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CENTRAL BANK vs HDFC BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    CENTRAL BANK HDFC BANK CENTRAL BANK/
HDFC BANK
 
P/E (TTM) x 22.2 18.3 121.1% View Chart
P/BV x 1.8 3.8 46.5% View Chart
Dividend Yield % 0.0 1.3 -  

Financials

 CENTRAL BANK   HDFC BANK
EQUITY SHARE DATA
    CENTRAL BANK
Mar-23
HDFC BANK
Mar-23
CENTRAL BANK/
HDFC BANK
5-Yr Chart
Click to enlarge
High Rs421,722 2.4%   
Low Rs161,272 1.3%   
Income per share (Unadj.) Rs29.6306.0 9.7%  
Earnings per share (Unadj.) Rs1.982.4 2.3%  
Cash flow per share (Unadj.) Rs7.3150.0 4.9%  
Dividends per share (Unadj.) Rs019.00 0.0%  
Avg Dividend yield %01.3 0.0%  
Book value per share (Unadj.) Rs33.7516.7 6.5%  
Shares outstanding (eoy) m8,680.945,579.74 155.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.04.9 20.0%   
Avg P/E ratio x15.018.2 82.4%  
Avg P/CF ratio x3.611.1 32.3%  
Avg Price/Bookvalue ratio x0.92.9 29.7%  
Dividend payout %023.0 0.0%   
Avg Mkt Cap Rs m251,3138,351,759 3.0%   
No. of employees `000NANA-   
Total wages & salary Rs m56,157200,169 28.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m256,5711,707,541 15.0%  
Other income Rs m40,845339,121 12.0%   
Interest expense Rs m139,051777,799 17.9%   
Net interest income Rs m117,520929,741 12.6%  
Operating expense Rs m89,100515,337 17.3%   
Gross profit Rs m28,420414,404 6.9%  
Gross profit margin %11.124.3 45.6%  
Provisions/contingencies Rs m53,172292,038 18.2%   
Profit before tax Rs m26,725614,984 4.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-96-1,516 6.3%   
Prior Period Items Rs m7910-   
Tax Rs m10,631153,497 6.9%   
Profit after tax Rs m16,788459,971 3.6%  
Net profit margin %6.526.9 24.3%  
BALANCE SHEET DATA
Advances Rs m2,038,93316,619,493 12.3%   
Deposits Rs m3,597,75118,826,633 19.1%  
Credit/Deposit ratio x56.788.3 64.2%  
Yield on advances %7.48.2 90.2%   
Cost of deposits %3.73.3 114.2%   
Net Interest Margin %3.54.3 80.7%  
Net fixed assets Rs m47,85684,756 56.5%   
Share capital Rs m86,8095,580 1,555.8%   
Free reserves Rs m205,3582,877,623 7.1%   
Net worth Rs m292,1672,883,203 10.1%   
Borrowings Rs m83,3392,565,487 3.2%   
Investments Rs m1,365,6945,115,817 26.7%   
Total assets Rs m4,070,79725,304,324 16.1%  
Debt/equity ratio x12.67.4 169.8%   
Return on assets %0.41.8 22.7%  
Return on equity %5.716.0 36.0%  
Capital adequacy ratio %14.119.3 73.3%  
Net NPAs %1.80.3 655.6%  
CASH FLOW
From Operations Rs m-87,863208,137 -42.2%  
From Investments Rs m-2,087-34,239 6.1%  
From Financial Activity Rs mNA239,406 0.0%  
Net Cashflow Rs m-89,950417,621 -21.5%  

Share Holding

Indian Promoters % 93.1 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 2.9 83.0 3.5%  
FIIs % 0.1 52.3 0.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 6.9 100.0 6.9%  
Shareholders   529,591 3,018,247 17.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CENTRAL BANK With:   AXIS BANK    SBI    ICICI BANK    PNB    KOTAK MAHINDRA BANK    


More on Central Bank vs HDFC Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Central Bank vs HDFC Bank Share Price Performance

Period Central Bank HDFC Bank S&P BSE BANKEX
1-Day 4.35% 0.52% 0.82%
1-Month -2.08% 2.84% 2.48%
1-Year 164.16% -8.35% 19.28%
3-Year CAGR 54.37% -2.31% 12.00%
5-Year CAGR 11.49% 4.71% 9.40%

* Compound Annual Growth Rate

Here are more details on the Central Bank share price and the HDFC Bank share price.

Moving on to shareholding structures...

The promoters of Central Bank hold a 93.1% stake in the company. In case of HDFC Bank the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Central Bank and the shareholding pattern of HDFC Bank.

Finally, a word on dividends...

In the most recent financial year, Central Bank paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

HDFC Bank paid Rs 19.0, and its dividend payout ratio stood at 23.0%.

You may visit here to review the dividend history of Central Bank, and the dividend history of HDFC Bank.

For a sector overview, read our banking sector report.



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