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- Indian - banks - psu
- BANK OF BARODA - UNION BANK
BANK OF BARODA vs UNION BANK - Comparison Results
BANK OF BARODA 
Change
Bank of Baroda (BoB) is among the top banks in the country with a 6.8% share of the total non-food disbursals at the end of FY12. After a brand and operating overhaul, the bank has seen accelerated growth, enabling it to position itself favourably am... More
UNION BANK
Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More
Current Valuations
| BANK OF BARODA | UNION BANK | BANK OF BARODA/ UNION BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | -14.0 | -2.0 | - | View Chart |
| P/BV | x | 0.5 | 0.2 | 290.9% | View Chart |
| Dividend Yield | % | 0.0 | 0.0 | - |
Financials
 BANK OF BARODA  UNION BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| BANK OF BARODA Mar-18 |
UNION BANK Mar-18 |
BANK OF BARODA/ UNION BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 207 | 205 | 100.8% | |
| Low | Rs | 128 | 86 | 149.1% | |
| Income per share (Unadj.) | Rs | 198.7 | 282.0 | 70.5% | |
| Earnings per share (Unadj.) | Rs | -8.1 | -44.6 | 18.3% | |
| Cash flow per share (Unadj.) | Rs | -28.5 | -115.2 | 24.8% | |
| Dividends per share (Unadj.) | Rs | 0 | 0 | - | |
| Avg Dividend yield | % | 0 | 0 | - | |
| Book value per share (Unadj.) | Rs | 202.1 | 216.1 | 93.5% | |
| Shares outstanding (eoy) | m | 2,317.83 | 1,168.57 | 198.3% | |
| Bonus/Rights/Conversions | - | - | - | ||
| Avg Price / Income ratio | x | 0.8 | 0.5 | 163.3% | |
| Avg P/E ratio | x | -20.6 | -3.3 | 630.3% | |
| Avg P/CF ratio | x | 2.8 | 1.9 | 146.9% | |
| Avg Price/Bookvalue ratio | x | 0.8 | 0.7 | 123.0% | |
| Dividend payout | % | 0 | 0 | - | |
| Avg Mkt Cap | Rs m | 388,005 | 170,027 | 228.2% | |
| No. of employees | `000 | 55.7 | 37.6 | 148.1% | |
| Total wages & salary | Rs m | 49,016 | 33,322 | 147.1% | |
| Avg. income/employee | Rs Th | 8,274.3 | 8,766.7 | 94.4% | |
| Avg. wages/employee | Rs Th | 880.6 | 886.5 | 99.3% | |
| Avg. net profit/employee | Rs Th | -339.0 | -1,386.8 | 24.4% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 460,564 | 329,516 | 139.8% | |
| Other income | Rs m | 79,922 | 54,621 | 146.3% | |
| Interest expense | Rs m | 291,605 | 234,709 | 124.2% | |
| Net interest income | Rs m | 168,959 | 94,807 | 178.2% | |
| Operating expense | Rs m | 113,266 | 73,508 | 154.1% | |
| Gross profit | Rs m | 55,693 | 21,298 | 261.5% | |
| Gross profit margin | % | 12.1 | 6.5 | 187.1% | |
| Provisions/contingencies | Rs m | 158,609 | 142,063 | 111.6% | |
| Profit before tax | Rs m | -20,294 | -66,062 | 30.7% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | -513 | 0 | - | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | -1,936 | -13,938 | 13.9% | |
| Profit after tax | Rs m | -18,871 | -52,125 | 36.2% | |
| Net profit margin | % | -4.1 | -15.8 | 25.9% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 4,379,413 | 2,905,715 | 150.7% | |
| Deposits | Rs m | 6,074,514 | 4,102,884 | 148.1% | |
| Credit/Deposit ratio | x | 72.1 | 70.8 | 101.8% | |
| Yield on advances | % | 6.9 | 7.9 | 87.4% | |
| Cost of deposits | % | 4.4 | 5.3 | 84.1% | |
| Net Interest Margin | % | 2.4 | 2.0 | 119.5% | |
| Net fixed assets | Rs m | 55,323 | 38,461 | 143.8% | |
| Share capital | Rs m | 5,304 | 11,686 | 45.4% | |
| Free reserves | Rs m | 317,378 | 228,925 | 138.6% | |
| Net worth | Rs m | 468,388 | 252,518 | 185.5% | |
| Borrowings | Rs m | 648,598 | 456,804 | 142.0% | |
| Investments | Rs m | 1,586,777 | 1,255,107 | 126.4% | |
| Total assets | Rs m | 7,478,049 | 4,911,464 | 152.3% | |
| Debt/equity ratio | x | 14.4 | 18.1 | 79.5% | |
| Return on assets | % | -0.3 | -1.1 | 23.8% | |
| Return on equity | % | -4.0 | -20.6 | 19.5% | |
| Capital adequacy ratio | % | 12.1 | 11.5 | 105.5% | |
| Net NPAs | % | 5.5 | 8.4 | 65.2% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -596,917 | 60,893 | -980.3% | |
| From Investments | Rs m | -4,136 | -3,068 | 134.8% | |
| From Financial Activity | Rs m | 34,131 | 107,919 | 31.6% | |
| Net Cashflow | Rs m | -566,923 | 165,744 | -342.0% | |
Share Holding
| Indian Promoters | % | 56.3 | 60.1 | 93.6% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 16.6 | 16.6 | 99.9% | |
| FIIs | % | 15.6 | 8.5 | 183.8% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 11.5 | 14.8 | 78.0% | |
| Shareholders | 180,376 | 235,817 | 76.5% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BANK OF BARODA With: KARUR VYSYA BANK PUNJAB & SIND BANK SYNDICATE BANK BANDHAN BANK LTD IDFC FIRST BANK
Compare BANK OF BARODA With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
|
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Related Views on News
BANK OF BARODA Announces Quarterly Results (3QFY19); Net Profit Up 321.6% (Quarterly Result Update)
Jan 30, 2019 | Updated on Jan 30, 2019For the quarter ended December 2018, BANK OF BARODA has posted a net profit of Rs 5 bn (up 321.6% YoY). Sales on the other hand came in at Rs 129 bn (up 14.5% YoY). Read on for a complete analysis of BANK OF BARODA's quarterly results.
UNION BANK Announces Quarterly Results (3QFY19); Net Profit Up 112.3% (Quarterly Result Update)
Jan 22, 2019 | Updated on Jan 22, 2019For the quarter ended December 2018, UNION BANK has posted a net profit of Rs 2 bn (up 112.3% YoY). Sales on the other hand came in at Rs 85 bn (up 2.6% YoY). Read on for a complete analysis of UNION BANK's quarterly results.
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UNION BANK Announces Quarterly Results (2QFY19); Net Profit Up 109.1% (Quarterly Result Update)
Nov 9, 2018 | Updated on Nov 9, 2018For the quarter ended September 2018, UNION BANK has posted a net profit of Rs 1 bn (up 109.1% YoY). Sales on the other hand came in at Rs 85 bn (up 3.8% YoY). Read on for a complete analysis of UNION BANK's quarterly results.
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Feb 19, 2019 (Close)
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