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Compare Bank of India with Union Bank - Equitymaster

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BANK OF INDIA vs UNION BANK - Comparison Results

BANK OF INDIA    Change

With one of the most geographically diversified advance portfolio, Bank of India (BOI) is amongst the largest public sector banking entity in the country (in terms of asset size) with 5.8% share of the total non-food credit disbursals at the end of F... More

UNION BANK 
   Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

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Current Valuations

    BANK OF INDIA UNION BANK BANK OF INDIA/
UNION BANK
 
P/E (TTM) x -0.9 -0.9 - View Chart
P/BV x 0.1 0.2 81.5% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 BANK OF INDIA   UNION BANK
EQUITY SHARE DATA
    BANK OF INDIA
Mar-18
UNION BANK
Mar-18
BANK OF INDIA/
UNION BANK
5-Yr Chart
Click to enlarge
High Rs217205 105.8%   
Low Rs9186 106.3%   
Income per share (Unadj.) Rs219.7282.0 77.9%  
Earnings per share (Unadj.) Rs-4.5-44.6 10.1%  
Cash flow per share (Unadj.) Rs-57.2-115.2 49.7%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs210.7216.1 97.5%  
Shares outstanding (eoy) m1,744.161,168.57 149.3%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.70.5 136.0%   
Avg P/E ratio x-34.1-3.3 1,046.6%  
Avg P/CF ratio x1.81.9 94.2%  
Avg Price/Bookvalue ratio x0.70.7 108.6%  
Dividend payout %00-   
Avg Mkt Cap Rs m268,775170,027 158.1%   
No. of employees `000NA37.6 0.0%   
Total wages & salary Rs m49,63233,322 148.9%   
Avg. income/employee Rs ThNM8,766.7-  
Avg. wages/employee Rs ThNM886.5-  
Avg. net profit/employee Rs ThN.A.-1,386.8-  
INCOME DATA
Interest income Rs m383,128329,516 116.3%  
Other income Rs m58,45954,621 107.0%   
Interest expense Rs m276,788234,709 117.9%   
Net interest income Rs m106,34094,807 112.2%  
Operating expense Rs m92,65273,508 126.0%   
Gross profit Rs m13,68821,298 64.3%  
Gross profit margin %3.66.5 55.3%  
Provisions/contingencies Rs m158,746142,063 111.7%   
Profit before tax Rs m-33,947-66,062 51.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m2040-   
Prior Period Items Rs m00-   
Tax Rs m-25,870-13,938 185.6%   
Profit after tax Rs m-7,873-52,125 15.1%  
Net profit margin %-2.1-15.8 13.0%  
BALANCE SHEET DATA
Advances Rs m3,432,8892,905,715 118.1%   
Deposits Rs m5,229,9694,102,884 127.5%  
Credit/Deposit ratio x65.670.8 92.7%  
Yield on advances %7.47.9 93.7%   
Cost of deposits %4.75.3 88.4%   
Net Interest Margin %1.82.0 90.1%  
Net fixed assets Rs m83,49938,461 217.1%   
Share capital Rs m17,43711,686 149.2%   
Free reserves Rs m310,409228,925 135.6%   
Net worth Rs m367,565252,518 145.6%   
Borrowings Rs m435,983456,804 95.4%   
Investments Rs m1,403,2111,255,107 111.8%   
Total assets Rs m6,151,8434,911,464 125.3%  
Debt/equity ratio x15.418.1 85.4%   
Return on assets %-0.1-1.1 12.1%  
Return on equity %-2.1-20.6 10.4%  
Capital adequacy ratio %12.911.5 112.5%  
Net NPAs %8.38.4 98.1%  
CASH FLOW
From Operations Rs m-73,66060,893 -121.0%  
From Investments Rs m-2,599-3,068 84.7%  
From Financial Activity Rs m71,854107,919 66.6%  
Net Cashflow Rs m-4,405165,744 -2.7%  

Share Holding

Indian Promoters % 66.7 60.1 111.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 15.5 16.6 93.4%  
FIIs % 10.2 8.5 120.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 7.7 14.8 52.0%  
Shareholders   240,000 235,817 101.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BANK OF INDIA With:   KARUR VYSYA BANK  PUNJAB & SIND BANK  SYNDICATE BANK  BANDHAN BANK LTD  CANARA BANK  

Compare BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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UNION BANK Announces Quarterly Results (1QFY19); Net Profit Up 11.1% (Quarterly Result Update)

Aug 13, 2018 | Updated on Aug 13, 2018

For the quarter ended June 2018, UNION BANK has posted a net profit of Rs 1 bn (up 11.1% YoY). Sales on the other hand came in at Rs 87 bn (up 6.7% YoY). Read on for a complete analysis of UNION BANK's quarterly results.

BANK OF INDIA Announces Quarterly Results (1QFY19); Net Profit Up 8.4% (Quarterly Result Update)

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For the quarter ended June 2018, BANK OF INDIA has posted a net profit of Rs 951 m (up 8.4% YoY). Sales on the other hand came in at Rs 100 bn (up 5.4% YoY). Read on for a complete analysis of BANK OF INDIA's quarterly results.

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