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BANK OF INDIA vs DCB BANK - Comparison Results

BANK OF INDIA     Change

With one of the most geographically diversified advance portfolio, Bank of India (BOI) is amongst the largest public sector banking entity in the country (in terms of asset size) with 5.8% share of the total non-food credit disbursals at the end of F... More

DCB BANK 
   Change

Development Credit Bank (DCB) is a small new generation private sector bank serving around 6 lakh customers with a network of more than 80 branches and 130 ATMs. Its branches are concentrated in western India with 65% branches located in Maharashtra,... More

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Current Valuations

    BANK OF INDIA DCB BANK BANK OF INDIA/
DCB BANK
 
P/E (TTM) x 3.3 9.3 36.1% View Chart
P/BV x 0.1 1.0 6.9% View Chart
Dividend Yield % 0.0 0.9 -  

Financials

 BANK OF INDIA   DCB BANK
EQUITY SHARE DATA
    BANK OF INDIA
Mar-19
DCB BANK
Mar-19
BANK OF INDIA/
DCB BANK
5-Yr Chart
Click to enlarge
High Rs119209 56.9%   
Low Rs73140 52.5%   
Income per share (Unadj.) Rs148.598.3 151.2%  
Earnings per share (Unadj.) Rs3.310.5 31.2%  
Cash flow per share (Unadj.) Rs-29.939.4 -75.9%  
Dividends per share (Unadj.) Rs01.00 0.0%  
Avg Dividend yield %00.6 0.0%  
Book value per share (Unadj.) Rs155.8100.6 154.9%  
Shares outstanding (eoy) m2,760.47309.55 891.8%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.61.8 36.5%   
Avg P/E ratio x29.216.6 176.5%  
Avg P/CF ratio x1.511.6 12.9%  
Avg Price/Bookvalue ratio x0.61.7 35.6%  
Dividend payout %09.5 0.0%   
Avg Mkt Cap Rs m264,86753,862 491.8%   
No. of employees `000NA6.1 0.0%   
Total wages & salary Rs m60,2104,340 1,387.4%   
Avg. income/employee Rs ThNM4,958.4-  
Avg. wages/employee Rs ThNM707.5-  
Avg. net profit/employee Rs ThN.A.530.4-  
INCOME DATA
Interest income Rs m410,04830,415 1,348.2%  
Other income Rs m52,6403,502 1,503.3%   
Interest expense Rs m272,07118,922 1,437.9%   
Net interest income Rs m137,97711,493 1,200.5%  
Operating expense Rs m108,6708,529 1,274.2%   
Gross profit Rs m29,3072,964 988.6%  
Gross profit margin %7.19.7 73.3%  
Provisions/contingencies Rs m168,5861,401 12,036.7%   
Profit before tax Rs m-22,5965,065 -446.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-50-   
Prior Period Items Rs m00-   
Tax Rs m-31,6651,812 -1,747.8%   
Profit after tax Rs m9,0653,254 278.6%  
Net profit margin %2.210.7 20.7%  
BALANCE SHEET DATA
Advances Rs m3,429,663235,680 1,455.2%   
Deposits Rs m5,225,550284,351 1,837.7%  
Credit/Deposit ratio x65.682.9 79.2%  
Yield on advances %7.910.4 76.5%   
Cost of deposits %4.46.0 73.2%   
Net Interest Margin %2.33.4 69.8%  
Net fixed assets Rs m89,9915,260 1,710.9%   
Share capital Rs m27,6003,096 891.6%   
Free reserves Rs m402,53928,049 1,435.1%   
Net worth Rs m430,14031,144 1,381.1%   
Borrowings Rs m442,65227,232 1,625.5%   
Investments Rs m1,509,05078,441 1,923.8%   
Total assets Rs m6,308,839357,918 1,762.6%  
Debt/equity ratio x13.210.0 131.7%   
Return on assets %0.10.9 15.8%  
Return on equity %2.110.4 20.2%  
Capital adequacy ratio %14.216.8 84.4%  
Net NPAs %5.60.7 863.1%  
CASH FLOW
From Operations Rs m-92,181-2,813 3,276.5%  
From Investments Rs m711-764 -93.0%  
From Financial Activity Rs m79,8287,792 1,024.6%  
Net Cashflow Rs m-11,6424,214 -276.3%  

Share Holding

Indian Promoters % 66.7 0.9 7,411.1%  
Foreign collaborators % 0.0 15.5 -  
Indian inst/Mut Fund % 15.5 23.2 66.8%  
FIIs % 10.2 15.0 68.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 7.7 45.5 16.9%  
Shareholders   240,000 184,073 130.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BANK OF INDIA With:   UNION BANK  VIJAYA BANK  DHANLAXMI BANK  PUNJAB & SIND BANK  INDIAN OVERSEAS BANK  

Compare BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Nov 27, 2020 (Close)

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