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BANDHAN BANK vs KARUR VYSYA BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    BANDHAN BANK KARUR VYSYA BANK BANDHAN BANK/
KARUR VYSYA BANK
 
P/E (TTM) x 9.7 9.9 98.5% View Chart
P/BV x 1.5 1.7 86.6% View Chart
Dividend Yield % 0.8 1.1 76.1%  

Financials

 BANDHAN BANK   KARUR VYSYA BANK
EQUITY SHARE DATA
    BANDHAN BANK
Mar-23
KARUR VYSYA BANK
Mar-23
BANDHAN BANK/
KARUR VYSYA BANK
5-Yr Chart
Click to enlarge
High Rs350116 301.3%   
Low Rs18242 436.4%   
Income per share (Unadj.) Rs98.781.2 121.5%  
Earnings per share (Unadj.) Rs13.613.8 98.8%  
Cash flow per share (Unadj.) Rs16.326.2 62.5%  
Dividends per share (Unadj.) Rs1.502.00 75.0%  
Avg Dividend yield %0.62.5 22.3%  
Book value per share (Unadj.) Rs121.5107.0 113.6%  
Shares outstanding (eoy) m1,610.84802.05 200.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.71.0 277.4%   
Avg P/E ratio x19.55.7 341.2%  
Avg P/CF ratio x6.02.6 236.3%  
Avg Price/Bookvalue ratio x2.20.7 296.8%  
Dividend payout %11.014.5 75.9%   
Avg Mkt Cap Rs m428,24163,262 676.9%   
No. of employees `000NANA-   
Total wages & salary Rs m27,15110,060 269.9%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m159,04765,166 244.1%  
Other income Rs m24,68611,589 213.0%   
Interest expense Rs m66,45131,677 209.8%   
Net interest income Rs m92,59633,488 276.5%  
Operating expense Rs m46,36820,320 228.2%   
Gross profit Rs m46,22813,168 351.1%  
Gross profit margin %29.120.2 143.8%  
Provisions/contingencies Rs m48,96713,697 357.5%   
Profit before tax Rs m28,93014,369 201.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m6,9833,308 211.1%   
Profit after tax Rs m21,94611,061 198.4%  
Net profit margin %13.817.0 81.3%  
BALANCE SHEET DATA
Advances Rs m1,047,568631,341 165.9%   
Deposits Rs m1,080,693766,376 141.0%  
Credit/Deposit ratio x96.982.4 117.7%  
Yield on advances %13.18.4 155.8%   
Cost of deposits %5.04.0 126.1%   
Net Interest Margin %6.84.1 165.2%  
Net fixed assets Rs m5,0894,176 121.9%   
Share capital Rs m16,1081,604 1,004.2%   
Free reserves Rs m179,61484,214 213.3%   
Net worth Rs m195,72285,818 228.1%   
Borrowings Rs m247,10814,320 1,725.6%   
Investments Rs m323,659188,083 172.1%   
Total assets Rs m1,557,700901,794 172.7%  
Debt/equity ratio x6.89.1 74.6%   
Return on assets %1.41.2 114.9%  
Return on equity %11.212.9 87.0%  
Capital adequacy ratio %19.818.6 106.5%  
Net NPAs %1.20.7 158.1%  
CASH FLOW
From Operations Rs m-42,44612,172 -348.7%  
From Investments Rs m-16,179-12,702 127.4%  
From Financial Activity Rs m47,913-1,781 -2,690.9%  
Net Cashflow Rs m-10,713-2,310 463.7%  

Share Holding

Indian Promoters % 40.0 2.2 1,800.9%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 49.6 50.8 97.7%  
FIIs % 34.8 15.6 222.6%  
ADR/GDR % 0.0 0.0 -  
Free float % 60.0 97.8 61.4%  
Shareholders   550,138 232,052 237.1%  
Pledged promoter(s) holding % 0.0 7.3 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BANDHAN BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on BANDHAN BANK vs Karur Vysya Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

BANDHAN BANK vs Karur Vysya Bank Share Price Performance

Period BANDHAN BANK Karur Vysya Bank S&P BSE BANKEX
1-Day -0.39% -0.81% 0.82%
1-Month -8.39% -1.72% 2.48%
1-Year -3.95% 86.47% 19.28%
3-Year CAGR -18.79% 48.74% 12.00%
5-Year CAGR -19.15% 20.82% 9.40%

* Compound Annual Growth Rate

Here are more details on the BANDHAN BANK share price and the Karur Vysya Bank share price.

Moving on to shareholding structures...

The promoters of BANDHAN BANK hold a 40.0% stake in the company. In case of Karur Vysya Bank the stake stands at 2.2%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BANDHAN BANK and the shareholding pattern of Karur Vysya Bank.

Finally, a word on dividends...

In the most recent financial year, BANDHAN BANK paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 11.0%.

Karur Vysya Bank paid Rs 2.0, and its dividend payout ratio stood at 14.5%.

You may visit here to review the dividend history of BANDHAN BANK, and the dividend history of Karur Vysya Bank.

For a sector overview, read our banking sector report.



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