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BANK OF BARODA vs KARUR VYSYA BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    BANK OF BARODA KARUR VYSYA BANK BANK OF BARODA/
KARUR VYSYA BANK
 
P/E (TTM) x 7.2 10.2 71.1% View Chart
P/BV x 1.3 1.8 72.3% View Chart
Dividend Yield % 2.1 1.1 200.0%  

Financials

 BANK OF BARODA   KARUR VYSYA BANK
EQUITY SHARE DATA
    BANK OF BARODA
Mar-23
KARUR VYSYA BANK
Mar-23
BANK OF BARODA/
KARUR VYSYA BANK
5-Yr Chart
Click to enlarge
High Rs197116 170.0%   
Low Rs9042 215.3%   
Income per share (Unadj.) Rs182.081.2 224.1%  
Earnings per share (Unadj.) Rs28.813.8 209.0%  
Cash flow per share (Unadj.) Rs69.526.2 265.4%  
Dividends per share (Unadj.) Rs5.502.00 275.0%  
Avg Dividend yield %3.82.5 151.1%  
Book value per share (Unadj.) Rs203.1107.0 189.9%  
Shares outstanding (eoy) m5,171.36802.05 644.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.81.0 81.2%   
Avg P/E ratio x5.05.7 87.1%  
Avg P/CF ratio x2.42.6 95.5%  
Avg Price/Bookvalue ratio x0.70.7 95.9%  
Dividend payout %19.114.5 131.6%   
Avg Mkt Cap Rs m742,34963,262 1,173.5%   
No. of employees `000NANA-   
Total wages & salary Rs m143,42710,060 1,425.8%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m941,38665,166 1,444.6%  
Other income Rs m166,39411,589 1,435.7%   
Interest expense Rs m499,42231,677 1,576.6%   
Net interest income Rs m441,96433,488 1,319.8%  
Operating expense Rs m306,44520,320 1,508.1%   
Gross profit Rs m135,52013,168 1,029.1%  
Gross profit margin %14.420.2 71.2%  
Provisions/contingencies Rs m155,03513,697 1,131.9%   
Profit before tax Rs m205,64514,369 1,431.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-1,0000-   
Prior Period Items Rs m3,1730-   
Tax Rs m58,7673,308 1,776.7%   
Profit after tax Rs m149,05211,061 1,347.6%  
Net profit margin %15.817.0 93.3%  
BALANCE SHEET DATA
Advances Rs m9,636,518631,341 1,526.4%   
Deposits Rs m12,346,820766,376 1,611.1%  
Credit/Deposit ratio x78.082.4 94.7%  
Yield on advances %6.88.4 80.9%   
Cost of deposits %3.54.0 86.8%   
Net Interest Margin %3.24.1 79.5%  
Net fixed assets Rs m88,7604,176 2,125.4%   
Share capital Rs m10,3551,604 645.6%   
Free reserves Rs m1,040,19284,214 1,235.2%   
Net worth Rs m1,050,54785,818 1,224.2%   
Borrowings Rs m1,079,10214,320 7,535.6%   
Investments Rs m3,974,872188,083 2,113.4%   
Total assets Rs m15,258,790901,794 1,692.0%  
Debt/equity ratio x12.89.1 140.5%   
Return on assets %1.01.2 79.6%  
Return on equity %14.212.9 110.1%  
Capital adequacy ratio %16.218.6 87.5%  
Net NPAs %0.90.7 120.3%  
CASH FLOW
From Operations Rs m-212,70612,172 -1,747.5%  
From Investments Rs m-10,963-12,702 86.3%  
From Financial Activity Rs m-54,884-1,781 3,082.5%  
Net Cashflow Rs m-278,552-2,310 12,056.2%  

Share Holding

Indian Promoters % 64.0 2.2 2,881.5%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 28.7 50.8 56.5%  
FIIs % 12.4 15.6 79.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 36.0 97.8 36.8%  
Shareholders   1,329,618 232,052 573.0%  
Pledged promoter(s) holding % 0.0 7.3 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BANK OF BARODA With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on Bank of Baroda vs Karur Vysya Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Bank of Baroda vs Karur Vysya Bank Share Price Performance

Period Bank of Baroda Karur Vysya Bank S&P BSE BANKEX
1-Day 1.75% -0.26% -1.09%
1-Month 1.83% 6.80% 0.62%
1-Year 45.71% 95.49% 10.97%
3-Year CAGR 59.55% 55.06% 14.53%
5-Year CAGR 15.45% 19.07% 9.34%

* Compound Annual Growth Rate

Here are more details on the Bank of Baroda share price and the Karur Vysya Bank share price.

Moving on to shareholding structures...

The promoters of Bank of Baroda hold a 64.0% stake in the company. In case of Karur Vysya Bank the stake stands at 2.2%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Bank of Baroda and the shareholding pattern of Karur Vysya Bank.

Finally, a word on dividends...

In the most recent financial year, Bank of Baroda paid a dividend of Rs 5.5 per share. This amounted to a Dividend Payout ratio of 19.1%.

Karur Vysya Bank paid Rs 2.0, and its dividend payout ratio stood at 14.5%.

You may visit here to review the dividend history of Bank of Baroda, and the dividend history of Karur Vysya Bank.

For a sector overview, read our banking sector report.



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