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Compare Bank of India with ICICI Bank - Equitymaster
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BANK OF INDIA vs ICICI BANK - Comparison Results

BANK OF INDIA    Change

With one of the most geographically diversified advance portfolio, Bank of India (BOI) is amongst the largest public sector banking entity in the country (in terms of asset size) with 5.8% share of the total non-food credit disbursals at the end of F... More

ICICI BANK 
   Change

Despite being the second largest bank in the country after SBI in terms of asset size, ICICI Bank lost its share of the banking sector's advances from 10.2% in FY07 to 8% in FY12. At the end of March 2012, the bank had assets of over Rs 4.8 trillion ... More

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Current Valuations

    BANK OF INDIA ICICI BANK BANK OF INDIA/
ICICI BANK
 
P/E (TTM) x -5.9 18.5 - View Chart
P/BV x 0.3 2.0 14.4% View Chart
Dividend Yield % 3.5 1.7 204.4%  

Financials

 BANK OF INDIA   ICICI BANK
EQUITY SHARE DATA
    BANK OF INDIA
Mar-16
ICICI BANK
Mar-16
BANK OF INDIA/
ICICI BANK
5-Yr Chart
Click to enlarge
High Rs233331 70.4%   
Low Rs80183 43.7%   
Income per share (Unadj.) Rs515.5102.3 504.0%  
Earnings per share (Unadj.) Rs-33.817.6 -192.4%  
Cash flow per share (Unadj.) Rs-112.872.5 -155.5%  
Dividends per share (Unadj.) Rs5.005.00 100.0%  
Avg Dividend yield %3.21.9 164.3%  
Book value per share (Unadj.) Rs392.4162.3 241.7%  
Shares outstanding (eoy) m816.555,797.24 14.1%   
Bonus/Rights/Conversions PIESOS-  
Avg Price / Income ratio x0.32.5 12.1%   
Avg P/E ratio x-4.614.7 -31.6%  
Avg P/CF ratio x1.16.6 16.9%  
Avg Price/Bookvalue ratio x0.41.6 25.2%  
Dividend payout %-14.828.5 -52.0%   
Avg Mkt Cap Rs m127,9131,491,920 8.6%   
No. of employees `000NA74.1 0.0%   
Total wages & salary Rs m54,03669,186 78.1%   
Avg. income/employee Rs ThNM8,002.3-  
Avg. wages/employee Rs ThNM933.7-  
Avg. net profit/employee Rs ThN.A.1,373.9-  
INCOME DATA
Interest income Rs m420,928592,937 71.0%  
Other income Rs m36,716421,021 8.7%   
Interest expense Rs m305,453339,965 89.8%   
Net interest income Rs m115,475252,972 45.6%  
Operating expense Rs m94,250407,896 23.1%   
Gross profit Rs m21,225-154,923 -13.7%  
Gross profit margin %5.0-26.1 -19.3%  
Provisions/contingencies Rs m141,517123,054 115.0%   
Profit before tax Rs m-45,533143,044 -31.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m717-7,469 -9.6%   
Prior Period Items Rs m00-   
Tax Rs m-17,22633,775 -51.0%   
Profit after tax Rs m-27,590101,800 -27.1%  
Net profit margin %-6.617.2 -38.2%  
BALANCE SHEET DATA
Advances Rs m3,613,0194,937,291 73.2%   
Deposits Rs m5,157,2254,510,774 114.3%  
Credit/Deposit ratio x70.1109.5 64.0%  
Yield on advances %8.58.4 100.6%   
Cost of deposits %5.34.9 107.7%   
Net Interest Margin %2.04.5 43.7%  
Net fixed assets Rs m85,72987,135 98.4%   
Share capital Rs m8,17311,632 70.3%   
Free reserves Rs m194,186560,261 34.7%   
Net worth Rs m320,420941,040 34.0%   
Borrowings Rs m511,0332,203,777 23.2%   
Investments Rs m1,226,2090-   
Total assets Rs m6,166,2929,187,562 67.1%  
Debt/equity ratio x17.77.1 247.9%   
Return on assets %-0.41.1 -40.4%  
Return on equity %-8.610.8 -79.6%  
Capital adequacy ratio %12.116.6 72.6%  
Net NPAs %7.83.0 261.4%  
CASH FLOW
From Operations Rs m183,108236,453 77.4%  
From Investments Rs m-6,087-118,193 5.1%  
From Financial Activity Rs m48,63758,139 83.7%  
Net Cashflow Rs m225,658176,400 127.9%  

Share Holding

Indian Promoters % 66.7 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 15.5 23.1 67.1%  
FIIs % 10.2 40.0 25.5%  
ADR/GDR % 0.0 29.2 -  
Free float % 7.7 7.8 98.7%  
Shareholders   240,000 585,463 41.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BANK OF INDIA With:   UNITED BANK OF INDIA  KARNATAKA BANK  VIJAYA BANK  KOTAK MAH. BANK  PUNJAB & SIND BANK  

Compare BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Aug 18, 2017 (Close)

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