.6 364.2%  
FIIs % 34.8 5.8 599.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 60.0 40.6 147.8%  
Shareholders   550,138 204,193 269.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BANDHAN BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on BANDHAN BANK vs J&K Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

BANDHAN BANK vs J&K Bank Share Price Performance

Period BANDHAN BANK J&K Bank S&P BSE BANKEX
1-Day -0.39% 2.10% 0.82%
1-Month -8.39% -2.83% 2.48%
1-Year -3.95% 193.99% 19.28%
3-Year CAGR -18.79% 72.73% 12.00%
5-Year CAGR -19.15% 20.41% 9.40%

* Compound Annual Growth Rate

Here are more details on the BANDHAN BANK share price and the J&K Bank share price.

Moving on to shareholding structures...

The promoters of BANDHAN BANK hold a 40.0% stake in the company. In case of J&K Bank the stake stands at 59.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BANDHAN BANK and the shareholding pattern of J&K Bank.

Finally, a word on dividends...

In the most recent financial year, BANDHAN BANK paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 11.0%.

J&K Bank paid Rs 0.5, and its dividend payout ratio stood at 4.4%.

You may visit here to review the dividend history of BANDHAN BANK, and the dividend history of J&K Bank.

For a sector overview, read our banking sector report.



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