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Compare Bank of India with Union Bank - Equitymaster
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BANK OF INDIA vs UNION BANK - Comparison Results

BANK OF INDIA    Change

With one of the most geographically diversified advance portfolio, Bank of India (BOI) is amongst the largest public sector banking entity in the country (in terms of asset size) with 5.8% share of the total non-food credit disbursals at the end of F... More

UNION BANK 
   Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

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Current Valuations

    BANK OF INDIA UNION BANK BANK OF INDIA/
UNION BANK
 
P/E (TTM) x -12.2 -5.8 - View Chart
P/BV x 0.3 0.3 86.0% View Chart
Dividend Yield % 0.0 1.8 -  

Financials

 BANK OF INDIA   UNION BANK
EQUITY SHARE DATA
    BANK OF INDIA
Mar-17
UNION BANK
Mar-16
BANK OF INDIA/
UNION BANK
5-Yr Chart
Click to enlarge
High Rs142223 64.0%   
Low Rs78104 75.3%   
Income per share (Unadj.) Rs374.9470.1 79.8%  
Earnings per share (Unadj.) Rs1.619.7 8.0%  
Cash flow per share (Unadj.) Rs-37.167.4 -55.0%  
Dividends per share (Unadj.) Rs01.95 0.0%  
Avg Dividend yield %01.2 0.0%  
Book value per share (Unadj.) Rs302.2335.3 90.1%  
Shares outstanding (eoy) m1,055.87687.44 153.6%   
Bonus/Rights/Conversions -PI-  
Avg Price / Income ratio x0.30.3 84.8%   
Avg P/E ratio x69.98.3 845.1%  
Avg P/CF ratio x0.92.1 43.7%  
Avg Price/Bookvalue ratio x0.40.5 75.0%  
Dividend payout %09.9 0.0%   
Avg Mkt Cap Rs m116,568112,259 103.8%   
No. of employees `000NA35.5 0.0%   
Total wages & salary Rs m54,49137,681 144.6%   
Avg. income/employee Rs ThNM9,109.9-  
Avg. wages/employee Rs ThNM1,062.2-  
Avg. net profit/employee Rs ThN.A.382.5-  
INCOME DATA
Interest income Rs m395,852323,157 122.5%  
Other income Rs m68,195393,443 17.3%   
Interest expense Rs m276,058238,940 115.5%   
Net interest income Rs m119,79584,216 142.2%  
Operating expense Rs m89,75067,159 133.6%   
Gross profit Rs m30,04517,057 176.1%  
Gross profit margin %7.65.3 143.8%  
Provisions/contingencies Rs m122,36138,682 316.3%   
Profit before tax Rs m-6,73117,769 -37.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m21490 237.2%   
Prior Period Items Rs m00-   
Tax Rs m-8,1844,291 -190.7%   
Profit after tax Rs m1,66713,569 12.3%  
Net profit margin %0.44.2 10.0%  
BALANCE SHEET DATA
Advances Rs m3,683,2882,682,496 137.3%   
Deposits Rs m5,423,5213,441,175 157.6%  
Credit/Deposit ratio x67.978.0 87.1%  
Yield on advances %7.48.8 84.2%   
Cost of deposits %4.56.4 70.6%   
Net Interest Margin %2.02.2 92.8%  
Net fixed assets Rs m85,45839,519 216.2%   
Share capital Rs m10,5546,874 153.5%   
Free reserves Rs m211,157200,761 105.2%   
Net worth Rs m319,073230,481 138.4%   
Borrowings Rs m394,914306,366 128.9%   
Investments Rs m1,307,513905,732 144.4%   
Total assets Rs m6,320,2604,073,646 155.1%  
Debt/equity ratio x18.216.3 112.2%   
Return on assets %00.3 7.9%  
Return on equity %0.55.9 8.9%  
Capital adequacy ratio %011.1 0.0%  
Net NPAs %7.25.3 136.6%  
CASH FLOW
From Operations Rs m-66,24182,741 -80.1%  
From Investments Rs m-3,711-8,718 42.6%  
From Financial Activity Rs m39,551-3,886 -1,017.9%  
Net Cashflow Rs m-30,40070,138 -43.3%  

Share Holding

Indian Promoters % 66.7 60.1 111.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 15.5 16.6 93.4%  
FIIs % 10.2 8.5 120.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 7.7 14.8 52.0%  
Shareholders   240,000 235,817 101.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BANK OF INDIA With:   ANDHRA BANK  SOUTH IND.BANK  ICICI BANK  CANARA BANK  AXIS BANK  

Compare BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Strong Finish to the Week; Metal & Pharma Stocks Gain(Closing)

Indian share markets finished the trading session on a strong note amid firm Asian markets after comments from a Federal Reserve official eased worries about faster rate hikes in US.

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Nov 16, 2017

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