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BANK OF INDIA vs HDFC BANK - Comparison Results

BANK OF INDIA     Change

With one of the most geographically diversified advance portfolio, Bank of India (BOI) is amongst the largest public sector banking entity in the country (in terms of asset size) with 5.8% share of the total non-food credit disbursals at the end of F... More

HDFC BANK 
   Change

With 4.2% share of India's total non-food credit disbursements in FY12, HDFC Bank is the second largest private sector bank in the country (after ICICI Bank) in terms of asset size. The bank has tripled its share from 1.2% of total non-food credit in... More

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Current Valuations

    BANK OF INDIA HDFC BANK BANK OF INDIA/
HDFC BANK
 
P/E (TTM) x -0.8 30.5 - View Chart
P/BV x 0.1 4.4 2.2% View Chart
Dividend Yield % 0.0 1.2 -  

Financials

 BANK OF INDIA   HDFC BANK
EQUITY SHARE DATA
    BANK OF INDIA
Mar-19
HDFC BANK
Mar-19
BANK OF INDIA/
HDFC BANK
5-Yr Chart
Click to enlarge
High Rs1192,327 5.1%   
Low Rs731,880 3.9%   
Income per share (Unadj.) Rs148.5386.2 38.5%  
Earnings per share (Unadj.) Rs3.382.0 4.0%  
Cash flow per share (Unadj.) Rs-29.9196.5 -15.2%  
Dividends per share (Unadj.) Rs015.00 0.0%  
Avg Dividend yield %00.7 0.0%  
Book value per share (Unadj.) Rs155.8564.3 27.6%  
Shares outstanding (eoy) m2,760.472,723.31 101.4%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.65.4 11.9%   
Avg P/E ratio x29.225.7 113.9%  
Avg P/CF ratio x1.518.7 8.0%  
Avg Price/Bookvalue ratio x0.63.7 16.5%  
Dividend payout %018.3 0.0%   
Avg Mkt Cap Rs m264,8675,728,891 4.6%   
No. of employees `000NA98.1 0.0%   
Total wages & salary Rs m60,210104,512 57.6%   
Avg. income/employee Rs ThNM10,724.0-  
Avg. wages/employee Rs ThNM1,065.8-  
Avg. net profit/employee Rs ThN.A.2,277.4-  
INCOME DATA
Interest income Rs m410,0481,051,607 39.0%  
Other income Rs m52,640189,471 27.8%   
Interest expense Rs m272,071537,127 50.7%   
Net interest income Rs m137,977514,481 26.8%  
Operating expense Rs m108,670276,948 39.2%   
Gross profit Rs m29,307237,533 12.3%  
Gross profit margin %7.122.6 31.6%  
Provisions/contingencies Rs m168,58683,822 201.1%   
Profit before tax Rs m-22,596340,918 -6.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-51,132 -0.4%   
Prior Period Items Rs m00-   
Tax Rs m-31,665118,726 -26.7%   
Profit after tax Rs m9,065223,324 4.1%  
Net profit margin %2.221.2 10.4%  
BALANCE SHEET DATA
Advances Rs m3,429,6638,692,227 39.5%   
Deposits Rs m5,225,5509,225,027 56.6%  
Credit/Deposit ratio x65.694.2 69.7%  
Yield on advances %7.99.6 82.5%   
Cost of deposits %4.44.4 98.9%   
Net Interest Margin %2.34.2 56.4%  
Net fixed assets Rs m89,99142,198 213.3%   
Share capital Rs m27,6005,447 506.7%   
Free reserves Rs m402,5391,531,280 26.3%   
Net worth Rs m430,1401,536,727 28.0%   
Borrowings Rs m442,6521,577,328 28.1%   
Investments Rs m1,509,0502,869,177 52.6%   
Total assets Rs m6,308,83912,928,057 48.8%  
Debt/equity ratio x13.27.0 187.5%   
Return on assets %0.11.7 8.3%  
Return on equity %2.114.5 14.5%  
Capital adequacy ratio %14.217.1 83.0%  
Net NPAs %5.60.4 1,438.5%  
CASH FLOW
From Operations Rs m-92,181-628,715 14.7%  
From Investments Rs m711-15,984 -4.4%  
From Financial Activity Rs m79,828231,307 34.5%  
Net Cashflow Rs m-11,642-412,439 2.8%  

Share Holding

Indian Promoters % 66.7 22.6 295.1%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 15.5 9.9 156.6%  
FIIs % 10.2 34.1 29.9%  
ADR/GDR % 0.0 17.0 -  
Free float % 7.7 16.4 47.0%  
Shareholders   240,000 415,166 57.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BANK OF INDIA With:   KARUR VYSYA BANK  PUNJAB & SIND BANK  INDIAN OVERSEAS BANK  BANDHAN BANK LTD  CANARA BANK  

Compare BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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BANK OF INDIA Announces Quarterly Results (1QFY20); Net Profit Up 155.1% (Quarterly Result Update)

Jul 31, 2019 | Updated on Jul 31, 2019

For the quarter ended June 2019, BANK OF INDIA has posted a net profit of Rs 2 bn (up 155.1% YoY). Sales on the other hand came in at Rs 103 bn (up 3.2% YoY). Read on for a complete analysis of BANK OF INDIA's quarterly results.

HDFC BANK Announces Quarterly Results (1QFY20); Net Profit Up 21.0% (Quarterly Result Update)

Jul 22, 2019 | Updated on Jul 22, 2019

For the quarter ended June 2019, HDFC BANK has posted a net profit of Rs 56 bn (up 21.0% YoY). Sales on the other hand came in at Rs 274 bn (up 21.5% YoY). Read on for a complete analysis of HDFC BANK's quarterly results.

BANK OF INDIA Announces Quarterly Results (4QFY19); Net Profit Up 106.3% (Quarterly Result Update)

May 21, 2019 | Updated on May 21, 2019

For the quarter ended March 2019, BANK OF INDIA has posted a net profit of Rs 3 bn (up 106.3% YoY). Sales on the other hand came in at Rs 108 bn (up 15.7% YoY). Read on for a complete analysis of BANK OF INDIA's quarterly results.

HDFC BANK Announces Quarterly Results (4QFY19); Net Profit Up 22.6% (Quarterly Result Update)

Apr 22, 2019 | Updated on Apr 22, 2019

For the quarter ended March 2019, HDFC BANK has posted a net profit of Rs 59 bn (up 22.6% YoY). Sales on the other hand came in at Rs 263 bn (up 23.5% YoY). Read on for a complete analysis of HDFC BANK's quarterly results.

BANK OF INDIA Announces Quarterly Results (3QFY19); Net Profit Down 102.4% (Quarterly Result Update)

Jan 30, 2019 | Updated on Jan 30, 2019

For the quarter ended December 2018, BANK OF INDIA has posted a net profit of Rs 47 bn (down 102.4% YoY). Sales on the other hand came in at Rs 102 bn (up 9.0% YoY). Read on for a complete analysis of BANK OF INDIA's quarterly results.

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Oct 18, 2019 (Close)

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