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BANK OF INDIA vs CITY UNION BANK - Comparison Results

BANK OF INDIA     Change

With one of the most geographically diversified advance portfolio, Bank of India (BOI) is amongst the largest public sector banking entity in the country (in terms of asset size) with 5.8% share of the total non-food credit disbursals at the end of F... More

CITY UNION BANK 
   Change

Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More

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Current Valuations

    BANK OF INDIA CITY UNION BANK BANK OF INDIA/
CITY UNION BANK
 
P/E (TTM) x 2.9 20.6 14.2% View Chart
P/BV x 0.1 1.9 3.1% View Chart
Dividend Yield % 0.0 0.3 -  

Financials

 BANK OF INDIA   CITY UNION BANK
EQUITY SHARE DATA
    BANK OF INDIA
Mar-19
CITY UNION BANK
Mar-19
BANK OF INDIA/
CITY UNION BANK
5-Yr Chart
Click to enlarge
High Rs119207 57.3%   
Low Rs73157 46.6%   
Income per share (Unadj.) Rs148.551.3 289.6%  
Earnings per share (Unadj.) Rs3.39.3 35.3%  
Cash flow per share (Unadj.) Rs-29.920.4 -146.8%  
Dividends per share (Unadj.) Rs00.50 0.0%  
Avg Dividend yield %00.3 0.0%  
Book value per share (Unadj.) Rs155.865.9 236.4%  
Shares outstanding (eoy) m2,760.47734.50 375.8%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.63.6 18.2%   
Avg P/E ratio x29.219.6 149.2%  
Avg P/CF ratio x1.513.4 11.1%  
Avg Price/Bookvalue ratio x0.62.8 22.3%  
Dividend payout %05.4 0.0%   
Avg Mkt Cap Rs m264,867133,752 198.0%   
No. of employees `000NA5.5 0.0%   
Total wages & salary Rs m60,2103,644 1,652.1%   
Avg. income/employee Rs ThNM6,827.1-  
Avg. wages/employee Rs ThNM660.5-  
Avg. net profit/employee Rs ThN.A.1,237.5-  
INCOME DATA
Interest income Rs m410,04837,672 1,088.5%  
Other income Rs m52,6405,144 1,023.4%   
Interest expense Rs m272,07121,557 1,262.1%   
Net interest income Rs m137,97716,115 856.2%  
Operating expense Rs m108,6708,859 1,226.7%   
Gross profit Rs m29,3077,256 403.9%  
Gross profit margin %7.119.3 37.1%  
Provisions/contingencies Rs m168,5863,151 5,349.6%   
Profit before tax Rs m-22,5969,249 -244.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-50-   
Prior Period Items Rs m00-   
Tax Rs m-31,6652,420 -1,308.5%   
Profit after tax Rs m9,0656,829 132.7%  
Net profit margin %2.218.1 12.2%  
BALANCE SHEET DATA
Advances Rs m3,429,663326,733 1,049.7%   
Deposits Rs m5,225,550384,480 1,359.1%  
Credit/Deposit ratio x65.685.0 77.2%  
Yield on advances %7.99.7 81.7%   
Cost of deposits %4.45.5 80.2%   
Net Interest Margin %2.33.7 63.0%  
Net fixed assets Rs m89,9912,500 3,599.2%   
Share capital Rs m27,600735 3,757.7%   
Free reserves Rs m402,53947,673 844.4%   
Net worth Rs m430,14048,408 888.6%   
Borrowings Rs m442,6524,809 9,204.5%   
Investments Rs m1,509,05077,122 1,956.7%   
Total assets Rs m6,308,839452,589 1,393.9%  
Debt/equity ratio x13.28.0 163.9%   
Return on assets %0.11.5 9.5%  
Return on equity %2.114.1 14.9%  
Capital adequacy ratio %14.215.6 91.3%  
Net NPAs %5.61.8 309.9%  
CASH FLOW
From Operations Rs m-92,1813,969 -2,322.5%  
From Investments Rs m711-867 -82.0%  
From Financial Activity Rs m79,828166 48,002.4%  
Net Cashflow Rs m-11,6423,269 -356.2%  

Share Holding

Indian Promoters % 66.7 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 15.5 10.2 152.0%  
FIIs % 10.2 33.4 30.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 7.7 56.0 13.8%  
Shareholders   240,000 82,699 290.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BANK OF INDIA With:   FEDERAL BANK  ORIENTAL BANK  INDUSIND BANK  PUNJAB & SIND BANK  ANDHRA BANK  

Compare BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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CITY UNION BANK Announces Quarterly Results (1QFY21); Net Profit Down 17.0% (Quarterly Result Update)

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For the quarter ended June 2020, CITY UNION BANK has posted a net profit of Rs 2 bn (down 17.0% YoY). Sales on the other hand came in at Rs 10 bn (up 2.0% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

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For the quarter ended March 2020, CITY UNION BANK has posted a net profit of Rs 953 m (down 154.4% YoY). Sales on the other hand came in at Rs 10 bn (up 5.8% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

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Oct 28, 2020 (Close)

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