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Compare Bank of India with J&K Bank - Equitymaster
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BANK OF INDIA vs J&K BANK - Comparison Results

BANK OF INDIA    Change

With one of the most geographically diversified advance portfolio, Bank of India (BOI) is amongst the largest public sector banking entity in the country (in terms of asset size) with 5.8% share of the total non-food credit disbursals at the end of F... More

J&K BANK 
   Change

Jammu and Kashmir Bank Ltd (J&K) is the first state owned bank of the country and 53% of equity is held by the government of J&K. The bank has a network of 475 branches spread over the country. During the year, the bank recorded an over 23% growth in... More

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Current Valuations

    BANK OF INDIA J&K BANK BANK OF INDIA/
J&K BANK
 
P/E (TTM) x -5.9 3.5 - View Chart
P/BV x 0.3 0.6 45.1% View Chart
Dividend Yield % 3.5 2.6 133.4%  

Financials

 BANK OF INDIA   J&K BANK
EQUITY SHARE DATA
    BANK OF INDIA
Mar-16
J&K BANK
Mar-15
BANK OF INDIA/
J&K BANK
5-Yr Chart
Click to enlarge
High Rs233119 196.1%   
Low Rs8095 84.3%   
Income per share (Unadj.) Rs515.51,456.5 35.4%  
Earnings per share (Unadj.) Rs-33.8104.9 -32.2%  
Cash flow per share (Unadj.) Rs-112.8251.8 -44.8%  
Dividends per share (Unadj.) Rs5.002.10 238.1%  
Avg Dividend yield %3.22.0 162.6%  
Book value per share (Unadj.) Rs392.41,260.0 31.1%  
Shares outstanding (eoy) m816.5548.48 1,684.3%   
Bonus/Rights/Conversions PI--  
Avg Price / Income ratio x0.30.1 413.8%   
Avg P/E ratio x-4.61.0 -454.7%  
Avg P/CF ratio x1.10.3 330.0%  
Avg Price/Bookvalue ratio x0.40.1 470.3%  
Dividend payout %-14.82.0 -739.1%   
Avg Mkt Cap Rs m127,9135,185 2,467.0%   
No. of employees `000NA1.0 0.0%   
Total wages & salary Rs m54,0368,976 602.0%   
Avg. income/employee Rs ThNM73,553.4-  
Avg. wages/employee Rs ThNM9,349.6-  
Avg. net profit/employee Rs ThN.A.5,296.7-  
INCOME DATA
Interest income Rs m420,92870,611 596.1%  
Other income Rs m36,7165,990 612.9%   
Interest expense Rs m305,45344,086 692.9%   
Net interest income Rs m115,47526,526 435.3%  
Operating expense Rs m94,25014,159 665.6%   
Gross profit Rs m21,22512,366 171.6%  
Gross profit margin %5.017.5 28.8%  
Provisions/contingencies Rs m141,51710,155 1,393.6%   
Profit before tax Rs m-45,5338,202 -555.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m7170-   
Prior Period Items Rs m00-   
Tax Rs m-17,2263,117 -552.6%   
Profit after tax Rs m-27,5905,085 -542.6%  
Net profit margin %-6.67.2 -91.0%  
BALANCE SHEET DATA
Advances Rs m3,613,019445,858 810.4%   
Deposits Rs m5,157,225657,362 784.5%  
Credit/Deposit ratio x70.167.8 103.3%  
Yield on advances %8.511.6 73.1%   
Cost of deposits %5.36.4 82.2%   
Net Interest Margin %2.03.6 54.8%  
Net fixed assets Rs m85,7296,896 1,243.2%   
Share capital Rs m8,173485 1,685.5%   
Free reserves Rs m194,18639,499 491.6%   
Net worth Rs m320,42061,085 524.6%   
Borrowings Rs m511,03323,396 2,184.3%   
Investments Rs m1,226,209251,043 488.4%   
Total assets Rs m6,166,292760,645 810.7%  
Debt/equity ratio x17.711.1 158.7%   
Return on assets %-0.40.7 -66.9%  
Return on equity %-8.68.3 -103.4%  
Capital adequacy ratio %12.112.6 95.9%  
Net NPAs %7.82.8 281.2%  
CASH FLOW
From Operations Rs m183,1081,181 15,509.7%  
From Investments Rs m-6,087-2,609 233.3%  
From Financial Activity Rs m48,637-3,376 -1,440.8%  
Net Cashflow Rs m225,658-4,805 -4,696.8%  

Share Holding

Indian Promoters % 66.7 53.2 125.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 15.5 4.3 360.5%  
FIIs % 10.2 29.3 34.8%  
ADR/GDR % 0.0 0.0 -  
Free float % 7.7 13.3 57.9%  
Shareholders   240,000 56,111 427.7%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BANK OF INDIA With:   INDIAN OVERSEAS BANK  AXIS BANK  DENA BANK  UNION BANK  CITY UNION BANK  

Compare BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Aug 23, 2017 (Close)

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