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BANDHAN BANK vs PUNJAB & SIND BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    BANDHAN BANK PUNJAB & SIND BANK BANDHAN BANK/
PUNJAB & SIND BANK
 
P/E (TTM) x 9.7 44.3 21.9% View Chart
P/BV x 1.5 2.7 55.3% View Chart
Dividend Yield % 0.8 0.8 103.7%  

Financials

 BANDHAN BANK   PUNJAB & SIND BANK
EQUITY SHARE DATA
    BANDHAN BANK
Mar-23
PUNJAB & SIND BANK
Mar-23
BANDHAN BANK/
PUNJAB & SIND BANK
5-Yr Chart
Click to enlarge
High Rs35045 782.8%   
Low Rs18213 1,457.6%   
Income per share (Unadj.) Rs98.711.8 837.3%  
Earnings per share (Unadj.) Rs13.61.9 703.3%  
Cash flow per share (Unadj.) Rs16.35.8 280.7%  
Dividends per share (Unadj.) Rs1.500.48 312.5%  
Avg Dividend yield %0.61.7 33.6%  
Book value per share (Unadj.) Rs121.522.3 545.1%  
Shares outstanding (eoy) m1,610.846,777.79 23.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.72.4 111.1%   
Avg P/E ratio x19.514.8 132.3%  
Avg P/CF ratio x6.013.4 45.2%  
Avg Price/Bookvalue ratio x2.21.3 170.7%  
Dividend payout %11.024.8 44.4%   
Avg Mkt Cap Rs m428,241193,675 221.1%   
No. of employees `000NANA-   
Total wages & salary Rs m27,15115,444 175.8%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m159,04779,927 199.0%  
Other income Rs m24,6869,400 262.6%   
Interest expense Rs m66,45150,194 132.4%   
Net interest income Rs m92,59629,734 311.4%  
Operating expense Rs m46,36824,634 188.2%   
Gross profit Rs m46,2285,100 906.5%  
Gross profit margin %29.16.4 455.5%  
Provisions/contingencies Rs m48,9671,369 3,576.6%   
Profit before tax Rs m28,93016,198 178.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m6,9833,068 227.6%   
Profit after tax Rs m21,94613,130 167.1%  
Net profit margin %13.816.4 84.0%  
BALANCE SHEET DATA
Advances Rs m1,047,568768,194 136.4%   
Deposits Rs m1,080,6931,096,655 98.5%  
Credit/Deposit ratio x96.970.0 138.4%  
Yield on advances %13.17.2 183.6%   
Cost of deposits %5.04.3 117.3%   
Net Interest Margin %6.82.4 276.3%  
Net fixed assets Rs m5,08915,194 33.5%   
Share capital Rs m16,10867,778 23.8%   
Free reserves Rs m179,61483,307 215.6%   
Net worth Rs m195,722151,085 129.5%   
Borrowings Rs m247,10890,184 274.0%   
Investments Rs m323,659448,384 72.2%   
Total assets Rs m1,557,7001,364,545 114.2%  
Debt/equity ratio x6.87.9 86.4%   
Return on assets %1.41.0 146.4%  
Return on equity %11.28.7 129.0%  
Capital adequacy ratio %19.817.1 115.6%  
Net NPAs %1.21.8 63.6%  
CASH FLOW
From Operations Rs m-42,44614,284 -297.2%  
From Investments Rs m-16,179-882 1,835.3%  
From Financial Activity Rs m47,913-13,317 -359.8%  
Net Cashflow Rs m-10,71385 -12,608.0%  

Share Holding

Indian Promoters % 40.0 98.3 40.7%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 49.6 0.7 7,516.7%  
FIIs % 34.8 0.0 347,500.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 60.0 1.8 3,429.7%  
Shareholders   550,138 156,109 352.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BANDHAN BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on BANDHAN BANK vs Punjab & Sind Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

BANDHAN BANK vs Punjab & Sind Bank Share Price Performance

Period BANDHAN BANK Punjab & Sind Bank S&P BSE BANKEX
1-Day -0.39% 6.26% 0.82%
1-Month -8.39% -4.49% 2.48%
1-Year -3.95% 151.33% 19.28%
3-Year CAGR -18.79% 52.63% 12.00%
5-Year CAGR -19.15% 13.80% 9.40%

* Compound Annual Growth Rate

Here are more details on the BANDHAN BANK share price and the Punjab & Sind Bank share price.

Moving on to shareholding structures...

The promoters of BANDHAN BANK hold a 40.0% stake in the company. In case of Punjab & Sind Bank the stake stands at 98.3%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BANDHAN BANK and the shareholding pattern of Punjab & Sind Bank.

Finally, a word on dividends...

In the most recent financial year, BANDHAN BANK paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 11.0%.

Punjab & Sind Bank paid Rs 0.5, and its dividend payout ratio stood at 24.8%.

You may visit here to review the dividend history of BANDHAN BANK, and the dividend history of Punjab & Sind Bank.

For a sector overview, read our banking sector report.



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