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CSB BANK vs KARNATAKA BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    CSB BANK KARNATAKA BANK CSB BANK/
KARNATAKA BANK
 
P/E (TTM) x 10.7 5.7 188.6% View Chart
P/BV x 1.9 1.0 200.6% View Chart
Dividend Yield % 0.0 2.2 -  

Financials

 CSB BANK   KARNATAKA BANK
EQUITY SHARE DATA
    CSB BANK
Mar-23
KARNATAKA BANK
Mar-23
CSB BANK/
KARNATAKA BANK
5-Yr Chart
Click to enlarge
High Rs275169 163.2%   
Low Rs17856 319.6%   
Income per share (Unadj.) Rs133.7231.2 57.8%  
Earnings per share (Unadj.) Rs31.637.8 83.5%  
Cash flow per share (Unadj.) Rs87.476.3 114.6%  
Dividends per share (Unadj.) Rs05.00 0.0%  
Avg Dividend yield %04.5 0.0%  
Book value per share (Unadj.) Rs183.6262.9 69.8%  
Shares outstanding (eoy) m173.49312.34 55.5%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.70.5 349.3%   
Avg P/E ratio x7.23.0 241.9%  
Avg P/CF ratio x5.61.6 350.2%  
Avg Price/Bookvalue ratio x1.20.4 289.3%  
Dividend payout %013.2 0.0%   
Avg Mkt Cap Rs m39,29535,014 112.2%   
No. of employees `000NANA-   
Total wages & salary Rs m5,58510,735 52.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m23,19772,202 32.1%  
Other income Rs m3,1609,926 31.8%   
Interest expense Rs m9,85840,351 24.4%   
Net interest income Rs m13,33831,851 41.9%  
Operating expense Rs m9,42519,700 47.8%   
Gross profit Rs m3,91412,151 32.2%  
Gross profit margin %16.916.8 100.3%  
Provisions/contingencies Rs m1,60010,280 15.6%   
Profit before tax Rs m7,33614,405 50.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,8632,608 71.4%   
Profit after tax Rs m5,47411,797 46.4%  
Net profit margin %23.616.3 144.4%  
BALANCE SHEET DATA
Advances Rs m206,506599,516 34.4%   
Deposits Rs m245,058873,679 28.0%  
Credit/Deposit ratio x84.368.6 122.8%  
Yield on advances %9.19.3 98.1%   
Cost of deposits %3.74.3 86.3%   
Net Interest Margin %5.03.8 131.6%  
Net fixed assets Rs m3,1948,462 37.7%   
Share capital Rs m1,7353,124 55.6%   
Free reserves Rs m30,11878,997 38.1%   
Net worth Rs m31,85382,120 38.8%   
Borrowings Rs m7,83015,627 50.1%   
Investments Rs m58,487233,249 25.1%   
Total assets Rs m291,623990,571 29.4%  
Debt/equity ratio x7.910.8 73.3%   
Return on assets %1.91.2 157.6%  
Return on equity %17.214.4 119.6%  
Capital adequacy ratio %27.117.5 155.3%  
Net NPAs %0.41.7 20.6%  
CASH FLOW
From Operations Rs m22,11518,297 120.9%  
From Investments Rs m-7,243-875 827.5%  
From Financial Activity Rs m-12,242-195 6,293.2%  
Net Cashflow Rs m2,62917,227 15.3%  

Share Holding

Indian Promoters % 0.0 0.0 -  
Foreign collaborators % 49.7 0.0 -  
Indian inst/Mut Fund % 20.7 36.7 56.3%  
FIIs % 4.6 19.0 24.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 50.3 100.0 50.3%  
Shareholders   62,958 267,637 23.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CSB BANK With:   HDFC BANK    ICICI BANK    AXIS BANK    SBI    PNB    


More on CSB BANK vs Karnataka Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

CSB BANK vs Karnataka Bank Share Price Performance

Period CSB BANK Karnataka Bank S&P BSE BANKEX
1-Day 0.03% -1.53% 0.82%
1-Month 1.01% -2.22% 2.48%
1-Year 44.51% 78.09% 19.28%
3-Year CAGR 14.12% 55.04% 12.00%
5-Year CAGR 3.36% 13.14% 9.40%

* Compound Annual Growth Rate

Here are more details on the CSB BANK share price and the Karnataka Bank share price.

Moving on to shareholding structures...

The promoters of CSB BANK hold a 49.7% stake in the company. In case of Karnataka Bank the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of CSB BANK and the shareholding pattern of Karnataka Bank.

Finally, a word on dividends...

In the most recent financial year, CSB BANK paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

Karnataka Bank paid Rs 5.0, and its dividend payout ratio stood at 13.2%.

You may visit here to review the dividend history of CSB BANK, and the dividend history of Karnataka Bank.

For a sector overview, read our banking sector report.



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