Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

CSL FINANCE vs BAJAJ FINANCE - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    CSL FINANCE BAJAJ FINANCE CSL FINANCE/
BAJAJ FINANCE
 
P/E (TTM) x 18.9 32.5 58.2% View Chart
P/BV x 3.0 8.3 35.8% View Chart
Dividend Yield % 0.5 0.4 127.8%  

Financials

 CSL FINANCE   BAJAJ FINANCE
EQUITY SHARE DATA
    CSL FINANCE
Mar-23
BAJAJ FINANCE
Mar-23
CSL FINANCE/
BAJAJ FINANCE
5-Yr Chart
Click to enlarge
High Rs3057,777 3.9%   
Low Rs1705,236 3.2%   
Income per share (Unadj.) Rs57.9684.9 8.5%  
Earnings per share (Unadj.) Rs22.5190.4 11.8%  
Cash flow per share (Unadj.) Rs33.0466.9 7.1%  
Dividends per share (Unadj.) Rs2.5030.00 8.3%  
Avg Dividend yield %1.10.5 228.4%  
Book value per share (Unadj.) Rs177.9890.4 20.0%  
Shares outstanding (eoy) m20.24604.42 3.3%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x4.19.5 43.1%   
Avg P/E ratio x10.534.2 30.8%  
Avg P/CF ratio x7.134.2 20.7%  
Avg Price/Bookvalue ratio x1.37.3 18.3%  
Dividend payout %11.115.8 70.4%   
Avg Mkt Cap Rs m4,8043,932,543 0.1%   
No. of employees `000NANA-   
Total wages & salary Rs m15850,591 0.3%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m1,172413,974 0.3%  
Other income Rs m383 3.5%   
Interest expense Rs m272127,013 0.2%   
Net interest income Rs m901286,961 0.3%  
Operating expense Rs m278126,929 0.2%   
Gross profit Rs m623160,033 0.4%  
Gross profit margin %53.138.7 137.4%  
Provisions/contingencies Rs m22529 782.3%   
Profit before tax Rs m615155,279 0.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m15940,202 0.4%   
Profit after tax Rs m456115,077 0.4%  
Net profit margin %38.927.8 140.0%  
BALANCE SHEET DATA
Advances Rs m02,422,689 0.0%   
Deposits Rs m0446,656 0.0%  
Credit/Deposit ratio x0542.4- 
Yield on advances %00-  
Cost of deposits %05.9-  
Net Interest Margin %93,815.010.8 867,436.8%  
Net fixed assets Rs m7423,076 0.3%   
Share capital Rs m2021,209 16.7%   
Free reserves Rs m3,397536,956 0.6%   
Net worth Rs m3,600538,165 0.7%   
Borrowings Rs m315222,689 0.1%   
Investments Rs m1230,624 0.0%   
Total assets Rs m7,7762,742,916 0.3%  
Debt/equity ratio x0.11.2 7.0%   
Return on assets %5.94.2 139.9%  
Return on equity %12.721.4 59.3%  
Capital adequacy ratio %49.925.0 199.8%  
Net NPAs %0.40.4 81.4%  
CASH FLOW
From Operations Rs m-1,665-421,404 0.4%  
From Investments Rs m-21-103,653 0.0%  
From Financial Activity Rs m1,960506,750 0.4%  
Net Cashflow Rs m273-18,307 -1.5%  

Share Holding

Indian Promoters % 47.7 54.7 87.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 3.5 35.0 9.9%  
FIIs % 2.2 20.6 10.8%  
ADR/GDR % 0.0 0.0 -  
Free float % 52.3 45.3 115.4%  
Shareholders   7,057 799,199 0.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CSL FINANCE With:   BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    EDELWEISS FINANCIAL    AAVAS FINANCIERS    


More on CONSOLIDATED SEC. vs Bajaj Finance

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

CONSOLIDATED SEC. vs Bajaj Finance Share Price Performance

Period CONSOLIDATED SEC. Bajaj Finance
1-Day 1.66% -1.50%
1-Month 3.69% 4.44%
1-Year 114.45% 18.73%
3-Year CAGR 80.90% 15.12%
5-Year CAGR 36.97% 18.56%

* Compound Annual Growth Rate

Here are more details on the CONSOLIDATED SEC. share price and the Bajaj Finance share price.

Moving on to shareholding structures...

The promoters of CONSOLIDATED SEC. hold a 47.7% stake in the company. In case of Bajaj Finance the stake stands at 54.7%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of CONSOLIDATED SEC. and the shareholding pattern of Bajaj Finance.

Finally, a word on dividends...

In the most recent financial year, CONSOLIDATED SEC. paid a dividend of Rs 2.5 per share. This amounted to a Dividend Payout ratio of 11.1%.

Bajaj Finance paid Rs 30.0, and its dividend payout ratio stood at 15.8%.

You may visit here to review the dividend history of CONSOLIDATED SEC., and the dividend history of Bajaj Finance.

For a sector overview, read our finance sector report.



Today's Market

Sensex Today Trades Flat | Nifty Below 22,350 | Kotak Mahindra Bank Tanks 9% Sensex Today Trades Flat | Nifty Below 22,350 | Kotak Mahindra Bank Tanks 9%(10:30 am)

Asian stocks fell on Thursday as disappointing earnings forecasts from Facebook parent Meta Platforms hammered tech shares, while the yen's slump past 155 per dollar.