CHOLAMANDALAM INVEST | L&T FINANCE HOLDINGS | CHOLAMANDALAM INVEST/ L&T FINANCE HOLDINGS |
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P/E (TTM) | x | 30.2 | 18.0 | 167.3% | View Chart |
P/BV | x | 6.8 | 1.8 | 370.1% | View Chart |
Dividend Yield | % | 0.2 | 1.3 | 13.7% |
CHOLAMANDALAM INVEST L&T FINANCE HOLDINGS |
EQUITY SHARE DATA | |||||
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CHOLAMANDALAM INVEST Mar-23 |
L&T FINANCE HOLDINGS Mar-23 |
CHOLAMANDALAM INVEST/ L&T FINANCE HOLDINGS |
5-Yr Chart Click to enlarge
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High | Rs | 818 | 98 | 832.5% | |
Low | Rs | 594 | 66 | 900.0% | |
Income per share (Unadj.) | Rs | 156.7 | 51.5 | 304.2% | |
Earnings per share (Unadj.) | Rs | 32.4 | -2.6 | -1,251.9% | |
Cash flow per share (Unadj.) | Rs | 87.7 | 30.6 | 286.3% | |
Dividends per share (Unadj.) | Rs | 2.00 | 2.00 | 100.0% | |
Avg Dividend yield | % | 0.3 | 2.4 | 11.6% | |
Book value per share (Unadj.) | Rs | 173.5 | 86.3 | 201.2% | |
Shares outstanding (eoy) | m | 822.04 | 2,479.67 | 33.2% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 4.5 | 1.6 | 282.6% | |
Avg P/E ratio | x | 21.8 | -31.7 | -68.7% | |
Avg P/CF ratio | x | 21.7 | -32.8 | -66.1% | |
Avg Price/Bookvalue ratio | x | 4.1 | 1.0 | 427.3% | |
Dividend payout | % | 6.2 | -77.2 | -8.0% | |
Avg Mkt Cap | Rs m | 580,340 | 203,643 | 285.0% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 13,604 | 14,059 | 96.8% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 128,841 | 127,750 | 100.9% | |
Other income | Rs m | 2,216 | 33,759 | 6.6% | |
Interest expense | Rs m | 57,480 | 58,222 | 98.7% | |
Net interest income | Rs m | 71,361 | 69,527 | 102.6% | |
Operating expense | Rs m | 36,220 | 80,867 | 44.8% | |
Gross profit | Rs m | 35,141 | -11,340 | -309.9% | |
Gross profit margin | % | 27.3 | -8.9 | -307.3% | |
Provisions/contingencies | Rs m | 142 | 209 | 68.1% | |
Profit before tax | Rs m | 36,146 | -5,565 | -649.5% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 868 | 0.0% | |
Prior Period Items | Rs m | -118 | 0 | - | |
Tax | Rs m | 9,379 | 1,724 | 544.1% | |
Profit after tax | Rs m | 26,649 | -6,421 | -415.0% | |
Net profit margin | % | 20.7 | -5.0 | -411.5% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 1,048,097 | 751,546 | 139.5% | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 6.6 | 7.7 | 85.3% | |
Net fixed assets | Rs m | 4,026 | 2,410 | 167.0% | |
Share capital | Rs m | 1,645 | 24,797 | 6.6% | |
Free reserves | Rs m | 140,982 | 189,077 | 74.6% | |
Net worth | Rs m | 142,627 | 213,873 | 66.7% | |
Borrowings | Rs m | 67,224 | 252,490 | 26.6% | |
Investments | Rs m | 39,576 | 152,282 | 26.0% | |
Total assets | Rs m | 1,130,154 | 1,045,011 | 108.1% | |
Debt/equity ratio | x | 0.5 | 1.2 | 39.9% | |
Return on assets | % | 2.4 | -0.6 | -383.7% | |
Return on equity | % | 18.7 | -3.0 | -622.3% | |
Capital adequacy ratio | % | 17.1 | 24.5 | 69.9% | |
Net NPAs | % | 3.1 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | -271,051 | 74,905 | -361.9% | |
From Investments | Rs m | -21,484 | -11,070 | 194.1% | |
From Financial Activity | Rs m | 274,665 | -16,638 | -1,650.8% | |
Net Cashflow | Rs m | -17,870 | 41,927 | -42.6% |
Indian Promoters | % | 50.2 | 65.9 | 76.2% | |
Foreign collaborators | % | 0.1 | 0.0 | - | |
Indian inst/Mut Fund | % | 43.1 | 19.8 | 218.3% | |
FIIs | % | 24.7 | 10.7 | 231.5% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 49.6 | 34.1 | 145.5% | |
Shareholders | 140,636 | 687,721 | 20.4% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare CHOLAMANDALAM INVEST With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT SBI CARDS AAVAS FINANCIERS MANAPPURAM FINANCE
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | Cholamandalam Invest | L&T FINANCE |
---|---|---|
1-Day | 2.47% | -0.44% |
1-Month | 8.17% | -4.12% |
1-Year | 57.80% | 98.61% |
3-Year CAGR | 27.69% | 18.27% |
5-Year CAGR | 31.90% | 2.07% |
* Compound Annual Growth Rate
Here are more details on the Cholamandalam Invest share price and the L&T FINANCE share price.
Moving on to shareholding structures...
The promoters of Cholamandalam Invest hold a 50.4% stake in the company. In case of L&T FINANCE the stake stands at 65.9%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Cholamandalam Invest and the shareholding pattern of L&T FINANCE.
Finally, a word on dividends...
In the most recent financial year, Cholamandalam Invest paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of 6.2%.
L&T FINANCE paid Rs 2.0, and its dividend payout ratio stood at -77.2%.
You may visit here to review the dividend history of Cholamandalam Invest, and the dividend history of L&T FINANCE.
For a sector overview, read our finance sector report.
After opening the day on positive note, Indian share markets gained the momentum as the session progressed and ended on firm footing.