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BANDHAN BANK vs SURYODAY SMALL FINANCE BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    BANDHAN BANK SURYODAY SMALL FINANCE BANK BANDHAN BANK/
SURYODAY SMALL FINANCE BANK
 
P/E (TTM) x 9.4 11.4 82.2% View Chart
P/BV x 1.4 1.4 101.7% View Chart
Dividend Yield % 0.9 0.0 -  

Financials

 BANDHAN BANK   SURYODAY SMALL FINANCE BANK
EQUITY SHARE DATA
    BANDHAN BANK
Mar-23
SURYODAY SMALL FINANCE BANK
Mar-23
BANDHAN BANK/
SURYODAY SMALL FINANCE BANK
5-Yr Chart
Click to enlarge
High Rs350158 221.2%   
Low Rs18277 236.0%   
Income per share (Unadj.) Rs98.7111.5 88.6%  
Earnings per share (Unadj.) Rs13.67.3 186.2%  
Cash flow per share (Unadj.) Rs16.332.7 49.9%  
Dividends per share (Unadj.) Rs1.500-  
Avg Dividend yield %0.60-  
Book value per share (Unadj.) Rs121.5148.5 81.8%  
Shares outstanding (eoy) m1,610.84106.16 1,517.4%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.71.1 255.3%   
Avg P/E ratio x19.516.1 121.4%  
Avg P/CF ratio x6.03.7 163.2%  
Avg Price/Bookvalue ratio x2.20.8 276.2%  
Dividend payout %11.00-   
Avg Mkt Cap Rs m428,24112,484 3,430.2%   
No. of employees `000NANA-   
Total wages & salary Rs m27,1512,424 1,120.2%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m159,04711,837 1,343.7%  
Other income Rs m24,686974 2,533.9%   
Interest expense Rs m66,4514,371 1,520.2%   
Net interest income Rs m92,5967,466 1,240.3%  
Operating expense Rs m46,3685,065 915.4%   
Gross profit Rs m46,2282,400 1,925.9%  
Gross profit margin %29.120.3 143.3%  
Provisions/contingencies Rs m48,9672,598 1,885.0%   
Profit before tax Rs m28,9301,009 2,868.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m6,983232 3,014.0%   
Profit after tax Rs m21,946777 2,824.8%  
Net profit margin %13.86.6 210.2%  
BALANCE SHEET DATA
Advances Rs m1,047,56860,151 1,741.6%   
Deposits Rs m1,080,69351,667 2,091.6%  
Credit/Deposit ratio x96.9116.4 83.3%  
Yield on advances %13.117.0 77.2%   
Cost of deposits %5.05.3 94.9%   
Net Interest Margin %6.88.7 77.7%  
Net fixed assets Rs m5,0891,632 311.9%   
Share capital Rs m16,1081,062 1,517.4%   
Free reserves Rs m179,61414,698 1,222.0%   
Net worth Rs m195,72215,759 1,241.9%   
Borrowings Rs m247,10827,654 893.6%   
Investments Rs m323,65925,702 1,259.3%   
Total assets Rs m1,557,70098,612 1,579.6%  
Debt/equity ratio x6.85.0 134.8%   
Return on assets %1.40.8 178.8%  
Return on equity %11.24.9 227.5%  
Capital adequacy ratio %19.833.7 58.6%  
Net NPAs %1.21.6 75.5%  
CASH FLOW
From Operations Rs m-42,446-977 4,344.5%  
From Investments Rs m-16,179-2,657 608.9%  
From Financial Activity Rs m47,9132,135 2,244.5%  
Net Cashflow Rs m-10,713-1,499 714.5%  

Share Holding

Indian Promoters % 40.0 22.4 178.5%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 43.7 17.0 257.7%  
FIIs % 31.2 2.9 1,075.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 60.0 77.6 77.3%  
Shareholders   724,153 96,276 752.2%  
Pledged promoter(s) holding % 0.0 22.5 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BANDHAN BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on BANDHAN BANK vs SURYODAY SMALL FINANCE BANK

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

BANDHAN BANK vs SURYODAY SMALL FINANCE BANK Share Price Performance

Period BANDHAN BANK SURYODAY SMALL FINANCE BANK S&P BSE BANKEX
1-Day 0.26% 1.48% 1.02%
1-Month -3.66% 30.27% 2.05%
1-Year -18.86% 107.03% 12.30%
3-Year CAGR -17.09% -5.83% 14.92%
5-Year CAGR -20.90% -5.45% 10.00%

* Compound Annual Growth Rate

Here are more details on the BANDHAN BANK share price and the SURYODAY SMALL FINANCE BANK share price.

Moving on to shareholding structures...

The promoters of BANDHAN BANK hold a 40.0% stake in the company. In case of SURYODAY SMALL FINANCE BANK the stake stands at 22.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BANDHAN BANK and the shareholding pattern of SURYODAY SMALL FINANCE BANK.

Finally, a word on dividends...

In the most recent financial year, BANDHAN BANK paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 11.0%.

SURYODAY SMALL FINANCE BANK paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of BANDHAN BANK, and the dividend history of SURYODAY SMALL FINANCE BANK.

For a sector overview, read our banking sector report.



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