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Compare Bank of India with Development Credit Bank - Equitymaster

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BANK OF INDIA vs DCB BANK - Comparison Results

BANK OF INDIA    Change

With one of the most geographically diversified advance portfolio, Bank of India (BOI) is amongst the largest public sector banking entity in the country (in terms of asset size) with 5.8% share of the total non-food credit disbursals at the end of F... More

DCB BANK 
   Change

Development Credit Bank (DCB) is a small new generation private sector bank serving around 6 lakh customers with a network of more than 80 branches and 130 ATMs. Its branches are concentrated in western India with 65% branches located in Maharashtra,... More

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Current Valuations

    BANK OF INDIA DCB BANK BANK OF INDIA/
DCB BANK
 
P/E (TTM) x -0.9 17.5 - View Chart
P/BV x 0.1 1.6 9.4% View Chart
Dividend Yield % 0.0 0.5 -  

Financials

 BANK OF INDIA   DCB BANK
EQUITY SHARE DATA
    BANK OF INDIA
Mar-18
DCB BANK
Mar-18
BANK OF INDIA/
DCB BANK
5-Yr Chart
Click to enlarge
High Rs217213 101.8%   
Low Rs91155 59.0%   
Income per share (Unadj.) Rs219.778.3 280.5%  
Earnings per share (Unadj.) Rs-4.58.0 -56.7%  
Cash flow per share (Unadj.) Rs-57.233.4 -171.5%  
Dividends per share (Unadj.) Rs00.75 0.0%  
Avg Dividend yield %00.4 0.0%  
Book value per share (Unadj.) Rs210.791.1 231.3%  
Shares outstanding (eoy) m1,744.16308.08 566.1%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.72.3 29.9%   
Avg P/E ratio x-34.123.1 -147.8%  
Avg P/CF ratio x1.814.8 12.1%  
Avg Price/Bookvalue ratio x0.72.0 36.2%  
Dividend payout %09.4 0.0%   
Avg Mkt Cap Rs m268,77556,671 474.3%   
No. of employees `000NA5.8 0.0%   
Total wages & salary Rs m49,6323,812 1,301.9%   
Avg. income/employee Rs ThNM4,167.5-  
Avg. wages/employee Rs ThNM658.4-  
Avg. net profit/employee Rs ThN.A.423.7-  
INCOME DATA
Interest income Rs m383,12824,130 1,587.8%  
Other income Rs m58,4593,103 1,884.1%   
Interest expense Rs m276,78814,176 1,952.6%   
Net interest income Rs m106,3409,954 1,068.3%  
Operating expense Rs m92,6527,807 1,186.7%   
Gross profit Rs m13,6882,147 637.5%  
Gross profit margin %3.68.9 40.2%  
Provisions/contingencies Rs m158,7461,388 11,437.0%   
Profit before tax Rs m-33,9473,862 -879.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m2040-   
Prior Period Items Rs m00-   
Tax Rs m-25,8701,408 -1,837.0%   
Profit after tax Rs m-7,8732,453 -320.9%  
Net profit margin %-2.110.2 -20.2%  
BALANCE SHEET DATA
Advances Rs m3,432,889203,367 1,688.0%   
Deposits Rs m5,229,969240,069 2,178.5%  
Credit/Deposit ratio x65.684.7 77.5%  
Yield on advances %7.49.5 77.2%   
Cost of deposits %4.75.4 86.7%   
Net Interest Margin %1.83.4 53.3%  
Net fixed assets Rs m83,4994,940 1,690.2%   
Share capital Rs m17,4373,081 566.0%   
Free reserves Rs m310,40924,983 1,242.5%   
Net worth Rs m367,56528,064 1,309.7%   
Borrowings Rs m435,98319,267 2,262.8%   
Investments Rs m1,403,21162,190 2,256.3%   
Total assets Rs m6,151,843302,221 2,035.5%  
Debt/equity ratio x15.49.2 166.8%   
Return on assets %-0.10.8 -15.8%  
Return on equity %-2.18.7 -24.5%  
Capital adequacy ratio %12.916.5 78.6%  
Net NPAs %8.30.7 1,147.2%  
CASH FLOW
From Operations Rs m-73,6602,301 -3,201.9%  
From Investments Rs m-2,599-592 438.9%  
From Financial Activity Rs m71,85410,087 712.4%  
Net Cashflow Rs m-4,40511,795 -37.3%  

Share Holding

Indian Promoters % 66.7 0.9 7,411.1%  
Foreign collaborators % 0.0 15.5 -  
Indian inst/Mut Fund % 15.5 23.2 66.8%  
FIIs % 10.2 15.0 68.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 7.7 45.5 16.9%  
Shareholders   240,000 184,073 130.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BANK OF INDIA With:   PUNJAB & SIND BANK  UNION BANK  AXIS BANK  UNITED BANK OF INDIA  PNB  

Compare BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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BANK OF INDIA Announces Quarterly Results (1QFY19); Net Profit Up 8.4% (Quarterly Result Update)

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For the quarter ended June 2018, BANK OF INDIA has posted a net profit of Rs 951 m (up 8.4% YoY). Sales on the other hand came in at Rs 100 bn (up 5.4% YoY). Read on for a complete analysis of BANK OF INDIA's quarterly results.

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