X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare Bank of India with Union Bank - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

BANK OF INDIA vs UNION BANK - Comparison Results

BANK OF INDIA    Change

With one of the most geographically diversified advance portfolio, Bank of India (BOI) is amongst the largest public sector banking entity in the country (in terms of asset size) with 5.8% share of the total non-food credit disbursals at the end of F... More

UNION BANK 
   Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    BANK OF INDIA UNION BANK BANK OF INDIA/
UNION BANK
 
P/E (TTM) x -0.8 -1.4 - View Chart
P/BV x 0.2 0.2 78.8% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 BANK OF INDIA   UNION BANK
EQUITY SHARE DATA
    BANK OF INDIA
Mar-18
UNION BANK
Mar-18
BANK OF INDIA/
UNION BANK
5-Yr Chart
Click to enlarge
High Rs217205 105.8%   
Low Rs9186 106.3%   
Income per share (Unadj.) Rs219.7282.0 77.9%  
Earnings per share (Unadj.) Rs-4.5-44.6 10.1%  
Cash flow per share (Unadj.) Rs-57.2-115.2 49.7%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs210.7216.1 97.5%  
Shares outstanding (eoy) m1,744.161,168.57 149.3%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.70.5 136.0%   
Avg P/E ratio x-34.1-3.3 1,046.6%  
Avg P/CF ratio x1.81.9 94.2%  
Avg Price/Bookvalue ratio x0.70.7 108.6%  
Dividend payout %00-   
Avg Mkt Cap Rs m268,775170,027 158.1%   
No. of employees `000NA37.6 0.0%   
Total wages & salary Rs m49,63233,322 148.9%   
Avg. income/employee Rs ThNM8,766.7-  
Avg. wages/employee Rs ThNM886.5-  
Avg. net profit/employee Rs ThN.A.-1,386.8-  
INCOME DATA
Interest income Rs m383,128329,516 116.3%  
Other income Rs m58,45954,621 107.0%   
Interest expense Rs m276,788234,709 117.9%   
Net interest income Rs m106,34094,807 112.2%  
Operating expense Rs m92,65273,508 126.0%   
Gross profit Rs m13,68821,298 64.3%  
Gross profit margin %3.66.5 55.3%  
Provisions/contingencies Rs m158,746142,063 111.7%   
Profit before tax Rs m-33,947-66,062 51.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m2040-   
Prior Period Items Rs m00-   
Tax Rs m-25,870-13,938 185.6%   
Profit after tax Rs m-7,873-52,125 15.1%  
Net profit margin %-2.1-15.8 13.0%  
BALANCE SHEET DATA
Advances Rs m3,432,8892,905,715 118.1%   
Deposits Rs m5,229,9694,102,884 127.5%  
Credit/Deposit ratio x65.670.8 92.7%  
Yield on advances %7.47.9 93.7%   
Cost of deposits %4.75.3 88.4%   
Net Interest Margin %1.82.0 90.1%  
Net fixed assets Rs m83,49938,461 217.1%   
Share capital Rs m17,43711,686 149.2%   
Free reserves Rs m310,409228,925 135.6%   
Net worth Rs m367,565252,518 145.6%   
Borrowings Rs m435,983456,804 95.4%   
Investments Rs m1,403,2111,255,107 111.8%   
Total assets Rs m6,151,8434,911,464 125.3%  
Debt/equity ratio x15.418.1 85.4%   
Return on assets %-0.1-1.1 12.1%  
Return on equity %-2.1-20.6 10.4%  
Capital adequacy ratio %12.911.5 112.5%  
Net NPAs %8.38.4 98.1%  
CASH FLOW
From Operations Rs m-73,66060,893 -121.0%  
From Investments Rs m-2,599-3,068 84.7%  
From Financial Activity Rs m71,854107,919 66.6%  
Net Cashflow Rs m-4,405165,744 -2.7%  

Share Holding

Indian Promoters % 66.7 60.1 111.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 15.5 16.6 93.4%  
FIIs % 10.2 8.5 120.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 7.7 14.8 52.0%  
Shareholders   240,000 235,817 101.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BANK OF INDIA With:   IDFC BANK LTD  KARNATAKA BANK  BANDHAN BANK LTD  CORPORATION BANK  IDBI BANK  

Compare BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Ends 307 Points Higher; Metal and Oil & Gas Stocks Witness Buying(Closing)

Indian share markets traded on a positive note throughout the day and ended on a strong note. Gains were seen in the metal sector.

Related Views on News

BANK OF INDIA Announces Quarterly Results (2QFY19); Net Profit Down 745.7% (Quarterly Result Update)

Nov 14, 2018 | Updated on Nov 14, 2018

For the quarter ended September 2018, BANK OF INDIA has posted a net profit of Rs 12 bn (down 745.7% YoY). Sales on the other hand came in at Rs 98 bn (down 1.3% YoY). Read on for a complete analysis of BANK OF INDIA's quarterly results.

UNION BANK Announces Quarterly Results (2QFY19); Net Profit Up 109.1% (Quarterly Result Update)

Nov 9, 2018 | Updated on Nov 9, 2018

For the quarter ended September 2018, UNION BANK has posted a net profit of Rs 1 bn (up 109.1% YoY). Sales on the other hand came in at Rs 85 bn (up 3.8% YoY). Read on for a complete analysis of UNION BANK's quarterly results.

Bandhan Bank IPO: A Microlender Turned Profitable Bank (IPO)

Mar 12, 2018

Is the IPO of one of India's newest private sector bank, Bandhan Bank, worth applying for?

SBI: Pushed in Red on Increased Slippages and Higher Credit Costs (Quarterly Results Update - Detailed)

Feb 21, 2018

SBI posts loss on elevated bad loans and higher provisioning requirements.

IDFC Bank: One-Off Trading Loss, Expansion Pull Down Profits (Quarterly Results Update - Detailed)

Feb 8, 2018

IDFC Bank's profits hit by trading loss and higher investments to build network.

More Views on News

Most Popular

It's Almost the Perfect Time to Buy This Safe Stock(The 5 Minute Wrapup)

Dec 6, 2018

My latest StockSelect recommendation ticks all the boxes of a great safe stock.

Patel's Exit, Election Results, and 4 'Must Have' Small Caps in These Exceptional Times(Profit Hunter)

Dec 11, 2018

RBI Governor's resignation is a statement of dissent with the way government is handling the economy's affairs and could lead to some serious market correction. Here's how to make the most of it.

Players in an Oligopoly Should Have Financials Like This(Chart Of The Day)

Dec 7, 2018

This stock has corrected 30% from peak and looks attractive at these valuations.

Looking For Higher Interest Rates on Bank FDs? Read This!(Outside View)

Dec 5, 2018

Credit disbursement to the productive sectors of the economy such as infrastructure, engineering, food processing, textiles, and chemicals, among others is rising.

DSP Mutual Fund's Sale of DHFL Bonds: Here's What You Need to Know(Outside View)

Dec 5, 2018

PersonalFN explains the probable reason as to why the capital market regulator has initiated DSP Mutual Fund's bond sale that caused DHFL stock to crash.

More

Small Investments
BIG Returns

Zero To Millions Guide 2019
Get our special report, Zero To Millions
(2019 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

BANK OF INDIA SHARE PRICE


Dec 17, 2018 (Close)

TRACK BANK OF INDIA

  • Track your investment in BANK OF INDIA with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

BANK OF INDIA 8-QTR ANALYSIS

COMPARE BANK OF INDIA WITH

MARKET STATS