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CENTRAL BANK vs KARUR VYSYA BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    CENTRAL BANK KARUR VYSYA BANK CENTRAL BANK/
KARUR VYSYA BANK
 
P/E (TTM) x 22.2 9.9 224.6% View Chart
P/BV x 1.8 1.7 103.8% View Chart
Dividend Yield % 0.0 1.1 -  

Financials

 CENTRAL BANK   KARUR VYSYA BANK
EQUITY SHARE DATA
    CENTRAL BANK
Mar-23
KARUR VYSYA BANK
Mar-23
CENTRAL BANK/
KARUR VYSYA BANK
5-Yr Chart
Click to enlarge
High Rs42116 36.0%   
Low Rs1642 38.6%   
Income per share (Unadj.) Rs29.681.2 36.4%  
Earnings per share (Unadj.) Rs1.913.8 14.0%  
Cash flow per share (Unadj.) Rs7.326.2 27.9%  
Dividends per share (Unadj.) Rs02.00 0.0%  
Avg Dividend yield %02.5 0.0%  
Book value per share (Unadj.) Rs33.7107.0 31.5%  
Shares outstanding (eoy) m8,680.94802.05 1,082.3%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.01.0 100.9%   
Avg P/E ratio x15.05.7 261.7%  
Avg P/CF ratio x3.62.6 140.6%  
Avg Price/Bookvalue ratio x0.90.7 116.7%  
Dividend payout %014.5 0.0%   
Avg Mkt Cap Rs m251,31363,262 397.3%   
No. of employees `000NANA-   
Total wages & salary Rs m56,15710,060 558.2%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m256,57165,166 393.7%  
Other income Rs m40,84511,589 352.4%   
Interest expense Rs m139,05131,677 439.0%   
Net interest income Rs m117,52033,488 350.9%  
Operating expense Rs m89,10020,320 438.5%   
Gross profit Rs m28,42013,168 215.8%  
Gross profit margin %11.120.2 54.8%  
Provisions/contingencies Rs m53,17213,697 388.2%   
Profit before tax Rs m26,72514,369 186.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-960-   
Prior Period Items Rs m7910-   
Tax Rs m10,6313,308 321.4%   
Profit after tax Rs m16,78811,061 151.8%  
Net profit margin %6.517.0 38.5%  
BALANCE SHEET DATA
Advances Rs m2,038,933631,341 323.0%   
Deposits Rs m3,597,751766,376 469.4%  
Credit/Deposit ratio x56.782.4 68.8%  
Yield on advances %7.48.4 87.3%   
Cost of deposits %3.74.0 93.3%   
Net Interest Margin %3.54.1 84.5%  
Net fixed assets Rs m47,8564,176 1,145.9%   
Share capital Rs m86,8091,604 5,411.7%   
Free reserves Rs m205,35884,214 243.9%   
Net worth Rs m292,16785,818 340.4%   
Borrowings Rs m83,33914,320 582.0%   
Investments Rs m1,365,694188,083 726.1%   
Total assets Rs m4,070,797901,794 451.4%  
Debt/equity ratio x12.69.1 138.5%   
Return on assets %0.41.2 33.6%  
Return on equity %5.712.9 44.6%  
Capital adequacy ratio %14.118.6 76.1%  
Net NPAs %1.80.7 239.2%  
CASH FLOW
From Operations Rs m-87,86312,172 -721.8%  
From Investments Rs m-2,087-12,702 16.4%  
From Financial Activity Rs mNA-1,781 -0.0%  
Net Cashflow Rs m-89,950-2,310 3,893.2%  

Share Holding

Indian Promoters % 93.1 2.2 4,192.8%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 2.9 50.8 5.7%  
FIIs % 0.1 15.6 0.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 6.9 97.8 7.1%  
Shareholders   529,591 232,052 228.2%  
Pledged promoter(s) holding % 0.0 7.3 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CENTRAL BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    PNB    


More on Central Bank vs Karur Vysya Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Central Bank vs Karur Vysya Bank Share Price Performance

Period Central Bank Karur Vysya Bank S&P BSE BANKEX
1-Day 4.35% -0.81% 0.82%
1-Month -2.08% -1.72% 2.48%
1-Year 164.16% 86.47% 19.28%
3-Year CAGR 54.37% 48.74% 12.00%
5-Year CAGR 11.49% 20.82% 9.40%

* Compound Annual Growth Rate

Here are more details on the Central Bank share price and the Karur Vysya Bank share price.

Moving on to shareholding structures...

The promoters of Central Bank hold a 93.1% stake in the company. In case of Karur Vysya Bank the stake stands at 2.2%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Central Bank and the shareholding pattern of Karur Vysya Bank.

Finally, a word on dividends...

In the most recent financial year, Central Bank paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

Karur Vysya Bank paid Rs 2.0, and its dividend payout ratio stood at 14.5%.

You may visit here to review the dividend history of Central Bank, and the dividend history of Karur Vysya Bank.

For a sector overview, read our banking sector report.



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