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CITY UNION BANK vs ANDHRA BANK - Comparison Results

CITY UNION BANK     Change

Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More

ANDHRA BANK 
   Change

Established in 1923, Andhra Bank had 1.9% share of the total non-food credit and 1.8% share of the total deposits in the banking sector in FY12. The bank has national presence through 1,712 branches and around 1,056 ATMs, with an employee base of 15,... More

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Current Valuations

    CITY UNION BANK ANDHRA BANK CITY UNION BANK/
ANDHRA BANK
 
P/E (TTM) x 18.2 -0.4 - View Chart
P/BV x 2.7 0.1 3,614.0% View Chart
Dividend Yield % 0.2 0.0 -  

Financials

 CITY UNION BANK   ANDHRA BANK
EQUITY SHARE DATA
    CITY UNION BANK
Mar-19
ANDHRA BANK
Mar-19
CITY UNION BANK/
ANDHRA BANK
5-Yr Chart
Click to enlarge
High Rs20747 440.9%   
Low Rs15723 688.6%   
Income per share (Unadj.) Rs51.366.6 77.0%  
Earnings per share (Unadj.) Rs9.3-9.5 -97.8%  
Cash flow per share (Unadj.) Rs20.4-56.1 -36.3%  
Dividends per share (Unadj.) Rs0.500-  
Avg Dividend yield %0.30-  
Book value per share (Unadj.) Rs65.946.2 142.6%  
Shares outstanding (eoy) m734.502,884.49 25.5%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x3.60.5 677.3%   
Avg P/E ratio x19.6-3.7 -533.5%  
Avg P/CF ratio x13.40.6 2,141.4%  
Avg Price/Bookvalue ratio x2.80.8 365.9%  
Dividend payout %5.40-   
Avg Mkt Cap Rs m133,752100,669 132.9%   
No. of employees `0005.520.3 27.1%   
Total wages & salary Rs m3,64423,015 15.8%   
Avg. income/employee Rs Th6,827.19,438.2 72.3%   
Avg. wages/employee Rs Th660.51,131.2 58.4%   
Avg. net profit/employee Rs Th1,237.5-1,347.7 -91.8%   
INCOME DATA
Interest income Rs m37,672192,029 19.6%  
Other income Rs m5,14430,881 16.7%   
Interest expense Rs m21,557122,243 17.6%   
Net interest income Rs m16,11569,786 23.1%  
Operating expense Rs m8,85950,058 17.7%   
Gross profit Rs m7,25619,728 36.8%  
Gross profit margin %19.310.3 187.5%  
Provisions/contingencies Rs m3,151188,271 1.7%   
Profit before tax Rs m9,249-23,913 -38.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m0251 0.0%   
Tax Rs m2,4203,758 64.4%   
Profit after tax Rs m6,829-27,420 -24.9%  
Net profit margin %18.1-14.3 -126.9%  
BALANCE SHEET DATA
Advances Rs m326,7331,588,479 20.6%   
Deposits Rs m384,4802,198,529 17.5%  
Credit/Deposit ratio x85.072.3 117.6%  
Yield on advances %9.78.9 109.0%   
Cost of deposits %5.55.2 105.0%   
Net Interest Margin %3.72.9 128.5%  
Net fixed assets Rs m2,50015,723 15.9%   
Share capital Rs m73528,845 2.5%   
Free reserves Rs m47,673104,472 45.6%   
Net worth Rs m48,408133,317 36.3%   
Borrowings Rs m4,809103,146 4.7%   
Investments Rs m77,122669,148 11.5%   
Total assets Rs m452,5892,540,440 17.8%  
Debt/equity ratio x8.017.3 46.6%   
Return on assets %1.5-1.1 -139.8%  
Return on equity %14.1-20.6 -68.6%  
Capital adequacy ratio %15.613.7 113.7%  
Net NPAs %1.85.7 31.6%  
CASH FLOW
From Operations Rs m3,96929,181 13.6%  
From Investments Rs m-867-837 103.5%  
From Financial Activity Rs m166-37,515 -0.4%  
Net Cashflow Rs m3,269-9,099 -35.9%  

Share Holding

Indian Promoters % 0.0 60.1 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.2 10.9 93.6%  
FIIs % 33.4 11.5 290.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 56.0 17.4 321.8%  
Shareholders   82,699 222,746 37.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CITY UNION BANK With:   VIJAYA BANK  SOUTH IND.BANK  BANK OF INDIA  CANARA BANK  AXIS BANK  

Compare CITY UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Key Q2FY20 Results, BHEL Stake Sale, and Top Cues in Focus Today(Pre-Open)

On Friday, Indian share markets traded on a positive note most of the day and ended higher. The BSE Sensex logged total gains of 1,417 points in the past six sessions.

Related Views on News

CITY UNION BANK Announces Quarterly Results (1QFY20); Net Profit Up 14.9% (Quarterly Result Update)

Aug 8, 2019 | Updated on Aug 8, 2019

For the quarter ended June 2019, CITY UNION BANK has posted a net profit of Rs 2 bn (up 14.9% YoY). Sales on the other hand came in at Rs 10 bn (up 15.7% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

ANDHRA BANK Announces Quarterly Results (1QFY20); Net Profit Up 109.6% (Quarterly Result Update)

Aug 5, 2019 | Updated on Aug 5, 2019

For the quarter ended June 2019, ANDHRA BANK has posted a net profit of Rs 516 m (up 109.6% YoY). Sales on the other hand came in at Rs 50 bn (up 9.6% YoY). Read on for a complete analysis of ANDHRA BANK's quarterly results.

CITY UNION BANK Announces Quarterly Results (4QFY19); Net Profit Up 15.1% (Quarterly Result Update)

May 21, 2019 | Updated on May 21, 2019

For the quarter ended March 2019, CITY UNION BANK has posted a net profit of Rs 2 bn (up 15.1% YoY). Sales on the other hand came in at Rs 10 bn (up 13.1% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

ANDHRA BANK Announces Quarterly Results (4QFY19); Net Profit Up 51.4% (Quarterly Result Update)

May 15, 2019 | Updated on May 15, 2019

For the quarter ended March 2019, ANDHRA BANK has posted a net profit of Rs 12 bn (up 51.4% YoY). Sales on the other hand came in at Rs 49 bn (up 5.4% YoY). Read on for a complete analysis of ANDHRA BANK's quarterly results.

ANDHRA BANK Announces Quarterly Results (3QFY19); Net Profit Up 65.0% (Quarterly Result Update)

Feb 15, 2019 | Updated on Feb 15, 2019

For the quarter ended December 2018, ANDHRA BANK has posted a net profit of Rs 6 bn (up 65.0% YoY). Sales on the other hand came in at Rs 48 bn (up 5.4% YoY). Read on for a complete analysis of ANDHRA BANK's quarterly results.

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Oct 18, 2019 (Close)

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